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Trip Protection Choice : Reviews, Ratings, and Feedback

Trip Protection Choice

Trip Plan, A.M. Best Rating: A
Underwriter: US Fire

Trip Protection Choice (A.M. Best Rating: A) is a comprehensive trip insurance plan that balances affordability with enhanced travel protection. It provides stronger Trip Cancellation benefits, emergency medical coverage, baggage protection, and coverage for unexpected travel disruptions, making it an excellent option for travelers who want more protection without purchasing a premium plan. Coverage is available for up to 180 days.

Trip Protection Choice does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Trip Protection Choice includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 20 days of the initial trip deposit. Review the Trip Protection Choice policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $2,000
  • Emergency Medical Evacuation
  • Accident & Sickness Medical Expense
  • Pre-Existing Condition Waiver
  • Optional Cancel for Any Reason (CFAR): Up to 75%
  • Optional Trip Interruption for Any Reason: Up to 75%
  • Optional Rental Car Damage
  • Optional Sports & Golf Equipment Rental
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up to 99 years of age
  • Covers trips up to 6 months domestically or internationally
  • Up to 10 people allowed on one policy
  • Offers a Pre-Existing Condition Waiver if plan was purchased within 20 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
  • Interruption for Any Reason(IFAR) must be purchased within 20 days of initial trip deposit date
  • Not Available for the following Destination Countries: Afghanistan (AFG), Antarctica (ATA), Bahrain (BHR), Belarus (BLR), Burkina Faso (BFA), Central African Republic (CAF), Congo, The Democratic Republic of (COD), Cuba (CUB), Cyprus (CYP), Haiti (HTI), Iran (IRN), Iraq (IRQ), Israel (ISR), Jordan (JOR), Kuwait (KWT), Lebanon (LBN), Libya (LBY), Mali (MLI), Myanmar (MMR), Niger (NER), North Korea (PRK), Oman (OMN), Pakistan (PAK), Palestinian Terr. (PSE), Qatar (QAT), Russia (RUS), Saudi Arabia (SAU), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR), Ukraine (UKR), United Arab Emirates (ARE), Venezuela (VEN) & Yemen (YEM)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support