VisitorsCoverage logo

Pathway Premium : Reviews, Ratings, and Feedback

Pathway Premium

Trip Plan, A.M. Best Rating: A
Underwriter: Technology

Pathway Premium Insurance is a comprehensive travel protection and travel medical insurance plan from Trawick International, designed specifically for U.S. residents traveling within the United States or internationally for trips of up to 90 days. The plan combines primary emergency medical coverage with protection for trip cancellation, interruption, travel delays, baggage, emergency medical evacuation, and other travel-related concerns. Coverage is provided by either Technology Insurance Company or Wesco Insurance Company, both part of AmTrust Financial Services, while Trawick International administers and sells the plan.

For travelers comparing Pathway Premium travel insurance, the plan stands out for its relatively high medical and trip-protection limits, including up to $200,000 in primary emergency medical coverage and $1 million for emergency medical evacuation and repatriation. Optional benefits such as Cancel for Any Reason, Interruption for Any Reason, rental car damage, and sports coverage may also be available, depending on eligibility and state. Importantly, Pathway Premium is not visitor insurance for the USA and is not designed for non-U.S. residents visiting America; it is intended for eligible U.S. residents traveling domestically or abroad. As with any travel medical insurance, benefits, exclusions, limits, and availability vary by state and policy terms.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation
  • Trip Interruption
  • Emergency Medical
  • Pre-Existing Conditions (Pre-Ex)
  • Medical Evacuation
  • Trip Delay
  • Baggage Delay
  • Missed Connection
  • Baggage Loss
  • Optional Cancel for Any Reason (CFAR)
  • Optional Interruption for Any Reason (IFAR)
  • Optional Rental Car Damage Coverage
  • Optional Adventure Sports and Extreme Sports
Key Metrics

Key Metrics

  • Administrator: Trawick International
  • Underwriter: Technology
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • Available for U.S residents up 85 years of age
  • Covers trips up to 3 months domestically or internationally
  • Up to 10 people allowed on one policy
  • Offers a Pre-Existing Condition Waiver if plan is purchased within 21 days of initial trip deposit date
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Cancel for Any Reason (CFAR) must be purchased within 21 days of initial trip deposit date. Not available for NY residents
  • Interruption for Any Reason (IFAR) must be purchased within 21 days of initial trip deposit date. Not available for NY residents

Similar Plans

Atlas Journey Premier

A.M. Rating: A
WorldTripsUnderwriter: U.S. Specialty (USSIC)

Trip protection plan for U.S residents traveling within the U.S domestically or departing from the U.S and returning to the U.S.

iTravelInsured Travel LX

A.M. Rating: A
IMGUnderwriter: US Fire / SiriusPoint America

A comprehensive trip protection insurance plan offering extensive coverage for trip cancellation, trip delay and medical coverage.

Trip Protection Choice

A.M. Rating: A
Seven CornersUnderwriter: US Fire

A comprehensive trip protection insurance plan, providing coverage for trip cancellation, trip delay, and emergency medical coverage.

0/3 selected

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support