All the plans that we offer are short-term travel medical insurance plans. These cover only for any unexpected new sickness or injury that begins after the policy goes into effect. These do not typically cover pre-existing conditions, preventive care, dental or vision. So if someone has an existing condition, such as diabetes, that would be treated as a pre-existing condition, and most plans would not cover for anything related to that, including doctor check-ups, preventative lab tests or medication.

However, we do have two options that can provide some coverage for pre-existing conditions for visitors to the US, Canada, or Mexico: Visitors Protect and ChoiceAmerica. Visitors Protect is comprehensive plan that offers up to $20,000 or $25,000 in coverage for pre-existing conditions, depending on the selected plan. ChoiceAmerica is a limited (also known as "fixed-coverage") plan that includes an optional rider to add a small amount of coverage for pre-existing conditions. Please feel free to call us at 1-866-384-9104 or email us at support@visitorscoverage.com if you have any further questions or need assistance with purchasing a plan.