Do you need a medical examination before buying Visitors or Travel Medical Insurance?
A medical examination is not necessary as the diagnosis of a pre-existing condition is always up to the discretion of the attending physician. Read more about pre-existing conditions here: Pre-Existing Conditions for Visitor Coverage.
If a new and unexpected medical situation occurs after the policy goes into effect (not related to an earlier existing condition), and a medical care professional orders blood work or lab tests, then travel insurance…
Pre-certification is the process of obtaining prior authorization from the travel insurance company for major medical services like planned surgery, hospitalization, or other complicated expensive procedures. It is not necessary to get pre-certified for less…
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