RTEL

RoundTrip Elite

Trip Plan
Administrator/Underwriter
Seven Corners
United States Fire Insurance Company
Coin
Trip Cancellation
up to $30,000
Notification
Trip Interruption
up to 150% of trip cost
Coin
Trip Delay
$1,500
Coin
Medical Evacuation
$1,000,000
Coin
Missed Connection
$1,500
BUY
All coverage is based on usual, reasonable, and customary expenses. See plan brochure and description of coverage for detailed coverage.
Trip Interruption
Up to 150% of Trip Cost
Trip Cancellation
$30,000
Pre-Existing Coverage
Covered if you buy this plan within 20 days of your initial trip deposit and buy coverage for the full cost of your trip.
Trip Delay
$1,500
24 Hour AD&D
$25,000
Baggage and Personal Effects
$2,500
Baggage Delay
$600
Cancel for Any Reason
75% of non-refundable trip cost
Cancel for Work Reason
100% of non-refundable trip cost
Common Carrier AD&D
$25,000
Emergency Medical Evacuation
$1,000,000
Emergency Medical Expense
$250,000
Lost Golf Rounds and Equipment Rental
$1,000
Lost Ski Days and Equipment Rental
$1,000
Optional Flight Accident
$100,000, $250,000, or $500,000

Plan Administrator Company

Seven Corners

Carrier / Underwriter

United States Fire Insurance Company

RoundTrip Elite Insurance FAQs

Q1: Who is eligible for the RoundTrip Plans?

US citizens and US Residents, who live in the US, are covered by these plans, for traveling both within the US, as well as internationally outside the US.

Q2: What should be included in the trip cost?

The trip cost should include any non-refundable payments made related to the trip. In case of unforeseen cancellation of the trip, these costs would be lost. Examples of these are costs of airline tickets, hotel reservations, tour reservations, etc.

Q3: Can I renew the plan if I extend my trip?

Trip plans are not renewable. In case of change of plans, you would need to purchase a new plan.

Q4: Is the plan cancelable?

You can cancel the plan and get a full refund back, within 10 days of the look-up period. After 10 days of purchase, the plan is not cancelable or refundable.

Q5: Are pre-existing conditions covered by the plan?

Pre-existing conditions coverage varies with the plan option you choose.

  1. Pre-existing conditions are not covered by the RoundTrip Economy Lite Plan
  2. Pre-existing condition coverage waiver is available with the RoundTrip Choice and RoundTrip Elite options if you purchase the plan within 24 hours of initial trip deposit day

Q6: Can I cancel the plan for any reason?

Cancel for Any Reason is note available with RoundTrip Economy and optional for RoundTrip Choice and RoundTrip Elite option with additional cost.

Q7: What are some of the covered reasons for trip cancellation benefits?

All options of the plan would cover for the specific covered reasons. Some of these include: Sickness, Injury or Death, Felonious Assault, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Terrorist Incident, Traffic Accident, Bankruptcy/Default, Quarantine, Residence Uninhabitable

Q8: What is the difference between Trip Cancellation and Trip Interruption?

Trip cancellation benefits become available if the trip is cancelled before the journey begins (before the start date of the policy). Trip interruption benefits are available after the journey begins. If for some documented covered reason, the trip is cancelled after the journey starts, the insured person has to go back to the home country.

Q9: What are the differences between RoundTrip Economy, RoundTrip Choice, and RoundTrip Elite?

The differences among the plans are mostly the level of coverage. The Economy Plan offers the most basic coverage, and does not include certain coverages like Pre-existing condition waiver and Cancel for Any Reason. The Choice Plan is the one that provides medium range coverage; the Elite Plan offers the most extensive benefit features and amounts among all the options.

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.