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Trip Protection Basic : Reviews, Ratings, and Feedback

Trip Protection Basic

Trip Plan, A.M. Best Rating: A+ (Superior)
Underwriter: US Fire

Seven Corners Trip Protection Basic Insurance is a travel protection plan designed for U.S. residents taking domestic or international trips. Administered by Seven Corners and underwritten by United States Fire Insurance Company, the plan combines trip protection with secondary emergency medical coverage, including up to $100,000 for covered accident and sickness medical expenses and up to $250,000 for medical evacuation and repatriation of remains, subject to the policy’s terms, limits, exclusions, and state-specific provisions.

For travelers comparing Seven Corners Trip Protection Basic travel insurance, the plan also provides coverage for eligible trip cancellations, interruptions, delays, missed connections, and baggage losses. Optional benefits such as Cancel for Any Reason and Interruption for Any Reason are available for an additional cost when eligibility requirements are met.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
  • Optional Cancel for Any Reason (CFAR)
  • Optional Trip Interruption for Any Reason (IFAR)
  • Optional Rental Car Damage
  • Optional Sports & Golf Equipment Rental
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A+ (Superior)
What's Good

What's Good

  • Available for U.S residents up to 99 years of age
  • Covers trips up to 6 months domestically or internationally
  • Up to 10 people allowed on one policy
  • Standard Trip Insurance Benefit Limits
What's Not So Good

What's Not So Good

  • Not available to non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
  • Interruption for Any Reason(IFAR) must be purchased within 20 days of initial trip deposit date
  • Low Trip Interruption Coverage Limits
  • Not Available for the following Destination Countries: Afghanistan (AFG), Antarctica (ATA), Bahrain (BHR), Belarus (BLR), Burkina Faso (BFA), Central African Republic (CAF), Congo, The Democratic Republic of (COD), Cuba (CUB), Cyprus (CYP), Haiti (HTI), Iran (IRN), Iraq (IRQ), Israel (ISR), Jordan (JOR), Kuwait (KWT), Lebanon (LBN), Libya (LBY), Mali (MLI), Myanmar (MMR), Niger (NER), North Korea (PRK), Oman (OMN), Pakistan (PAK), Palestinian Terr. (PSE), Qatar (QAT), Russia (RUS), Saudi Arabia (SAU), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR), Ukraine (UKR), United Arab Emirates (ARE), Venezuela (VEN) & Yemen (YEM)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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