Safe Travels International

You will need names, coverage duration, date(s) of birth, home country address, and a valid credit card.

There is no PPO Network for the Safe Travels International plan. The insured person can visit any doctor or hospital of his/her choice.

The print out of the on-line buying receipt/virtual ID card is the proof of insurance and can be used as an ID card. Additionally, you will be emailed the ID card that you can print and take to the doc/hospital. Also, when filling out the online application, you have the choice of getting supplemental information and ID card in the mail. If you would like to receive the ID card and plan details by mail then make sure to choose "yes" for mailed ID card. You should receive your insurance package at your mailing address within 5-10 business days of purchase.

If the policy is cancelled before the start date, a full refund is available. After start date, refund is available only if you do not need to visit the doctor, and there is no claim on file. A prorated refund for the unused number of days is refunded. A $25 cancellation fee applies.

Yes, Safe Travels International Insurance has on flight coverage from home country to the host country as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. CST) and select the end date the day they arrive home country on the trip back (CST). This plan does not provide coverage for travels to the USA.

The billing process is at the discretion of the provider. They can either ask the insured person to pay up front, or can bill the insurance company directly. Usually for bigger bills like hospitalization, surgery etc., they tend to bill the insurance company directly. For smaller situations, like doctor consultation, they are more likely to ask the insured person to pay first. However, for any claims to be processed, the insured person has to follow the claim process and send in the claimant information form to the insurance company. This would be applicable even if the providers directly bill the insurance company.

Please refer to the following article regarding the claim process:
Visitor Insurance Claim Process

Based on the desired coverage length you have selected, you have to make the full payment all at once.
Since this plan is extendable, you can extend it at any time before the policy expires. There is no extension fee.

Yes. One is listed on the form as Applicant and the other is Adult #2.

The benefits and costs do not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies.

In addition, having separate policies gives you more flexibility for extensions and cancellations.

Yes, the Safe Travels International plan covers for emergency medical treatment for pregnancy up to $2,500. Please check the plan description of coverage for details of the coverage.

Like all other travel insurance policies, the Safe Travels International plan does not cover for pre-existing conditions, but it offers coverage for an unexpected recurrence of a pre-existing condition up to $20,000 for those under the age of 65. For ages 65 and above, coverage is up to $10k.

Coverage on the travel medical insurance plan will begin on the date of departure (12:01am CST) and once the traveler has left their home country. Coverage areas are anywhere outside one's' home country as long as the policy is active. The coverage will end immediately once the traveler has entered back into their home country and at 12:01am CST the day after the last date of coverage.

Learn more from informative articles at Visitor Insurance Information section.

You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing for the remaining travelers as per the policy terms.