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Bridge plan : Reviews, Ratings, and Feedback

Bridge plan

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Greencard holders visiting the USA
Bridge Plan Insurance is a comprehensive travel medical insurance plan designed primarily for green card holders and permanent residents who are in the United States while waiting for Medicare eligibility, with eligibility generally focused on travelers ages 60–95. Administered by Petersen International Underwriters (PIU) and underwritten by Lloyd’s of London, the plan can provide coverage for eligible medical expenses in the U.S. for periods of up to 364 days.

For travelers researching Bridge Plan visitor insurance or visitor insurance for the USA, key benefits include coverage for hospitalization, physician and surgeon services, urgent care, emergency room treatment, hospice and home health care, with access to the First Health PPO network. After the applicable deductible, eligible expenses are covered up to the selected policy maximum, subject to the policy’s terms and limitations. Bridge Plan does not cover pre-existing conditions, and availability and benefits can vary by state and eligibility.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays 100% up to policy maximum within the First Health PPO network
  • Urgent Care Visits
  • Emergency Room Services
  • Prescriptions/Medication
  • Hospice Facilities
  • Home Healthcare
  • Pre-Existing Conditions: No Coverage
  • COVID-19 Coverage: Excluded
Key Metrics

Key Metrics

  • Administrator: PIU
  • Underwriter: Lloyd's of London
  • Best Suitable for: International visitors to the USA, looking for extensive travel insurance
  • Eligibility (Who can buy this travel insurance?): Green card holders visiting the USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • After the deductible plan pays: 80% of the first $10,000 of eligible medical expenses and then pays 100% up to the policy maximum
  • PPO Network
  • Comprehensive Medical Coverage Plan for senior new immigrants from 60-95 years of age
  • Provides $100,000 policy maximum for 74+
  • Good for Green Card Holder, New Immigrants who are awaiting the Medicare Eligibility
  • Includes Part A which covers hospitalization, hospice, nursing, and home health care; And Part B which covers the costs of physicians and surgeons, ambulances and other medical needs Deductible is once in a policy period. You can choose either of the option or both
What's Not So Good

What's Not So Good

  • COVID-19 Excluded
  • No coverage for Acute onset of Pre-Existing Conditions
  • No coverage for Emergency Medical Evacuation
  • Not Extendable/Renewable
  • Not Cancellable (After effective date premium is considered fully earned)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support