Safe Travels International
- AM Best Rating
- A (Excellent)
- Trawick International
C&F Crum & Forster
After deductible, the plan pays 100% up to the policy maximum.
Acute onset of Pre-Existing Conditions
Extendable & Cancelable
Medical Coverage During Travel
Comprehensive Coverage Plan
Coverage from 5 days to 364 days
- Not available if the home country is: Antarctica, Nigeria, United States, or U.S Virgin Islands
Safe Travels International insurance is a visitor medical insurance plan, available for Non US residents, travelling internationally, excluding the USA. After the deductible is met, the plan pays 100% up to policy maximum for all covered services.
Up to $10,000 of covered expenses for age 65 and over
Plan Administrator Company
Carrier / Underwriter
C&F Crum & Forster
AM Best Rating
Non-U.S residents, traveling internationally, excluding the USA
Comprehensive Coverage Plan Percentage based coverage.
Coverage in U.S.A.
Coverage outside U.S.A.
No co-insurance: 100% covered by plan up to policy maximum
How the Benefits are Paid
After the deductible, the plan pays 100% of eligible expenses up to the policy maximum.
Lifetime of the policy
Per policy period
Yes, has to be purchased for a minimum of 45 days to be extended. Has to be extended before the policy expires
Yes, only if no claims are filed. A $25 cancellation fee applies.
No (visit any provider of your choice)
From 1 - 365 days
Can be renewed up to 2 years.
$0, $50, $ 100 $250, $500, $1,000, $2,500, $5,000
Age 14 days to 69 years: $50,000, $100,000, $250,000, $500,000, $1,000,000
Age 70-79: $50,000, $100,000
Age 80-89: $50,000
By Provider, Toll Free: 888-301-9289, Direct: 251-661-0924
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
Safe Travels International Insurance FAQs
Q1: Which doctor or hospital can I go to?
There is no PPO Network for the Safe Travels International plan. The insured person can visit any doctor or hospital of his/her choice.
Q2: When will I receive my ID card?
The print out of the on-line buying receipt/virtual ID card is the proof of insurance and can be used as an ID card. Additionally, you will be emailed the ID card that you can print and take to the doc/hospital. Also, when filling out the online application, you have the choice of getting supplemental information and ID card in the mail. If you would like to receive the ID card and plan details by mail then make sure to choose "yes" for mailed ID card. You should receive your insurance package at your mailing address within 5-10 business days of purchase.
Q3: Can I cancel the policy and get a refund after purchase?
If the policy is cancelled before the start date, a full refund is available. After start date, refund is available only if you do not need to visit the doctor, and there is no claim on file. A prorated refund for the unused number of days is refunded. A $25 cancellation fee applies.
Q4: Does this plan have travel coverage?
Yes, Safe Travels International Insurance has on flight coverage from home country to the host country as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. CST) and select the end date the day they arrive home country on the trip back (CST). This plan does not provide coverage for travels to the USA.
Q5: Do I have to pay up front at the doctors office or will they bill the insurance company directly?
The billing process is at the discretion of the provider. They can either ask the insured person to pay up front, or can bill the insurance company directly. Usually for bigger bills like hospitalization, surgery etc., they tend to bill the insurance company directly. For smaller situations, like doctor consultation, they are more likely to ask the insured person to pay first. However, for any claims to be processed, the insured person has to follow the claim process and send in the claimant information form to the insurance company. This would be applicable even if the providers directly bill the insurance company.
Q6: How do I file a claim?
Please refer to the following article regarding the claim process:
Q7: What information do I need to purchase this plan?
Name(s), date(s) of birth, and passport number(s) of the visitor(s).
Q8: When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis?
Based on the desired coverage length you have selected, you have to make the full payment all at once.
Q9: I am traveling with a friend or domestic partner. Can we both be on the same application?
Yes. One is listed on the form as Applicant and the other is Adult #2.
Q10: I want to purchase insurance for more then one visitor. Should I purchase two separate policies for them or have a combined policy?
The benefits and costs do not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.
In addition, having separate policies gives you more flexibility for extensions and cancellations.
Q11: I am traveling and I am pregnant. Will your plan cover me?
Yes, the Safe Travels International plan covers for emergency medical treatment for pregnancy up to $1,000. Please check the plan description of coverage for details of the coverage.
Q12: Where can I find answers to other questions I have?
Like all other travel insurance policies, the Safe Travels International plan does not cover for pre-existing conditions, but it offers coverage of up to $1,000 for an unexpected recurrence of a pre-existing condition.
Q13: Does Safe Travels International cover the Coronavirus vaccination?
Safe Travels International doesn't cover COVID-19 vaccinations but will cover COVID-19 treatment and services the same as any other eligible condition if COVID-19 is contracted after the policy effective date. Preventative care related to COVD-19, like vaccinations, aren't covered under the policy. Please login to My Policy to view your plan specific documents for any limits or exclusions.
Q14: Where can I find answers to other questions I have?
Q15. When does my coverage start on my travel medical insurance plan?
Coverage on a travel medical insurance plan will begin on the date of departure and once the traveler has left their home country. Coverage areas are anywhere outside ones' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.