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Trip Protection Elite : Reviews, Ratings, and Feedback

Trip Protection Elite

Trip Plan, A.M. Best Rating: A
Underwriter: US Fire

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Trip Protection Elite (A.M. Best Rating: A) is a premium trip insurance plan designed for travelers seeking the highest level of protection for expensive vacations, cruises, international travel, and luxury itineraries. With comprehensive benefits for Trip Cancellation, Trip Interruption, Emergency Medical Expenses, baggage, and covered travel disruptions, it provides robust financial protection when unexpected events affect your trip. Coverage is available for trips up to 90 days.

Trip Protection Elite does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Trip Protection Elite includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 20 days of the initial trip deposit.

Review the Trip Protection Elite policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation: Up to $30,000
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $1,500
  • Emergency Medical Evacuation
  • Accident & Sickness Medical and Dental Expense
  • Pre-Existing Condition Waiver
  • Optional Cancel for Any Reason (CFAR): Up to 75%
  • Optional Cancel for Work Reasons: Up to 100%
  • Optional Rental Car Damage
  • Optional Flight Accident
  • Optional Lost Ski Days & Equipment Rental
  • Optional Lost Golf Rounds & Equipment Rental
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up to 99 years of age
  • Covers trips domestically or internationally for up to 90 days
  • Up to 10 people allowed on one policy
  • Offers a Pre-Existing Condition Waiver if plan was purchased within 20 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Only available for residents in: NY and WA
  • Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
  • Cancel for Any Work Reason must be purchased within 20 days of initial trip deposit date
  • Not Available for the following Destination Countries: Afghanistan (AFG), Antarctica (ATA), Bahrain (BHR), Belarus (BLR), Burkina Faso (BFA), Central African Republic (CAF), Congo, The Democratic Republic of (COD), Cuba (CUB), Cyprus (CYP), Haiti (HTI), Iran (IRN), Iraq (IRQ), Israel (ISR), Jordan (JOR), Kuwait (KWT), Lebanon (LBN), Libya (LBY), Mali (MLI), Myanmar (MMR), Niger (NER), North Korea (PRK), Oman (OMN), Pakistan (PAK), Palestinian Terr. (PSE), Qatar (QAT), Russia (RUS), Saudi Arabia (SAU), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR), Ukraine (UKR), United Arab Emirates (ARE), Venezuela (VEN) & Yemen (YEM)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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Optional add-on benefits

Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.

Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.

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