Visitors to the USA
CoverAmerica-Gold®
Comprehensive Coverage,
Underwriter: Sirius Specialty Insurance Corporation
Best for:
Preferred rate availableLearn more
Why CoverAmerica-Gold? Best Seller
CoverAmerica-Gold® Insurance is a comprehensive travel medical insurance plan designed for international visitors traveling to the United States. Offered through VisitorsCoverage, the plan can help travelers feel more prepared for unexpected illnesses or injuries while away from home. It provides access to the UnitedHealthcare PPO network, with eligible in-network medical expenses generally covered at 100% after the deductible, up to the selected policy maximum.
Coverage is available for trips from 5 to 365 days, making CoverAmerica-Gold® an option for everything from shorter vacations and family visits to extended stays in the U.S. The plan is administered by International Medical Group (IMG) and underwritten by SiriusPoint Specialty Insurance Corporation. Benefits are subject to eligibility, deductibles, exclusions, policy limits, and applicable terms, so travelers should review the plan documents to make sure the coverage fits their travel needs.
Coverage is available for trips from 5 to 365 days, making CoverAmerica-Gold® an option for everything from shorter vacations and family visits to extended stays in the U.S. The plan is administered by International Medical Group (IMG) and underwritten by SiriusPoint Specialty Insurance Corporation. Benefits are subject to eligibility, deductibles, exclusions, policy limits, and applicable terms, so travelers should review the plan documents to make sure the coverage fits their travel needs.
Learn more about 3 optional add-on benefits available on this plan.
Plan Highlights
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
- Acute Onset of Pre-Existing Condition Coverage
- US Border Entry Protection
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
- Quarantine Indemnity
- Influenza (flu) shot
- Free cancellations
- Extensions at no extra fee
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Key Metrics
- Administrator: IMG
- Underwriter: Sirius Specialty Insurance Corporation
- Best Suitable for: B visa holders traveling to the USA
- Eligibility (Who can buy this travel insurance?): Visitors to the USA
- Type of coverage: Comprehensive Coverage Plan
Reviews & Ratings
- A.M. Best Rating: A
- Licensed and Regulated by the United States Department of Insurance
What's Good
- PPO Network
- After the deductible plan pays: 100% up to the policy maximum within the PPO Network
- Public Health Emergency Screening Benefit
- Influenza Vaccination Coverage
- International Coverage During Travel
- Acute onset of Pre-Existing Conditions
- No Extension/Renewal Fee
- No Cancellation Fee
- Emergency Medical Evacuation: Up to $1,000,000
- COVID-19: Included
What's Not So Good
- Only available for B visa holders
- North America Coverage Only
- No Coverage for Those Ages 80+
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Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
