VisitorsCoverage logo

The billing process is typically up to the providers themselves, and payment usually happens in one of two ways: direct billing or upfront payment.

Direct Billing: In this case, the provider bills the insurance company directly. This is more common for larger treatments, like hospitalizations or surgeries.

Upfront Payment: For smaller services, like doctor consultations, the provider may ask you to pay upfront. You can then file a claim with your insurance to be reimbursed for the covered amount.

Limited plans, like ChoiceAmerica pay a fixed dollar amount for every service and treatment. The policy maximum is simply the outer limit for coverage, and any deductible is deducted from the fixed benefit amount, not the provider’s charge. If you have any further questions or need assistance purchasing a plan, feel free to call us at 1-866-384-9104 or email us at support@visitorscoverage.com. We’re here to help!

Couldn't find an answer to your question?

Our Customer Success Team of licensed insurance specialists can help. Just click the button below and submit your question. Our experts will typically respond within 48 hours.

Ask the experts

Disclaimer

Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.

Luna
VisitorsCoverage Support