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RoundTrip Elite

A.M. Best Rating: A
By: Seven Corners, Underwriter: US Fire

RoundTrip Elite is a Travel Insurance plan for U.S residents traveling domestically or internationally. The plan offers reimbursement coverage on non-refundable trip costs due to covered reasons for Trip Cancellation, Trip Delay, Trip Interruption, and more.

RoundTrip Elite can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.

Please review RoundTrip Elite policy documents for complete coverage and exclusions.

Key Trip Insurance Benefits

Here are some of the top benefits, for your convenience*

Trip Cancellation
Trip Cancellation
Up to 100%
Trip Interruption
Trip Interruption
Up to 150%
Accident & Sickness
Accident & Sickness
Up to $250000
Rental Car Damage
Rental Car Damage
Optional add-on
Cancel for Any Reason Option
Cancel for Any Reason Option
Optional add-on
Trip Delay
Trip Delay
Up to $1500, 300 per day, after 6 hours
Medical Evacuation
Medical Evacuation
Up to $1000000
Baggage & Personal Effects
Baggage & Personal Effects
Up to $2500
Trip Cancellation
Trip Cancellation
Up to 100%
Cancel for Any Reason Option
Cancel for Any Reason Option
Optional add-on
Trip Interruption
Trip Interruption
Up to 150%
Trip Delay
Trip Delay
Up to $1500, 300 per day, after 6 hours
Accident & Sickness
Accident & Sickness
Up to $250000
Medical Evacuation
Medical Evacuation
Up to $1000000
Rental Car Damage
Rental Car Damage
Optional add-on
Baggage & Personal Effects
Baggage & Personal Effects
Up to $2500

*Note: Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge

Eligibility

  • For U.S residents or U.S citizens traveling within the U.S and/or internationally
  • For Age 14 days to 99 years of age
  • Coverage for a maximum of 90 days
  • Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date: Not available for NY Residents
  • Cancel for Any Work Reasons must be purchased within 20 days of initial trip deposit date
Travel Coverage

Travel Coverage

Travel-related coverage

Trip Cancellation
Trip Cancellation
Up to 100%
Trip Interruption
Trip Interruption
Up to 150%
Trip Delay
Trip Delay
Up to $1,500, 300 per day, after 6 hours
Missed Connection
Missed Connection
Up to $1,500
Emergency Medical Evacuation & Repatriation
Emergency Medical Evacuation & Repatriation
Up to $1,000,000
Cancel For Any Reason
Cancel For Any Reason
Optional Add-on benefit
Emergency Services

Emergency Services

Hospital emergency services (certain limits may apply).

Accident & Sickness Medical Expense
Accident & Sickness Medical Expense
Up to $250,000
Dental Expense
Dental Expense
Not covered
COVID-19 Benefits

COVID-19 Benefits

Covid-19 related benefits and coverage

Covid-19 Coverage
Covid-19 Coverage
Treatment for COVID-19 is covered if contracted after the plan effective date. Cancellation, Interruption, & Quarantine benefits are offered in this plan. Covid-19 testing is covered only if ordered by a physician. Vaccination/Boosters are not covered.
Trip Cancellation Due to Covid-19
Trip Cancellation Due to Covid-19
Coverage for trip cancellation due to a documented positive COVID-19 result
Covid-19 Quarantine
Covid-19 Quarantine
Quarantine coverage in Trip Insurance plans fall under the "Trip Delay" benefit. Policyholders who test positive and are ordered by a physician to quarantine can utilize the Trip Delay benefit to cover any expenses incurred while quarantining.
Other

Other

Other types of coverage not mentioned above.

Baggage & Personal Effects
Baggage & Personal Effects
Up to $2,500
Rental Car Damage
Rental Car Damage
Optional Add-on Coverage Available
RoundTrip Elite Exclusions

RoundTrip Elite Exclusions

What is not covered

RoundTrip Elite FAQs

RoundTrip Elite FAQs

All questions are answered by our Licensed Travel Insurance Consultants.

US citizens and US Residents, who live in the US, are covered by these plans, for traveling both within the US, as well as internationally outside the US.

RoundTrip Elite can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.
RoundTrip Elite will only cover for COVID-19 testing if the policyholder is experiencing symptoms and the test is ordered by an attending physician for diagnostic purposes. COVID-19 tests to meet travel requirements will not be covered.
The RoundTrip Elite plan does not cover for the COVID-19 vaccine/booster, but will cover COVID-19 treatment and services the same as any other eligible condition if contracted after the policy effective date. Preventative care related to COVID-19, like vaccines/boosters is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.
Quarantine coverage in RoundTrip Elite plans fall under the “Trip Delay” benefit. Policyholders who test positive and are ordered by a physician to quarantine can utilize the Trip Delay benefit to cover any expenses incurred while quarantining. The Trip Delay benefit will provide policyholders a specified monetary amount. A policyholder can use their Trip Delay benefit on; reasonable accommodation, meals, telephone calls and local transportation expenses. Receipts must accompany the Reasonable Additional Expenses incurred.


You will need names, coverage duration, date(s) of birth, home country address, total nonrefundable trip costs, and a valid credit card.

Coverage will be provided in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates. Please note: If any part of your trip includes the United States, please select it as your destination country.

The trip cost should include any non-refundable payments made related to the trip. In case of unforeseen cancellation of the trip, these costs would be lost. Examples of these are costs of airline tickets, hotel reservations, tour reservations, etc.

Trip plans are not renewable. In case of change of plans, you would need to purchase a new plan.

You can cancel the plan and get a full refund back, within 10 days of the look-up period. After 10 days of purchase, the plan is not cancelable or refundable.

Pre-existing conditions coverage varies with the plan option you choose.

  1. Pre-existing conditions are not covered by the RoundTrip Economy Plan
  2. Pre-existing condition coverage waiver is available with the RoundTrip Choice and RoundTrip Elite options if you purchase the plan within 24 hours of initial trip deposit day

Cancel for Any Reason is not available with RoundTrip Economy and optional for RoundTrip Choice and RoundTrip Elite option with additional cost.

All options of the plan would cover for the specific covered reasons. Some of these include: Sickness, Injury or Death, Felonious Assault, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Terrorist Incident, Traffic Accident, Bankruptcy/Default, Quarantine, Residence Uninhabitable

Trip cancellation benefits become available if the trip is cancelled before the journey begins (before the start date of the policy). Trip interruption benefits are available after the journey begins. If for some documented covered reason, the trip is cancelled after the journey starts, the insured person has to go back to the home country.

The differences among the plans are mostly the level of coverage. The Economy Plan offers the most basic coverage, and does not include certain coverages like Pre-existing condition waiver and Cancel for Any Reason. The Choice Plan is the one that provides medium range coverage; the Elite Plan offers the most extensive benefit features and amounts among all the options.

Coverage on a trip insurance plan will begin the day after you have purchased your policy and will cover you for reasons such as trip cancellation prior to the departure date.
Each insurance company may have their own state-specific regulations on where plans can be sold. These state restrictions only impact residents from those specific states from purchasing these plans. However, if you are traveling to the United States, you will be covered in all 50 states during your active policy period.
Only the primary destination in the application will be listed on the policy documents, but rest assured that all other eligible inputted countries will be covered during the active policy period.

RoundTrip Elite can cover Monkeypox and will treat it the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed your home country. For more information regarding Monkeypox and travel insurance, review the blog about Monkeypox.

The RoundTrip Elite plan does not cover for the Monkeypox vaccine, but will cover Monkeypox treatment and services the same as any other eligible condition if the virus was contracted after the policy effective date. Preventative care related to Monkeypox is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.

You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support