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Trip Protection Choice : Reviews, Ratings, and Feedback

Trip Protection Choice

Trip Plan, A.M. Best Rating: A+ (Superior)
Underwriter: US Fire

Seven Corners Trip Protection Choice Insurance is a comprehensive travel protection plan designed for U.S. residents traveling within the United States or abroad. It combines trip cancellation and interruption protection with coverage for emergency accident and sickness medical expenses, emergency dental care, medical evacuation, baggage, and other travel-related losses. Choice provides up to $500,000 in primary emergency medical expense coverage and up to $1 million for medical evacuation and repatriation of remains, subject to the plan’s terms and limits.

For travelers comparing Seven Corners Trip Protection Choice travel insurance, the plan can be relevant when both prepaid trip costs and unexpected medical expenses are concerns. It also offers optional benefits such as Cancel for Any Reason, while certain pre-existing-condition coverage may be available if eligibility requirements are met. The plan is underwritten by United States Fire Insurance Company, with Seven Corners providing the travel assistance services and administering the program. Travelers specifically seeking visitor insurance for the USA should note that Seven Corners offers separate Travel Medical USA Visitor plans.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
  • Optional Cancel for Any Reason (CFAR)
  • Optional Trip Interruption for Any Reason (IFAR)
  • Optional Rental Car Damage
  • Optional Sports & Golf Equipment Rental
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A+ (Superior)
What's Good

What's Good

  • Available for U.S residents up to 99 years of age
  • Covers trips up to 6 months domestically or internationally
  • Up to 10 people allowed on one policy
  • Offers a Pre-Existing Condition Waiver if plan was purchased within 20 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
  • Interruption for Any Reason(IFAR) must be purchased within 20 days of initial trip deposit date
  • Not Available for the following Destination Countries: Afghanistan (AFG), Antarctica (ATA), Bahrain (BHR), Belarus (BLR), Burkina Faso (BFA), Central African Republic (CAF), Congo, The Democratic Republic of (COD), Cuba (CUB), Cyprus (CYP), Haiti (HTI), Iran (IRN), Iraq (IRQ), Israel (ISR), Jordan (JOR), Kuwait (KWT), Lebanon (LBN), Libya (LBY), Mali (MLI), Myanmar (MMR), Niger (NER), North Korea (PRK), Oman (OMN), Pakistan (PAK), Palestinian Terr. (PSE), Qatar (QAT), Russia (RUS), Saudi Arabia (SAU), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR), Ukraine (UKR), United Arab Emirates (ARE), Venezuela (VEN) & Yemen (YEM)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support