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SafeTrip International Travel Medical Plus - Premium : Reviews, Ratings, and Feedback

SafeTrip International Travel Medical Plus - Premium

Trip Plan, A.M. Best Rating: A (Excellent)
Underwriter: H&W Indemnity SPC Ltd. for Global Solutions SP

SafeTrip International Travel Medical Plus - Premium Insurance is a comprehensive travel medical and trip protection plan designed primarily for non-U.S. residents traveling to the United States. It combines coverage for unexpected medical expenses with benefits for covered trip cancellations, interruptions, delays, baggage problems, and emergency assistance, making it relevant for travelers looking for broader protection than medical-only visitor insurance. Coverage is available for eligible trips of up to 180 days, subject to the policy terms and applicable state or destination restrictions.

For travelers comparing SafeTrip International Travel Medical Plus - Premium travel insurance or visitor insurance for the USA, the plan provides access to the UnitedHealthcare Global network and includes medical and travel protection under one plan. The insurance coverage is underwritten by H&W Indemnity SPC Ltd. for Global Solutions SP, while UnitedHealthcare Services and its applicable UnitedHealthcare Global affiliates provide assistance services and Co-Ordinated Benefit Plans administer claims. Benefits, limits, exclusions, eligibility requirements, and availability can vary, so travelers should review the policy documents carefully before purchasing.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Baggage Loss
  • Optional Rental Car Damage
  • Optional Extreme Sport Activities Coverage
  • Optional Sporting Equipment Loss & Delay
Key Metrics

Key Metrics

  • Administrator: UnitedHealthcare Global
  • Underwriter: H&W Indemnity SPC Ltd. for Global Solutions SP
  • Best Suitable for: International visitors to the USA, looking for extensive travel insurance
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A (Excellent)
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • Available for non-U.S residents up 85 years of age
  • Covers trips up to 6 months in the U.S
  • Up to 5 people allowed on one policy
  • High trip insurance benefit limits
What's Not So Good

What's Not So Good

  • Not available for U.S residents
  • Not available if Home Country/Country of Residences are: Afghanistan (AFG), Antarctica (ATA), Cayman Islands (CYM), Cuba (CUB), Curacao (CUW), Ghana (GHA), Iran (IRN), Iraq (IRQ), Libya (LBY), Mali (MLI), Niger (NER), Nigeria (NGA), North Korea (PRK), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR) & United States (USA)

Similar Plans

SafeTrip International Travel Medical Plus - Core

A.M. Rating: A (Excellent)
UnitedHealthcare GlobalUnderwriter: H&W Indemnity SPC Ltd. for Global Solutions SP

A trip protection plan for non-U.S. residents traveling outside their home country to the U.S.

SafeTrip International Travel Medical Plus - Core Plus

A.M. Rating: A (Excellent)
UnitedHealthcare GlobalUnderwriter: H&W Indemnity SPC Ltd. for Global Solutions SP

A trip protection plan for non-U.S. residents traveling outside their home country to the U.S.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support