Schengen Visa RequirementTravelers to Europe
Europe Travel Plus
Comprehensive Coverage,
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Europe Travel Plus® Insurance is a comprehensive travel medical insurance plan designed for travelers visiting Europe, including those who need coverage to meet Schengen visa requirements. The plan provides coverage for unexpected illnesses and injuries while traveling, with benefits that may include physician visits, hospitalization, emergency medical evacuation and repatriation, emergency dental treatment, trip interruption, lost luggage, and more. Travelers can choose from policy maximums ranging from $50,000 to $2 million, with coverage available for trips from 5 days up to 365 days.
Europe Travel Plus® is underwritten by SiriusPoint Specialty Insurance Corporation and provides the flexibility to visit any doctor or hospital of your choice, as there is no PPO network outside the United States. The plan also includes up to $35,000 in coverage for an eligible acute onset of a pre-existing condition and offers a $0 deductible option for travelers who need to satisfy Schengen visa insurance requirements. Benefits, eligibility, exclusions, and coverage limits apply, so travelers should review the plan documents to understand the coverage and make sure it fits their travel needs.
Europe Travel Plus® is underwritten by SiriusPoint Specialty Insurance Corporation and provides the flexibility to visit any doctor or hospital of your choice, as there is no PPO network outside the United States. The plan also includes up to $35,000 in coverage for an eligible acute onset of a pre-existing condition and offers a $0 deductible option for travelers who need to satisfy Schengen visa insurance requirements. Benefits, eligibility, exclusions, and coverage limits apply, so travelers should review the plan documents to understand the coverage and make sure it fits their travel needs.
Learn more about 3 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation and Repatriation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Fulfills all Schengen Visa Requirements
- Instant Visa Letter for Schengen Visa Application
- Coverage for entry denial into Europe
- Pre-Existing Conditions: No Coverage
- Lost Checked Luggage
- Lost or Stolen Passport
- COVID-19 Coverage: Included
Key Metrics
- Administrator: IMG
- Underwriter: SiriusPoint Speciality Insurance Corporation
- Best Suitable for: Schengen Visa
- Eligibility (Who can buy this travel insurance?): Visitors to Europe and Schengen territories
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- No PPO network outside of U.S., First Health PPO Network for incidental trips to the U.S.
- After the deductible plan pays: 100% up to policy maximum
- International Coverage
- Acute onset of Pre-Existing Conditions
- Extenable/Renewable
- Cancellable
- Emergency Medical Evacuation: Up to $300,000
- This plan meets and exceeds all Schengen Visa insurance requirements
- Visa letter available immediately after purchase
- COVID-19 Included
What's Not So Good
- Cancellation fee applies after three days of purchase
- Precertification required for certain medical treatments to avoid 50% reduction in benefits
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
