RoundTrip Choice

A.M. Best Rating: A
By: Seven Corners, Underwriter: US Fire

This plan is currently being updated and will be accessible online soon.Learn more

RoundTrip Choice is a Travel Insurance plan for U.S residents traveling domestically or internationally. The plan offers reimbursement coverage on non-refundable trip costs due to covered reasons for Trip Cancellation, Trip Delay, Trip Interruption, and more.

RoundTrip Choice will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.

Please review RoundTrip Choice policy documents for complete coverage and exclusions.

Plan Brochure

Key Trip Insurance Benefits

Here are some of the top benefits, for your convenience*

COVID-19 Included

Trip Cancellation

Medical Evacuation

Cancel For Any Reason Option

Trip Interruption

COVID-19 Included

Cancel For Any Reason Option

Trip Cancellation

Trip Interruption

Medical Evacuation

*Note: Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge

Eligibility

For U.S residents or U.S citizens traveling within the U.S and internationally
For Age 14 days to 99 years of age
Coverage for a maximum of 180 days
Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date

Trip Cancellation

Up to 100%

Trip Interruption

Up to 150%

Trip Delay

Up to $2,000, 250per day, after 6hours

Missed Connection

Up to $1,500 Tour or Cruise Connection

Emergency Medical Evacuation & Repatriation

Up to $500,000

Cancel For Any Reason

Optional Add-on benefit

Accident & Sickness Medical Expense

Up to $500,000

Dental Expense

Not covered

Covid-19 Coverage

Treatment for COVID-19 is covered if contracted after the plan effective date. Cancellation, Interruption, & Quarantine benefits are offered in this plan. Covid-19 testing is covered only if ordered by a physician. Vaccination/Boosters are not covered.

Trip Cancellation Due to Covid-19

Coverage for trip cancellation due to a documented positive COVID-19 result

Covid-19 Quarantine

Quarantine coverage in Trip Insurance plans fall under the "Trip Delay" benefit. Policyholders who test positive and are ordered by a physician to quarantine can utilize the Trip Delay benefit to cover any expenses incurred while quarantining.

Baggage & Personal Effects

Up to $2,500, $250 per item

Rental Car Damage

Optional Add-on Coverage Available

US Residents, who live in the US, are covered by these plans, for traveling both within the US, as well as internationally outside the US.

RoundTrip Choice can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub.

RoundTrip Choice will only cover for COVID-19 testing if the policyholder is experiencing symptoms and the test is ordered by an attending physician for diagnostic purposes. COVID-19 tests to meet travel requirements will not be covered.

The RoundTrip Choice plan does not cover for the COVID-19 vaccine/booster, but will cover COVID-19 treatment and services the same as any other eligible condition if contracted after the policy effective date. Preventative care related to COVID-19, like vaccines/boosters is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.

Quarantine coverage in RoundTrip Choice plans fall under the “Trip Delay” benefit. Policyholders who test positive and are ordered by a physician to quarantine can utilize the Trip Delay benefit to cover any expenses incurred while quarantining. The Trip Delay benefit will provide policyholders a specified monetary amount. A policyholder can use their Trip Delay benefit on; reasonable accommodation, meals, telephone calls and local transportation expenses. Receipts must accompany the Reasonable Additional Expenses incurred.

Coverage will be provided in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates. Please note: If any part of your trip includes the United States, please select it as your destination country.

The trip cost should include any non-refundable payments made related to the trip. In case of unforeseen cancellation of the trip, these costs would be lost. Examples of these are costs of airline tickets, hotel reservations, tour reservations, etc.

You will need names, coverage duration, date(s) of birth, home country address, total nonrefundable trip costs, and a valid credit card.

Trip plans are not renewable. In case of change of plans, you would need to purchase a new plan.

You may cancel the insurance by giving written consent within the first to occur of the following: (a) 14-day free look back period from the effective date of your insurance; (b) Your scheduled departure date. If you do this, the company will refund your premium paid provided no claim is under the policy.

Pre-existing conditions coverage varies with the plan option you choose.

The pre-existing condition coverage waiver is available with the RoundTrip Choice if you purchase the plan within the time-sensitive period. Please review the policy documents for benefit exclusions and limitations.

RoundTrip Choice has an optional Cancel for Any Reason benefit that can be added to a policy. Cancel for Any Reason must be purchased within 20 days of your initial trip payment date. Please review your policy terms and conditions for a list of exclusions and restrictions.

All options of the plan would cover for the specific covered reasons. Some of these include: Sickness, Injury or Death, Felonious Assault, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Terrorist Incident, Traffic Accident, Bankruptcy/Default, Quarantine, Residence Uninhabitable

Trip cancellation benefits become available if the trip is cancelled before the journey begins (before the start date of the policy). Trip interruption benefits are available after the journey begins. If for some documented covered reason, the trip is cancelled after the journey starts, the insured person has to go back to the home country.

Coverage on a trip insurance plan will begin the day after you have purchased your policy and will cover you for reasons such as trip cancellation prior to the departure date.

Each insurance company may have their own state-specific regulations on where plans can be sold. These state restrictions only impact residents from those specific states from purchasing these plans. However, if you are traveling to the United States, you will be covered in all 50 states during your active policy period.

Only the primary destination in the application will be listed on the policy documents, but rest assured that all other eligible inputted countries will be covered during the active policy period.

RoundTrip Choice can cover Monkeypox and will treat it the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed your home country. For more information regarding Monkeypox and travel insurance, review the blog about Monkeypox.

The RoundTrip Choice plan does not cover for the Monkeypox vaccine, but will cover Monkeypox treatment and services the same as any other eligible condition if the virus was contracted after the policy effective date. Preventative care related to Monkeypox is not covered under the policy. Please sign in to your account to view your plan specific documents for any limits or exclusions.

You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.

Didn’t find what you are looking for?

Our smart travel assistant Luna is ready to assist you 24/7. She’ll answer your question instantly. Let’s Chat!

Send your question to one of our licensed agents. You’ll receive a response typically within 1 business day.

Ask An Expert

Similar Plans

iTravelInsured Travel LX

Underwriter: US Fire / SiriusPoint America

Trip Cancellation

Up to 100%

Trip Interruption

Up to 150%

Baggage Loss

Up to $2,500, $250 per item

Cancel For Any Reason

Optional Add-on benefit

Emergency Medical*

Up to $500,000

Medical Evacuation*

Up to $1,000,000

*Pre-existing waiver available if purchased within 20 days of initial trip payment

0/3 selected

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

RoundTrip Choice

Key Trip Insurance Benefits

Eligibility

Travel Coverage

Emergency Services

COVID-19 Benefits

Other

RoundTrip Choice Exclusions

RoundTrip Choice FAQs

Didn’t find what you are looking for?

Similar Plans

Products

Popular Plans

Useful Links

Company