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Atlas Journey Preferred : Reviews, Ratings, and Feedback

Atlas Journey Preferred

Trip Plan, A.M. Best Rating: A
Underwriter: U.S. Specialty (USSIC)

Atlas Journey Preferred Insurance is a comprehensive travel protection plan administered by WorldTrips for U.S. residents traveling within the United States or internationally. Unlike medical-only travel plans, Atlas Journey Preferred combines protection for prepaid, nonrefundable trip costs with coverage for unexpected travel-related medical expenses. Depending on the applicable policy and state, benefits can include trip cancellation and interruption, travel delay, emergency accident and sickness medical expenses, dental expenses, and medical evacuation and repatriation. The plan is underwritten by Tokio Marine HCC’s U.S. Specialty Insurance Company.

For travelers comparing Atlas Journey Preferred travel insurance, the plan may be worth considering when both trip investment protection and travel medical coverage are important. The current schedule lists up to 100% of insured trip costs for covered trip cancellation, 150% for trip interruption, $100,000 for emergency accident and sickness medical expenses, and $1 million for medical evacuation and repatriation, subject to the policy’s terms, exclusions, limits, and state-specific availability. Atlas Journey Preferred is intended for U.S. residents, so travelers seeking visitor insurance for the USA should consider plans specifically designed for international visitors.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
  • Reinstate Frequent Traveler Awards
  • Optional Cancel for Any Reason (CFAR)
  • Optional Rental Car Damage & Theft Coverage
  • Optional Adventure Sports Coverage
  • Optional Primary Medical Coverage
  • Optional Medical Evacuation Upgrade
  • Optional Rental Accommodations Protection Coverage
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: U.S. Specialty (USSIC)
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up to 100 years of age
  • Covers trips domestically or internationally for up to 6 months
  • Up to 10 people allowed on one policy
  • Offers multiple optional riders for additional coverage
  • Offers a Pre-Existing Condition Waiver if plan was purchased within 21 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not Available for non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date
  • No Interruption for Any Reason (IFAR) available
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Syria (SYR)
  • Not Available for Addresses from the Following U.S. States/Territories: North Dakota (ND), Massachusetts (MA), Maryland (MD), Marshall Islands (MH), Indiana (IN), Guam (GU), American Samoa (AS), Alabama (AL), Colorado (CO), Nebraska (NE), Minnesota (MN), Mississippi (MS), Wisconsin (WI), West Virginia (WV), Virgin Islands (VI), Vermont (VT), Puerto Rico (PR), Oklahoma (OK), Ohio (OH), New York (NY) & New Hampshire (NH)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support