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Atlas Journey Preferred : Reviews, Ratings, and Feedback

Atlas Journey Preferred

Trip Plan, A.M. Best Rating: A
Underwriter: U.S. Specialty (USSIC)

Atlas Journey Preferred (A.M. Best Rating: A) is a comprehensive trip insurance plan that helps protect your travel investment from unexpected cancellations, medical emergencies, and covered travel disruptions. It combines generous trip protection benefits with emergency medical coverage, making it an excellent choice for international travel, cruises, and family vacations. Coverage is available for trips up to 180 days.

Atlas Journey Preferred does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Atlas Journey Preferred includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 21 days of the initial trip deposit.

Review the Atlas Journey Preferred policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation: Up to 100%
  • Trip Interruption: Up to 150%
  • Travel Delay: Up to $2,000
  • Emergency Medical Evacuation
  • Accident & Sickness Medical Expense
  • Missed Connection
  • Reinstate Frequent Traveler Awards
  • Optional Cancel for Any Reason(CFAR): Choose 50% or 75%
  • Optional Rental Car Damage & Theft Coverage
  • Optional Adventure Sports Coverage: Not Available for IL and MT residents
  • Optional Primary Medical Coverage
  • Optional Medical Evacuation Upgrade
  • Optional Rental Accommodations Protection Coverage
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: WorldTrips
  • Underwriter: U.S. Specialty (USSIC)
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
What's Good

What's Good

  • Available for U.S residents up to 100 years of age
  • Covers trips domestically or internationally for up to 6 months
  • Up to 10 people allowed on one policy
  • Offers multiple optional riders for additional coverage
  • Offers a Pre-Existing Condition Waiver if plan was purchased within 21 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not Available for non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date
  • No Interruption for Any Reason (IFAR) available
  • Not Available for the following Destination Countries: Cuba (CUB), Iran (IRN), North Korea (PRK), Russia (RUS) & Syria (SYR)
  • Not Available for Addresses from the Following U.S. States/Territories: North Dakota (ND), Massachusetts (MA), Maryland (MD), Marshall Islands (MH), Indiana (IN), Guam (GU), American Samoa (AS), Alabama (AL), Colorado (CO), Nebraska (NE), Minnesota (MN), Mississippi (MS), Wisconsin (WI), West Virginia (WV), Virgin Islands (VI), Vermont (VT), Puerto Rico (PR), Oklahoma (OK), Ohio (OH), New York (NY) & New Hampshire (NH)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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VisitorsCoverage Support