All the plans that we offer are short-term travel medical insurance plans. These cover only for any unexpected new sickness or injury that begins after the policy goes into effect. These do not typically cover pre-existing conditions, preventive care, dental or vision. So if someone has an existing condition, such as diabetes, that would be treated as a pre-existing condition, and most plans would not cover for anything related to that, including doctor check-ups, preventative lab tests or medication.
However, we do have two options that can provide some coverage for pre-existing conditions for visitors to the US, Canada, or Mexico: Visitors Protect and ChoiceAmerica.
Visitors Protect is comprehensive plan that offers up to $20,000 or $25,000 in coverage for pre-existing conditions, depending on the selected plan.
ChoiceAmerica is a limited (also known as "fixed-coverage") plan that includes an optional rider to add a small amount of coverage for pre-existing conditions.
Please feel free to call us at 1-866-384-9104 or email us at support@visitorscoverage.com if you have any further questions or need assistance with purchasing a plan.
What is the best travel medical insurance for travelers with diabetes?
Answer provided by a licensed Insurance advisorLicensed U.S. Insurance Specialist at VisitorsCoverage
Disclaimer: Information is for general purposes and updated regularly based on provider guidelines. For binding terms, review your specific Policy Brochure.
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