Sign In
VisitorsCoverage logo

Single Trip Platinum

Best for:
Worldwide
Underwriter: 4Ever Life Insurance Co.
Comprehensive A.M. Best Rating: A
Comprehensive A.M. Best Rating: A
Single Trip Platinum (A.M. Best Rating: A) is a comprehensive travel medical insurance plan that delivers affordable worldwide medical coverage for travelers leaving their home country. It provides robust protection for medical expenses, emergency medical evacuation, and travel assistance benefits, ensuring peace of mind while away from home. Coverage is available  from 1 day to 182 days.

Single Trip Platinum does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Single Trip Platinum covers pre-existing conditions up to the selected policy maximum, provided the insured has a primary domestic health insurance plan (or Medicare) active within the United States.

Review the Single Trip Platinum policy documents for complete coverage details, exclusions, eligibility requirements, and limitations.

How Single Trip Platinum Works

Out of Network

100%

After deductible, 100% up to policy maximum See How Single Trip Platinum Works.

PPO Network for Single Trip Platinum

Inside the USA

The Single Trip Platinum Insurance plan is an international plan that does not provide coverage in the U.S.


Outside the USA

There is no PPO network outside the United States. If your plan allows for coverage outside of the United States, you can view the international list of providers for Blue Cross Blue Shield Global Solutions .

Key Travel Medical Insurance Benefits

Here are some of the top benefits, for your convenience*

Emergency Room
Emergency Room
100% up to policy maximum
Hospitalization
Hospitalization
100% up to policy maximum
Medical Evacuation
Medical Evacuation
Up to $500000
Urgent Care
Urgent Care
100% up to Policy Maximum
Pre-Existing Condition
Pre-Existing Condition
Coverage
Schengen Visa Requirement
Schengen Visa Requirement
Yes
Prescription Rx - Medicine
Prescription Rx - Medicine
Up to $5000
Emergency Dental Coverage
Emergency Dental Coverage
Up to $500
Emergency Room
Emergency Room
100% up to policy maximum
Pre-Existing Condition
Pre-Existing Condition
Coverage
Hospitalization
Hospitalization
100% up to policy maximum
Schengen Visa Requirement
Schengen Visa Requirement
Yes
Medical Evacuation
Medical Evacuation
Up to $500000
Prescription Rx - Medicine
Prescription Rx - Medicine
Up to $5000
Urgent Care
Urgent Care
100% up to Policy Maximum
Emergency Dental Coverage
Emergency Dental Coverage
Up to $500

*Note: Benefit amounts shown are based on In-Network coverage. Please consult your specific policy documents for precise coverage benefits, exclusions and age limits. Optional add-on benefits are available for an additional charge.

Eligibility for Single Trip Platinum

  • Must have a primary health insurance policy to be eligible for the plan
  • For U.S residents traveling internationally, excluding the USA
  • Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
  • For ages 14 days to 95 years
  • Coverage for minimum 2 days to maximum up to 182 days
  • Extendable for up to 182 days
  • Must purchase policy before departing home country
Medical Coverage

Medical Coverage

Medical coverage details.

Eligible Medical Expenses
Out-Network
100% up to policy maximum
100%
Available Policy Maximums
Available Policy Maximums
$50K $100K $500K $1M
Limits may vary based on age or destination of traveler
Available Deductibles
Available Deductibles
$0 $100 $250 $500
Limits may vary based on age or destination of traveler
Pre-existing Conditions

Pre-existing Conditions

Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.

Pre-Existing Conditions
Pre-Existing Conditions
Plan requires the policyholder to have a primary health plan, to be eligible for coverage and pre-existing conditions.

Worsening of pre-existing conditions can be covered up to the policy maximum
Acute onset Pre-Existing Condition
Acute onset Pre-Existing Condition
Not covered
Out-Patient

Out-Patient

Medical treatment that does not include an overnight stay at a hospital.

Prescription Drugs / Medicines
Prescription Drugs / Medicines
Up to $5,000
Dr. / Physician Visit
Out-Network
100% up to policy maximum
100%
Urgent Care
Out-Network
100% up to Policy Maximum
100%
Surgical Treatment
Out-Network
100% up to policy maximum
100%
Lab & X-rays
Out-Network
100% up to policy maximum
100%
In-Patient

In-Patient

Medical treatment that includes an overnight stay at a hospital.

Hospital Room and Board
Out-Network
100% up to policy maximum
100%
Surgical Treatment
Out-Network
100% up to policy maximum
100%
Emergency Services

Emergency Services

Hospital emergency services (certain limits may apply).

Ambulance Expenses
Out-Network
Up to policy maximum
Emergency Room
Out-Network
100% up to policy maximum
100%
Dental Coverage

Dental Coverage

Treatment for injury to or acute and spontaneous pain in sound natural teeth.

Dental Emergency
Dental Emergency
Up to $500
Travel Coverage

Travel Coverage

Travel-related coverage

Emergency Medical Evacuation / Repatriation
Emergency Medical Evacuation / Repatriation
Up to $500,000
Return of Mortal Remains
Return of Mortal Remains
Up to $25,000
Trip Interruption
Trip Interruption
Up to $1,000
Trip Delay
Trip Delay
Not covered
Lost Luggage
Lost Luggage
Up to $500 and limited to $100 per bag
Terrorism
Terrorism
Not covered
Personal Liability
Personal Liability
Not covered
Identity Theft
Identity Theft
Not covered
Legal Fees
Legal Fees
Not covered
Lost or Stolen Passport
Lost or Stolen Passport
Not covered
Missed Connection
Missed Connection
Not covered
Other

Other

Other types of coverage not mentioned above.

Doctor Wellness Visit
Doctor Wellness Visit
Not covered
Preferred Rates
Preferred Rates
Not covered
Single Trip Platinum Exclusions

Single Trip Platinum Exclusions

What is not covered

Manage Your Policy Online

Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.

Claims Contact Information

Send Claim Form to:
Blue Cross Blue Shield Global Solutions
933 First Avenue
King of Prussia, PA 19406
+1.610.482.9623
claims@bcbsglobalsolutions.com
Administrator Contacts:
+1.855.481.6647
claims@bcbsglobalsolutions.com
The Single Trip Platinum plan covers U.S residents traveling internationally for leisure, educational, missionary, business purposes and more. Since many domestic plans don’t fully protect your health and financial needs, Single Trip Platinum provides protection and peace of mind for all international travelers.
You can go to any doctor or hospital of your choice and be covered 100% for eligible medical expenses with Single Trip Platinum.
The Single Trip Platinum plan is available to those who have primary medical insurance (a Primary Plan) inside the U.S. and will cover medical treatments for pre-existing conditions up to the policy maximum selected

Please refer to the following article about Single Trip Platinum policy usage:
How to Use Your Visitor Insurance

Please refer to the following article concerning the Single Trip Platinum claim process:
Visitor Insurance Claim Process

The cost of Single Trip Platinum varies based on several qualifying criteria, such as traveler’s age, duration or length of trip, and selected coverage benefit limits.

Yes, you can extend the Single Trip Platinum policy. You would need to extend the plan at least two days before the policy expires. There may be an extra $5 extension charge.

No, the Single Trip Platinum plan can only be cancelled before the policy's effective date

You cannot remove one person from the Single Trip Platinum policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.
In order to apply for Single Trip Platinum, you will need names, coverage duration, date(s) of birth, home country address, and a valid credit card.
An email confirmation will be sent after purchase. The email will include links and instructions on how to access and print out your Single Trip Platinum ID card.
Single Trip Platinum will provide coverage in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates.
Single Trip Platinum can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.
Coverage on the Single Trip Platinum plan will begin on the date of departure and once the traveler has left their home country. Coverage areas are anywhere outside ones' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country.

Learn more from informative articles at the Visitor Insurance Information section.

Note: Information provided here is general in nature and may change from time to time. Your best course of action would be to refer to your policy papers/guidelines and contact the Provider for up-to-date information

Have specific questions about this plan?

AI Assistant Single Trip Platinum

AI assistant can help you find specific terms and details in the policy document.

Need more assistance?

Chat with Luna

Our smart travel assistant, Luna, is ready to assist you 24/7. Get instant answers to your questions.

In a world of AI, talk to a real human.

Get personalized guidance from a licensed insurance expert to help you choose the right coverage.

All our insurance advisors are fully licensed and based in California, US.

Trusted Advice

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support