Global Medical Insurance is a worldwide expat travel medical insurance plan that provides health coverage and emergency services to individuals and families living outside their home country for short periods of time. Global Medical Insurance allows policyholders to choose from several plan options, length of duration and area of coverage. Individuals and their families can also select from multiple deductibles and modes of payment.
Please review Global Medical Insurance's Brochure for complete and accurate coverage and exclusions.
Xplorer Premier
Limited Coverage,
4Ever Life Insurance Co.
No optional add-on benefits on this plan.
How Xplorer Premier Works
Insurance pays = Pre defined dollar amount for each service taken
Your Responsibility = Policy Deductible + Any Difference in Actual Bill and pre defined fixed amount
How does this plan pay?
Xplorer Premier is a fixed dollar based limited coverage plan. The plan pays a pre-defined fixed dollar amount for every service or treatment. These specific amounts are mentioned in the Plan Brochure. The policy maximum is just the outer limit, but there are limits to every service or treatment.
Insurance pays = Pre defined dollar amount for each service taken
Your Responsibility = Policy Deductible + Any Difference in Actual Bill and pre defined fixed amount
Eligibility
- All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage
- All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they apply
- An employee of a U.S. company, whereby the company is domiciled in the U.S. and the company pays the insurance premium.
- The Eligible Member must be scheduled to reside outside of his/her home country for at least 3 months per year.
- Optional add-on benefits No Optional add-on benefits
- Plan Brochure
