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FlexiPAX : Reviews, Ratings, and Feedback

FlexiPAX

Trip Plan, A.M. Best Rating: A
Underwriter: US Fire

FlexiPAX (A.M. Best Rating: A) is a comprehensive trip insurance plan that helps protect your travel investment from unexpected cancellations, delays, and covered travel disruptions. With Trip Cancellation, Emergency Medical Expense, baggage, and travel delay benefits, it's a strong choice for domestic and international vacations. Coverage is available for trips up to 180 days.

FlexiPax does not participate in any PPO network. You can visit any doctor or hospital of your choice.

FlexiPAX includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 21 days of the initial trip deposit and being medically able to travel at the time of purchase.

Review the FlexiPAX policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $1,000
  • Emergency Medical Evacuation
  • Accident & Sickness Medical Expense
  • Missed Connection
  • Itinerary Change
  • Optional Cancel and Interrupt for Any Reason Bundle: Up to 75%
  • Optional Cancel for Work Reasons: Up to 100%
  • Optional Rental Car Damage & Theft Coverage
  • Optional Trip Delay Increase
  • Optional Medical Upgrade
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: Travel Insured International
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • Available for U.S residents up 99 years of age
  • Covers trips up to 6 months domestically or internationally
  • Up to 10 people allowed on one policy
  • Non-Insurance Travel Assistance Services
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Optional Cancel and Interrupt for Any Reason Bundle must be purchased within 21 days of initial trip deposit date
  • Not available for residents of: MO, MT, NY, PA, and WA
  • Not Available for the following Destination Countries: Belarus (BLR) & Russia (RUS)
  • Not Available for Purchase from the Following U.S. States/Territories: New York (NY), Pennsylvania (PA), Virgin Islands (VI), Virginia (VA), Washington (WA), Puerto Rico (PR), Montana (MT), Missouri (MO), Kansas (KS), Marshall Islands (MH), Guam (GU) & American Samoa (AS) Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support