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Trip Protection Basic : Reviews, Ratings, and Feedback

Trip Protection Basic

Trip Plan, A.M. Best Rating: A
Underwriter: US Fire

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Trip Protection Basic (A.M. Best Rating: A) is an entry-level trip insurance plan that helps protect travelers against covered travel disruptions and unexpected trip expenses. It offers essential benefits including Trip Cancellation, Trip Interruption, Emergency Medical Expenses, baggage protection, and travel delay coverage, making it a practical choice for domestic and international travel. Coverage is available for trips up to 180 days.

Trip Protection Basic does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Trip Protection Basic does not cover pre-existing conditions.

Review the Trip Protection Basic policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 100%
  • Travel Delay: Up to $600
  • Emergency Medical Evacuation
  • Accident & Sickness Medical Expense
  • Baggage & Personal Effects
  • Optional Cancel for Any Reason (CFAR): Up to 75%
  • Optional Trip Interruption for Any Reason: Up to 75%
  • Optional Rental Car Damage
  • Optional Sports & Golf Equipment Rental
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up to 99 years of age
  • Covers trips up to 6 months domestically or internationally
  • Up to 10 people allowed on one policy
  • Standard Trip Insurance Benefit Limits
What's Not So Good

What's Not So Good

  • Not available to non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
  • Interruption for Any Reason(IFAR) must be purchased within 20 days of initial trip deposit date
  • Low Trip Interruption Coverage Limits
  • Not Available for the following Destination Countries: Afghanistan (AFG), Antarctica (ATA), Bahrain (BHR), Belarus (BLR), Burkina Faso (BFA), Central African Republic (CAF), Congo, The Democratic Republic of (COD), Cuba (CUB), Cyprus (CYP), Haiti (HTI), Iran (IRN), Iraq (IRQ), Israel (ISR), Jordan (JOR), Kuwait (KWT), Lebanon (LBN), Libya (LBY), Mali (MLI), Myanmar (MMR), Niger (NER), North Korea (PRK), Oman (OMN), Pakistan (PAK), Palestinian Terr. (PSE), Qatar (QAT), Russia (RUS), Saudi Arabia (SAU), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR), Ukraine (UKR), United Arab Emirates (ARE), Venezuela (VEN) & Yemen (YEM)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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Optional add-on benefits

Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.

Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.

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