Which insurance covers pre-existing conditions for visitors to the USA?
If you have a health history that has been stable for a long time or you haven’t received any recent treatment, consider a plan with “acute onset of pre-existing condition” coverage. This coverage protects you if an old injury or condition unexpectedly flares up, without requiring the extensive coverage of a full pre-existing condition plan. CoverAmerica Gold and Atlas America are the most popular plans offering acute onset coverage.
*Coverage is highly dependent on the traveler's age and the medical condition's "stability period" (typically 60–180 days prior to travel).
Disclaimer: Information is for general purposes and updated regularly based on provider guidelines. For binding terms, review your specific Policy Brochure.
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