What is Covered by Pre-Exisiting Conditions Coverage?

Most travel insurance plans do not cover pre-existing conditions due to the short-term nature of these policies. However, some plans offer coverage for the acute onset of a pre-existing condition. This is defined as a sudden and unexpected recurrence of a pre-existing condition that occurs without prior warning, is rapidly progressive, and requires immediate medical attention. Coverage for acute onset is typically limited to emergencies and does not include ongoing treatments or preventive care. For comprehensive coverage, the Visitors Protect policy provides benefits for the unexpected worsening of pre-existing conditions. Key features include:

A $1,500 deductible.

Maximum coverage limits of up to $25,000 for individuals under 70 years of age and up to $20,000 for those aged 70 and older.

Coverage for medically necessary treatments, such as emergency room visits or hospitalizations, subject to reasonable and customary expense limits.

It’s important to review the specific terms and conditions in the policy documents to fully understand what is covered and any limitations. For assistance in selecting a plan that includes pre-existing conditions coverage, contact us at support@visitorscoverage.com or call 1-866-384-9104.