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Does my health insurance cover international travel?

Updated Jul 28, 2025
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
In most cases, domestic health insurance plans do not cover international travel.

Furthermore, for senior travelers from the U.S., U.S.-based policies like Medicare or Medicaid typically provide little to no coverage once you leave the country.

This gap means you're financially responsible for emergency medical expenses, hospitalizations, and even medical evacuations while abroad. To stay protected during international trips, it's essential to purchase a travel medical insurance policy that offers temporary health coverage outside your home country.

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Luna
VisitorsCoverage Support