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Trip Protection Elite : Reviews, Ratings, and Feedback

Trip Protection Elite

Trip Plan, A.M. Best Rating: A+ (Superior)
Underwriter: US Fire

Seven Corners Trip Protection Elite Insurance is a comprehensive travel insurance plan designed for U.S. residents in New York and Washington who are taking domestic or international trips of up to 90 days. Administered by Seven Corners and underwritten by United States Fire Insurance Company, the plan combines travel medical insurance with protection for trip cancellations, interruptions, delays, baggage, and certain travel emergencies.

For travelers comparing Seven Corners Trip Protection Elite travel insurance or Seven Corners Trip Protection Elite visitor insurance, key benefits include up to $250,000 in eligible accident and sickness medical expenses and up to $1 million for emergency medical evacuation and return of remains, subject to the plan's terms and limits. Optional benefits can include Cancel for Any Reason, rental car damage, and coverage for work-related cancellation. While this plan can be relevant when evaluating travel medical insurance and visitor insurance for the USA, eligibility, exclusions, deductibles, state availability, and benefit requirements should be reviewed in the applicable plan document before purchasing.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
  • Optional Cancel for Any Reason (CFAR)
  • Optional Cancel for Work Reasons
  • Optional Rental Car Damage
  • Optional Flight Accident
  • Optional Lost Ski Days & Equipment Rental
  • Optional Lost Golf Rounds & Equipment Rental
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: US Fire
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A+ (Superior)
What's Good

What's Good

  • Available for U.S residents up to 99 years of age
  • Covers trips domestically or internationally for up to 90 days
  • Up to 10 people allowed on one policy
  • Offers a Pre-Existing Condition Waiver if plan was purchased within 20 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Only available for residents in: NY and WA
  • Cancel for Any Reason (CFAR) must be purchased within 20 days of initial trip deposit date
  • Cancel for Any Work Reason must be purchased within 20 days of initial trip deposit date
  • Not Available for the following Destination Countries: Afghanistan (AFG), Antarctica (ATA), Bahrain (BHR), Belarus (BLR), Burkina Faso (BFA), Central African Republic (CAF), Congo, The Democratic Republic of (COD), Cuba (CUB), Cyprus (CYP), Haiti (HTI), Iran (IRN), Iraq (IRQ), Israel (ISR), Jordan (JOR), Kuwait (KWT), Lebanon (LBN), Libya (LBY), Mali (MLI), Myanmar (MMR), Niger (NER), North Korea (PRK), Oman (OMN), Pakistan (PAK), Palestinian Terr. (PSE), Qatar (QAT), Russia (RUS), Saudi Arabia (SAU), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR), Ukraine (UKR), United Arab Emirates (ARE), Venezuela (VEN) & Yemen (YEM)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support