WorldwideVisitors to the USA
Dash Plus
Comprehensive Coverage,
Underwriter: C&F Crum & Forster
Best for:
Dash Plus is a comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration is available from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 50% of eligible medical expenses. Learn more about how Dash Plus works.
Dash Plus will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.
Dash Plus does not cover Pre-Existing medical conditions. Please review Dash Plus policy documents for complete coverage and exclusions.
Learn more about 1 optional add-on benefits available on this plan.
How Dash Plus Works
Out of Network
50%
After deductible, 50% up to Policy Maximum
Key Travel Medical Insurance Benefits
Pre-Existing Conditions
COVID-19 Included
Renewable & Cancelable
PPO
Medical Evacuation
Urgent Care
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 5 days to 364 days
Eligibility
- For non U.S. citizens traveling outside their home country
- For ages 14 days to 99 years
- Coverage for a minimum of 5 days up to 364 days
- Extendable for up to 364 days
- Must purchase policy before departing home country
Medical Coverage
Medical coverage details.
Eligible Medical Expenses
In-Network
100% up to Policy Maximum
Eligible Medical Expenses
Out-Network
50% up to Policy Maximum
Available Policy Maximums
Available Policy Maximums
Limits may vary based on age or destination of traveler
Available Deductibles
Available Deductibles
Limits may vary based on age or destination of traveler
Pre-existing Conditions
Medical coverage for Pre-existing and Acute Onset of Pre-existing Conditions.
Pre-Existing Conditions
Pre-Existing Conditions
Not covered
Acute onset Pre-Existing Condition
Acute onset Pre-Existing Condition
Up to Policy Maximum
Deductible per acute illness: $500, $1,000, or $5,000 options
Deductible per acute illness: $500, $1,000, or $5,000 options
Out-Patient
Medical treatment that does not include an overnight stay at a hospital.
Prescription Drugs / Medicines
Prescription Drugs / Medicines
Up to $600
Dr. / Physician Visit
In-Network
100% up to Policy Maximum
Dr. / Physician Visit
Out-Network
50% up to Policy Maximum
Urgent Care
In-Network
$25 copay, 100% up to Policy Maximum
Urgent Care
Out-Network
$25 copay, 50% up to Policy Maximum
Surgical Treatment
In-Network
100% up to Policy Maximum
Surgical Treatment
Out-Network
50% up to Policy Maximum
Lab & X-rays
In-Network
100% up to $2,000
Lab & X-rays
Out-Network
50% up to $2,000
In-Patient
Medical treatment that includes an overnight stay at a hospital.
Hospital Room and Board
In-Network
100% up to $40,000
Hospital Room and Board
Out-Network
50% up to $40,000
Dr. / Physician Visit
In-Network
100% up to Policy Maximum
Dr. / Physician Visit
Out-Network
50% up to Policy Maximum
Surgical Treatment
In-Network
100% up to Policy Maximum
Surgical Treatment
Out-Network
50% up to Policy Maximum
Emergency Services
Hospital emergency services (certain limits may apply).
Ambulance Expenses
In-Network
URC up to policy maximum
Ambulance Expenses
Out-Network
URC up to policy maximum
Emergency Room
In-Network
100% up to Policy Maximum
Emergency Room
Out-Network
50% up to Policy Maximum
Dental Coverage
Treatment for injury to or acute and spontaneous pain in sound natural teeth.
Dental Emergency
Dental Emergency
Covered
Travel Coverage
Travel-related coverage
US Border Entry Protection
US Border Entry Protection
Not covered
Emergency Medical Evacuation / Repatriation
Emergency Medical Evacuation / Repatriation
Up to $20,000
Return of Mortal Remains
Return of Mortal Remains
Up to $17,500
Trip Interruption
Trip Interruption
Up to $1,500
Trip Delay
Trip Delay
Not covered
Lost Luggage
Lost Luggage
Not covered
Terrorism
Terrorism
Not covered
Personal Liability
Personal Liability
Not covered
Identity Theft
Identity Theft
Not covered
Legal Fees
Legal Fees
Not covered
Lost or Stolen Passport
Lost or Stolen Passport
Not covered
Missed Connection
Missed Connection
Not covered
Optional add-on benefits
More coverage options available for extra protection.
Pre-Existing Options
Pre-Existing Options
Pre-Existing Condition Policy Maximum The Pre-Existing Condition Policy Maximum is the maximum amount the insurance company may be willing to pay for treatment and services the policyholder receives pertaining to their existing medical conditions. The Pre-existing condition policy maximum is per injury/sickness.After the pre-existing condition policy maximum is met, the policyholder will be responsible for any remaining medical expenses for treatment and services related to their pre-existing condition. Pre-Existing Condition Deductible The Pre-Existing Condition Deductible is the amount the policyholder is responsible for paying before the insurance company begins to pay for any pre-existing covered expenses. The pre-existing deductible is per injury/sickness.
COVID-19 Benefits
Covid-19 related benefits and coverage
COVID-19 Medical Coverage
COVID-19 Medical Coverage
This plan covers COVID-19 like any other covered medical condition up to the policy maximum. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions.
COVID-19 Testing
COVID-19 Testing
Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date
COVID-19 Vaccine/Booster
COVID-19 Vaccine/Booster
Not covered
COVID-19 Quarantine Coverage
COVID-19 Quarantine Coverage
Not covered
Other
Other types of coverage not mentioned above.
Doctor Wellness Visit
Doctor Wellness Visit
Not covered
Preferred Rates
Preferred Rates
Not covered
Dash Plus Exclusions
What is not covered
Dash Plus FAQs
All questions are answered by our Licensed Travel Insurance Consultants.
This is travel medical insurance designed for non-U.S. citizens temporarily visiting the United States. It provides coverage for unexpected medical emergencies, not routine or planned care.
No. This is not U.S. domestic health insurance. It is intended for emergency situations only while you are traveling.
Your policy is issued by Skybridge Risk Ltd., which is responsible for payment of covered benefits under the policy.
Yes. You will receive a physical or digital insurance card that provides access to the UnitedHealthcare provider network, which is widely accepted across the United States. UnitedHealthcare provides provider network access only and does not insure or assume risk under the policy.
Coverage typically includes emergency medical treatment, hospitalization for sudden illness or injury, emergency stabilization, acute onset of pre-existing conditions, and medically necessary evacuation or repatriation to your home country, subject to policy terms and limits.
Yes, but only for acute onset. Sudden and unexpected flare-ups may be covered for emergency stabilization. Ongoing treatment, routine care, or planned treatment is not covered.
Planned or elective medical procedures, routine or non-emergency care, long-term or chronic treatment, care intentionally sought in the United States, or services obtained through misrepresentation or fraud are not covered.
You should purchase the policy at least 72 hours before arriving in the United States.
Late purchases may be subject to a seven (7) day waiting period, during which no coverage applies. The only time coverage may be purchased without a waiting period while in the U.S. is when extending an existing, active policy.
You may cancel before the policy effective date, subject to applicable administrative and cancellation fees. No cancellations or refunds are permitted after the policy effective date.
Call 911 immediately or go to the nearest emergency room. Your health and safety come first.
Emergency assistance and care coordination are provided by Treppy, an independent assistance provider. Treppy helps with medical coordination, hospital navigation, and evacuation logistics when medically necessary.
Claims are administered by ClaimSorted, an independent third-party claims administrator working on behalf of the insurer.
In many cases, providers may bill covered services directly. If you pay out of pocket, you may submit documentation for review and possible reimbursement according to policy terms.
Providing false or misleading information may result in denial of claims and termination of coverage.
This policy is ideal for non-U.S. citizens visiting the United States temporarily for tourism, business, or family visits. It is not suitable for U.S. citizens, permanent residents, or individuals seeking planned medical treatment.
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- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Pre-Existing Condition Coverage: Optional Pre-Existing Rider
- US Border Entry Protection
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage: Optional Vision Rider
- Emergency Dental Coverage: Optional Dental Rider
- Prescriptions/Medication
- Influenza (flu) Vaccination
- Optional Adventure Sports Rider
- COVID-19 Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Pre-existing Condition Rider
Pre-existing conditions can include, but are not limited to, any medical condition that you have had before the policy effective date. ChoiceAmerica™ offers an optional pre-existing condition rider, which provides limited and basic coverage for eligible pre-existing conditions that existed at or prior to the effective date. A complete description of benefits is available in the Certificate of Insurance. Please note that all diagnoses are determined by the attending physician.
Dental Vision Rider
Optional Dental Treatment and Vision Care Benefits are available for an additional premium (refer to the rating sheets for further details of the applicable additional premium). Refer to the Benefits Table which outlines the optional Dental Treatment & Vision Care Benefits available.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
