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iTravelInsured Choice Cruise : Reviews, Ratings, and Feedback

iTravelInsured Choice Cruise

Trip Plan, A.M. Best Rating: A- (Excellent)
Underwriter: SiriusPoint America

iTravelInsured Choice Cruise is a cruise-focused travel insurance plan from International Medical Group (IMG) that combines trip protection with coverage for medical emergencies while traveling. Under the current plan materials, coverage includes up to $100,000 for emergency accident and sickness medical expenses and $500,000 for medical evacuation, along with trip cancellation, trip interruption, travel delay, missed connection, baggage, and cruise-specific protections. The insurance coverage is underwritten by SiriusPoint America Insurance Company, while IMG provides the plan and non-insurance travel assistance services.

For travelers planning a cruise, iTravelInsured Choice Cruise travel insurance can be relevant when looking for broader protection than medical coverage alone, including benefits tied specifically to cruise disruptions and emergencies. Availability, eligibility, benefit limits, exclusions, and terms vary by state and policy. The actual Certificate of Insurance and governing documents control coverage.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
Key Metrics

Key Metrics

  • Administrator: IMG
  • Underwriter: SiriusPoint America
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A- (Excellent)
What's Good

What's Good

  • Available for U.S residents up to 99 years of age
  • Covers trip up to 3 months domestically or internationally
  • Up to 10 people allowed on one policy
  • Comprehensive coverage and limits for trip benefits
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Not Available for the following Destination Countries: Afghanistan (AFG), Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Haiti (HTI), Iran (IRN), Iraq (IRQ), Libya (LBY), Myanmar (MMR), North Korea (PRK), Palestinian Terr. (PSE), Russia (RUS), South Sudan (SSD), Sudan (SDN), Syria (SYR), Uganda (UGA), Ukraine (UKR), Venezuela (VEN) & Yemen (YEM)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support