We will not pay for any loss under this Policy, caused by, or resulting from:
(a) Your or your Traveling CompanionâÃÂÃÂs suicide, attempted suicide, or intentionally self-inflicted injury;
(b) Mental, nervous, or psychological disorders of you or your Traveling Companion;
(c) You or your Traveling Companion being under the influence of drugs or intoxicants, unless prescribed by a Physician;
(d) Normal pregnancy or resulting childbirth, elective abortion or fertility treatment of you or your Traveling Companion;
(e) Your or your Traveling CompanionâÃÂÃÂs participation as a professional in athletics;
(f) Your or your Traveling CompanionâÃÂÃÂs participation in organized amateur and interscholastic athletic or sports competition or events;
(g) You or your Traveling Companion riding or driving in any motor competition;
(h) You or your Traveling Companion operating or learning to operate any aircraft, as pilot or crew;
(i) You or your Traveling Companion mountain climbing, bungee cord jumping, skydiving, parachuting, hang gliding, parasailing, caving, extreme skiing, heli-skiing, skiing outside marked trails, boxing, full contact martial arts, scuba diving below 120 feet (40 meters) or without a dive master, or travel on any air-supported device, other than on a regularly scheduled airline or air charter company;
(j) Your or your Traveling CompanionâÃÂÃÂs Elective Treatment and Procedures;
(k) Your or your Traveling CompanionâÃÂÃÂs medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment;
(l) Declared or undeclared war, or any act of war;
(m) Nuclear reaction, radiation or radioactive contamination;
(n) Any unlawful acts, committed by you or your Traveling Companion;
(o) Any amount paid or payable under any WorkerâÃÂÃÂs Compensation, disability benefit or similar law;
(p) A loss or damage caused by detention, confiscation or destruction by customs or any governmental authority, regulation or prohibition;
(q) Travel restrictions imposed for a certain area by governmental authority;
(r) Financial Insolvency of the person, organization or firm from whom you directly purchased or paid for your Trip, Financial Insolvency which occurred, or for which a petition for bankruptcy was filed by a travel supplier, before your effective date for the Trip Cancellation Benefits, or Financial Insolvency which occurs within 14 days following your effective date for the Trip Cancellation Benefits;
(s) Pandemic and/or Epidemic;
(t) A loss that results from an illness, disease, or other condition, event or circumstance which occurs at a time when coverage is not in effect for you;
(u) Any issue or event that could have been reasonably foreseen or expected when you purchased the coverage.
