Need to Buy Missionary Insurance?
Missionary insurance offers important protection for missionaries who dedicate their lives to helping others. Most missionaries working overseas may face increased risks, including sickness and accidents, while residing in a foreign country for extended periods of time. It's essential that missionaries take the necessary precautions to protect themselves against accidents during overseas travel. If you're following your dream of helping people abroad, let missionary insurance help you.
When you buy missionary travel insurance, your medical needs will be covered when you're outside your home country. Missionary health insurance is tailored to address the specific dangers that may be associated with missionary work. Some of the benefits include: international travel health and emergency evacuation insurance for churches, missionaries, and non-church related groups.
Missionary long-term insurance is important for anyone living in a foreign country for an extended period of time, from U.S. missionaries living outside the U.S. to non-U.S missionaries living in the U.S. or elsewhere outside their home country. Some missionary insurance plans are designed as individual plans, while some others are offered as group plans. For example, Outreach Travel Medical Insurance is an individual plan and Outreach Group Travel Medical Insurance is a group plan. The missionary insurance plan provides international travel insurance.
So, who are we talking about when we talk about missionaries? To be considered a missionary and qualify for missionary insurance, you must be associated with one of the following institutions and groups:
- Churches
- Career missionaries
- Part-time missionaries
- Youth groups
- Outreach programs
- Pastors
- Missionary directors
- Non-religious groups
You can buy missionary insurance for a short trip or a long trip. The duration of coverage may range from 5 days to 12 months for a short-term missionary plan. Long-term missionary insurance can range from 10 days to 2 years. If you initially purchase a policy for a 12-month period but need to extend coverage, you can renew it as long as you meet the eligibility criteria.
Typically, missionary insurance includes the below-mentioned benefits:
- Health and medical expenses
- Furlough coverage
- Political evacuation
- Emergency medical evacuation
- Repatriation benefits
- Return of Minor Child
- Optional Pre-existing Condition benefit
- Accidental Death and Dismemberment benefit
- Some missionary insurance plans also include maternity coverage if conception happens after the plan effective date.
- Assistance services like multilingual personnel; physicians/nurses on staff; help locating nearby medical facilities and help with emergency situations.
Related Articles
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
