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Bridge plan : Reviews, Ratings, and Feedback

Bridge plan

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Lloyd's of London

Best for:
Greencard holders visiting the USA
Bridge Plan (A.M. Best Rating: A) is a comprehensive medical insurance plan for permanent residents, green card holders, and individuals who are waiting for or not yet eligible for Medicare. It helps bridge temporary gaps in health coverage by providing comprehensive medical benefits and access to the First Health PPO network. Coverage is available for up to 364 days.

While in the U.S., after the deductible is satisfied within the First Health PPO network, the plan will pay 100% of eligible medical expenses up to the selected policy maximum. Outside of the PPO network, the plan will pay 100% of eligible medical expenses, up to the selected policy maximum.

Bridge Plan does not cover pre-existing conditions.

Review the Bridge Plan policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays 100% up to policy maximum within the First Health PPO network
  • Urgent Care Visits
  • Emergency Room Services
  • Prescriptions/Medication
  • Hospice Facilities
  • Home Healthcare
  • Pre-Existing Conditions: No Coverage
  • COVID-19 Coverage: Excluded
Key Metrics

Key Metrics

  • Administrator: PIU
  • Underwriter: Lloyd's of London
  • Best Suitable for: International visitors to the USA, looking for extensive travel insurance
  • Eligibility (Who can buy this travel insurance?): Green card holders visiting the USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • After the deductible plan pays: 80% of the first $10,000 of eligible medical expenses and then pays 100% up to the policy maximum
  • PPO Network
  • Comprehensive Medical Coverage Plan for senior new immigrants from 60-95 years of age
  • Provides $100,000 policy maximum for 74+
  • Good for Green Card Holder, New Immigrants who are awaiting the Medicare Eligibility
  • Includes Part A which covers hospitalization, hospice, nursing, and home health care; And Part B which covers the costs of physicians and surgeons, ambulances and other medical needs Deductible is once in a policy period. You can choose either of the option or both
What's Not So Good

What's Not So Good

  • COVID-19 Excluded
  • No coverage for Acute onset of Pre-Existing Conditions
  • No coverage for Emergency Medical Evacuation
  • Not Extendable/Renewable
  • Not Cancellable (After effective date premium is considered fully earned)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support