Most travel insurance plans do not cover pre-existing conditions due to the short-term nature of these policies. However, some plans offer coverage for the acute onset of a pre-existing condition. This is defined as a sudden and unexpected recurrence of a pre-existing condition that occurs without prior warning, is rapidly progressive, and requires immediate medical attention. Coverage for acute onset is typically limited to emergencies and does not include ongoing treatments or preventive care. For comprehensive coverage, the Visitors Protect policy provides benefits for the unexpected worsening of pre-existing conditions. Key features include:
Itâs important to review the specific terms and conditions in the policy documents to fully understand what is covered and any limitations. For assistance in selecting a plan that includes pre-existing conditions coverage, contact us at support@visitorscoverage.com or call 1-866-384-9104.
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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.