Liaison Travel Basic : Reviews, Ratings, and Feedback

Liaison Travel Basic

Comprehensive Coverage,Rated A (Excellent)
Lloyd's of London and Tramont Insurance Company

Liaison Travel Basic is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 80% of the first $5,000 in eligible medical expenses then 100% thereafter. Outside of the PPO network, the plan will pay 70% of the first $5,000 in eligible medical expenses then 100% thereafter. Learn more about how Liaison Travel Basic works.

Liaison Travel Basic does not offer coverage for COVID-19.

Liaison Travel Basic does not cover Pre-Existing medical conditions. Please review Liaison Travel Basics policy documents for complete coverage and exclusions.

Plan Highlights

After the deductible, plan pays 80% of eligible medical expenses up to $5,000, then 100% within the PPO network; outside the PPO network, plan pays 70% of eligible medical expense up to $5,000, then 100% thereafter
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Telehealth Services
Urgent Care Visits
Emergency Room Services
Incidental Trip to Home Country

Key Metrics

Administrator: Seven Corners
Underwriter: Lloyd's of London and Tramont Insurance Company
Best Suitable for: International travelers needing coverage outside home country
Eligibility (Who can buy this travel insurance?): International including USA
Type of coverage: Comprehensive Coverage Plan

Reviews & Ratings

AM Best Rating: A (Excellent)
Licensed and Regulated by the United States Department of Insurance

What's Good

United Healthcare PPO Network
After the deductible plan pays: 80% of the first $5,000, then 100% up to the policy maximum within the PPO Network
International Coverage During Travel
Extendable/Renewable
Cancellable
Emergency Medical Evacuation Up to: $250,000
Optional Rider: Hazardous Activities

What's Not So Good

COVID-19: Excluded
Low Acute Onset of Pre-Existing Condition Coverage
Low Coverage For Those 80+
More Expensive Than Similar Plans

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.