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Europe Travel Plus : Reviews, Ratings, and Feedback

Europe Travel Plus

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

Best for:
Schengen Visa RequirementTravelers to Europe
Europe Travel Plus (A.M. Best Rating: A) is a comprehensive travel medical insurance plan for travelers visiting Europe. It provides dependable medical coverage, emergency travel assistance, and is well suited for travelers who need insurance for Schengen Visa requirements, vacations, business trips, or extended stays. Coverage is available from 5 days to 365 days.

Europe Travel Plus does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Europe Travel Plus does not cover pre-existing conditions. Europe Travel Plus includes acute onset coverage of pre-existing conditions up to $35,000.

Review the Europe Travel Plus policy documents for complete coverage details, exclusions, and limitations.

Learn more about 3 optional add-on benefits available on this plan.

Plan Highlights

  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation and Repatriation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Fulfills all Schengen Visa Requirements
  • Instant Visa Letter for Schengen Visa Application
  • Coverage for entry denial into Europe
  • Pre-Existing Conditions: No Coverage
  • Lost Checked Luggage
  • Lost or Stolen Passport
  • COVID-19 Coverage: Included
Key Metrics

Key Metrics

  • Administrator: IMG
  • Underwriter: SiriusPoint Speciality Insurance Corporation
  • Best Suitable for: Schengen Visa
  • Eligibility (Who can buy this travel insurance?): Visitors to Europe and Schengen territories
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • No PPO network outside of U.S., First Health PPO Network for incidental trips to the U.S.
  • After the deductible plan pays: 100% up to policy maximum
  • International Coverage
  • Acute onset of Pre-Existing Conditions
  • Extenable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Up to $300,000
  • This plan meets and exceeds all Schengen Visa insurance requirements
  • Visa letter available immediately after purchase
  • COVID-19 Included
What's Not So Good

What's Not So Good

  • Cancellation fee applies after three days of purchase
  • Precertification required for certain medical treatments to avoid 50% reduction in benefits

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support