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What Is Not Covered (Generali Premium Policy Exclusions)

We will not pay for any loss under this Policy, caused by, or resulting from:


(a) Your or your Traveling Companion’s suicide, attempted suicide, or intentionally self-inflicted injury;

(b) Mental, nervous, or psychological disorders of you or your Traveling Companion;

(c) You or your Traveling Companion being under the influence of drugs or intoxicants, unless prescribed by a Physician;

(d) Normal pregnancy or resulting childbirth, elective abortion or fertility treatment of you or your Traveling Companion;

(e) Your or your Traveling Companion’s participation as a professional in athletics;

(f) Your or your Traveling Companion’s participation in organized amateur and interscholastic athletic or sports competition or events;

(g) You or your Traveling Companion riding or driving in any motor competition;

(h) You or your Traveling Companion operating or learning to operate any aircraft, as pilot or crew;

(i) You or your Traveling Companion mountain climbing, bungee cord jumping, skydiving, parachuting, hang gliding, parasailing, caving, extreme skiing, heli-skiing, skiing outside marked trails, boxing, full contact martial arts, scuba diving below 120 feet (40 meters) or without a dive master, or travel on any air-supported device, other than on a regularly scheduled airline or air charter company;

(j) Your or your Traveling Companion’s Elective Treatment and Procedures;

(k) Your or your Traveling Companion’s medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment;

(l) Declared or undeclared war, or any act of war;

(m) Nuclear reaction, radiation or radioactive contamination;

(n) Any unlawful acts, committed by you or your Traveling Companion;

(o) Any amount paid or payable under any Worker’s Compensation, disability benefit or similar law;

(p) A loss or damage caused by detention, confiscation or destruction by customs or any governmental authority, regulation or prohibition;

(q) Travel restrictions imposed for a certain area by governmental authority;

(r) Financial Insolvency of the person, organization or firm from whom you directly purchased or paid for your Trip, Financial Insolvency which occurred, or for which a petition for bankruptcy was filed by a travel supplier, before your effective date for the Trip Cancellation Benefits, or Financial Insolvency which occurs within 14 days following your effective date for the Trip Cancellation Benefits;

(s) Pandemic and/or Epidemic;

(t) A loss that results from an illness, disease, or other condition, event or circumstance which occurs at a time when coverage is not in effect for you;

(u) Any issue or event that could have been reasonably foreseen or expected when you purchased the coverage.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed Description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support