How does payment for medical treatment work?
Direct Billing: In this case, the provider bills the insurance company directly. This is more common for larger treatments, like hospitalizations or surgeries.
Upfront Payment: For smaller services, like doctor consultations, the provider may ask you to pay upfront. You can then file a claim with your insurance to be reimbursed for the covered amount.
Limited plans, like ChoiceAmerica pay a fixed dollar amount for every service and treatment. The policy maximum is simply the outer limit for coverage, and any deductible is deducted from the fixed benefit amount, not the provider’s charge. If you have any further questions or need assistance purchasing a plan, feel free to call us at 1-866-384-9104 or email us at support@visitorscoverage.com. We’re here to help!
Disclaimer: Information is for general purposes and updated regularly based on provider guidelines. For binding terms, review your specific Policy Brochure.
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