Here is a complete list of benefits of
|Trip Interruption||Up to 150% of Trip Cost|
|Pre-Existing Coverage||Covered if you buy this plan within 20 days of your initial trip deposit and buy coverage for the full cost of your trip.|
|24 Hour AD&D||$25,000|
|Accident and Sickness Medical Expense|
|Baggage and Personal Effects||$2,500|
|Cancel for Any Reason||75% of non-refundable trip cost|
|Cancel for Work Reason||100% of non-refundable trip cost|
|Common Carrier AD&D||$25,000|
|Emergency Medical Evacuation||$1,000,000|
|Emergency Medical Expense||$250,000|
|Interruption for any reason|
|Lost Golf Rounds and Equipment Rental||$1,000|
|Lost Ski Days and Equipment Rental||$1,000|
|Optional Collision Damage Waiver|
|Optional Flight Accident||$100,000, $250,000, or $500,000|
|Reimbursement of Miles or Reward Points|
|Plan Administrator Company||Seven Corners|
|Carrier / Underwriter||United States Fire Insurance Company|
RoundTrip Elite Insurance FAQs
Q1: Who is eligible for the RoundTrip Plans?
US citizens and US Residents, who live in the US, are covered by these plans, for traveling both within the US, as well as internationally outside the US.
Q2: What should be included in the trip cost?
The trip cost should include any non-refundable payments made related to the trip. In case of unforeseen cancellation of the trip, these costs would be lost. Examples of these are costs of airline tickets, hotel reservations, tour reservations, etc.
Q3: Can I renew the plan if I extend my trip?
Trip plans are not renewable. In case of change of plans, you would need to purchase a new plan.
Q4: Is the plan cancelable?
You can cancel the plan and get a full refund back, within 10 days of the look-up period. After 10 days of purchase, the plan is not cancelable or refundable.
Q5: Are pre-existing conditions covered by the plan?
Pre-existing conditions coverage varies with the plan option you choose.
Q6: Can I cancel the plan for any reason?
Cancel for Any Reason is note available with RoundTrip Economy and optional for RoundTrip Choice and RoundTrip Elite option with additional cost.
Q7: What are some of the covered reasons for trip cancellation benefits?
All options of the plan would cover for the specific covered reasons. Some of these include: Sickness, Injury or Death, Felonious Assault, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Terrorist Incident, Traffic Accident, Bankruptcy/Default, Quarantine, Residence Uninhabitable
Q8: What is the difference between Trip Cancellation and Trip Interruption?
Trip cancellation benefits become available if the trip is cancelled before the journey begins (before the start date of the policy). Trip interruption benefits are available after the journey begins. If for some documented covered reason, the trip is cancelled after the journey starts, the insured person has to go back to the home country.
Q9: What are the differences between RoundTrip Economy, RoundTrip Choice, and RoundTrip Elite?
The differences among the plans are mostly the level of coverage. The Economy Plan offers the most basic coverage, and does not include certain coverages like Pre-existing condition waiver and Cancel for Any Reason. The Choice Plan is the one that provides medium range coverage; the Elite Plan offers the most extensive benefit features and amounts among all the options.