Patriot Exchange (A.M. Best Rating: A) is a comprehensive travel medical insurance plan for exchange students, teachers, scholars, and cultural exchange participants. It helps meet J visa insurance requirements while providing comprehensive medical benefits and emergency assistance throughout the exchange program. Coverage is available from 5 days to 365 days.
While in the U.S., after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 90% of eligible medical expenses up to $1,000, then 100% thereafter, up to the selected policy maximum. Outside of the PPO network, the plan will pay 80% in eligible medical expense, up to the selected policy maximum.
Patriot Exchange does not cover pre-existing conditions. Pre-existing conditions are covered under Patriot Exchange after 12 months of continuous coverage, up to $500 per period of coverage and $1,500 maximum lifetime benefit.
Review the Patriot Exchange policy documents for complete coverage details, exclusions, and limitations.
While in the U.S., after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 90% of eligible medical expenses up to $1,000, then 100% thereafter, up to the selected policy maximum. Outside of the PPO network, the plan will pay 80% in eligible medical expense, up to the selected policy maximum.
Patriot Exchange does not cover pre-existing conditions. Pre-existing conditions are covered under Patriot Exchange after 12 months of continuous coverage, up to $500 per period of coverage and $1,500 maximum lifetime benefit.
Review the Patriot Exchange policy documents for complete coverage details, exclusions, and limitations.
