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Generali Premium

A.M. Best Rating: A
By: Generali, Generali US Branch

Generali Premium is a Travel Insurance plan for U.S residents traveling domestically or internationally. The plan offers reimbursement coverage on non-refundable trip costs due to covered reasons for Trip Cancellation, Trip Delay, Trip Interruption, and more.


Generali Premium will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date. Coverage for Quarantine is provided under the Trip Delay benefit, if ordered by an authorized physician.


Please review Generali Premium policy documents for complete coverage and exclusions.

Key Trip Insurance Benefits

Here are some of the top benefits, for your convenience*

Trip Cancellation
Trip Cancellation
Up to 100%
Trip Interruption
Trip Interruption
Up to 175%
Medical Evacuation
Medical Evacuation
Up to $1000000
Rental Car Damage
Rental Car Damage
Up to $25000
Cancel for Any Reason Option
Cancel for Any Reason Option
Optional add-on
Trip Delay
Trip Delay
Up to $300 per day, $1000 maximum
Accident & Sickness
Accident & Sickness
Up to $250000
Baggage & Personal Effects
Baggage & Personal Effects
Up to $2000
Trip Cancellation
Trip Cancellation
Up to 100%
Cancel for Any Reason Option
Cancel for Any Reason Option
Optional add-on
Trip Interruption
Trip Interruption
Up to 175%
Trip Delay
Trip Delay
Up to $300 per day, $1000 maximum
Medical Evacuation
Medical Evacuation
Up to $1000000
Accident & Sickness
Accident & Sickness
Up to $250000
Rental Car Damage
Rental Car Damage
Up to $25000
Baggage & Personal Effects
Baggage & Personal Effects
Up to $2000

*Note: Please consult your specific policy documents for precise coverage limits, benefits and exclusions. Optional add-on benefits are available for an additional charge

Eligibility

  • For U.S residents traveling within the U.S and/or internationally
  • For Age 14 days to 99 years of age
  • Coverage for a maximum of 365 days (90 days for WA residents)
  • Optional Cancel for Any Reason (CFAR) must be purchased within 24hrs of initial trip deposit date. (Not available for NY residents)
  • Plan includes travel insurance premium and the cost of assistance services. For more information see important disclosures

How COVID-19 is Covered Under Generali Premium

COVID-19 Medical Expenses

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Quarantine Benefit

Quarantine coverage included in the Trip Delay benefit can provide coverage for additional accommodation expenses if the quarantine is ordered by a physician.

Emergency Medical Evacuation

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Trip Cancellation

Trip Cancellation

Coverage for canceling a trip due to COVID-19 before the departure date.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support