Safe Travels International
Comprehensive Coverage- AM Best Rating
- B+
- Administrator/Underwriter
- Trawick International
GBG Insurance Limited
In Network
After deductible, the plan pays 100% up to the policy maximum.
Medical Coverage During Travel
Renewable & Cancelable
Comprehensive Coverage Plan
Coverage from 5 days to 365 days
PPO
No (visit any provider of your choice) Urgent Care
Safe Travels International insurance is a visitor medical insurance plan, available for Non US cititzens and Non US residents, travelling outside the USA. After the deductible is met, the plan pays 100% up to policy maximum for all covered services.
Please review Safe Travels International Insurance Brochure 
or Description of Coverage (policy document) for complete and accurate coverage and exclusions.
Out-Patient
Dr. / Physician Visit
After the deductible, plan pays 100% up to the policy maximum.
Surgical Treatment
After the deductible, plan pays 100% up to the policy maximum.
Prescription Drugs / Medicines
After the deductible, plan pays 100% up to the policy maximum.
Lab & X-rays
After the deductible, plan pays 100% up to the policy maximum.
Physical Therapy
After the deductible, plan pays 100% up to the policy maximum.
In-Patient
Hospital Room
After the deductible, plan pays 100% up to the policy maximum
Surgical Treatment
After the deductible, plan pays 100% up to the policy maximum
Hospital Intensive Care Unit
After the deductible, in network, plan pays 100% up to the policy maximum
Drug/Alcohol Abuse
Not Covered
Emergency Services
Ambulance Expenses
After the deductible, plan pays 100% up to the policy maximum
Emergency Room(ER)
After the deductible, plan pays 100% up to the policy maximum
Dental
Acute, spontaneous and unexpected pain
Up to $500
Accidental emergency
Not Covered
Travel
Emergency Medical Evacuation / Repatriation
100% up to $2,000,000
Return of Remains
$50,000
Emergency Reunion
$15,000
Return of minor Child(ren)
$5,000
Loss of checked Baggage
Up to $1,000
Life
AD&D
Up to $25,000
Other
Cataract Surgery
Not Covered
Cancer
Not Covered
Cardiac
Not Covered
Mental Illness
Not Covered
Alzheimer's Desease
Not Covered
Hazardous Sports Coverage
Not Covered
Pre-Existing Conditions
Up to $20,000 of covered expenses up to age 65
Up to $10,000 of covered expenses for age 65 and over
Maternity
Not Covered
Brochure
Support
24-Hrs Emergency Assistance
Yes. Contact Number and details can be found on the ID card.
Plan Administrator Company
Trawick International
Carrier / Underwriter
GBG Insurance Limited
Eligibility
Non-US Citizens and non-US permanent residents, traveling internationally, excluding USA
Plan Type
Comprehensive Coverage Plan Percentage based coverage.
AM Best Rating
B+
Coverage in U.S.A.
Not Covered
Coverage outside U.S.A.
Covered
Co-Pay
No Copay
Co-Insurance
No co-insurance: 100% covered by plan up to policy maximum
How the Benefits are Paid
After the deductible, the plan pays 100% of eligible expenses up to the policy maximum.
Coverage Type
Lifetime of the policy
Deductible Type
Per policy period
Renewability
Yes, has to be purchased for a minimum of 45 days to be renewed. Has to be renewed before policy expires
Cancellation
Yes, only if no claims are filed. A $25 cancellation fee applies.
PPO Network
No (visit any provider of your choice)
Coverage Length
From 1 - 365 days
Can be renewed up to 2 years.
Available Deductibles
$0, $50, $ 100 $250, $500, $1,000, $2,500, $5,000
Available Coverage
Age 14 days to 69 years: $50,000, $100,000, $250,000, $500,000, $1,000,000
Age 70-79: $50,000, $100,000
Age 80-89: $50,000
Provider Directory
By Provider, Toll Free: 888-301-9289, Direct: 251-661-0924
Fax: 251-666-1806
Email: info@trawickinternational.com
Plan Brochure
Home Country Definition
The country where the covered person has his/her true, fixed, permanent home and principal establishment.
US States Restrictions
No Restriction
Country Restrictions
No Restriction
Safe Travels International Insurance FAQs | |
| Q1: Which doctor or hospital can I go to? There is no PPO Network for the Safe Travels International plan. The insured person can visit any doctor or hospital of his/her choice. | |
| Q2: When will I receive my ID card? The print out of the on-line buying receipt/virtual ID card is the proof of insurance and can be used as an ID card. Additionally, you will be emailed the ID card that you can print and take to the doc/hospital. Also, when filling out the online application, you have the choice of getting supplemental information and ID card in the mail. If you would like to receive the ID card and plan details by mail then make sure to choose "yes" for mailed ID card. You should receive your insurance package at your mailing address within 5-10 business days of purchase. | |
| Q3: Can I cancel the policy and get a refund after purchase? If the policy is cancelled before the start date, a full refund is available. After start date, refund is available only if you do not need to visit the doctor, and there is no claim on file. A prorated refund for the unused number of days is refunded. A $25 cancellation fee applies. | |
| Q4: Does this plan have travel coverage? Yes, Safe Travels International Insurance has on flight coverage from home country to the host country as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. CST) and select the end date the day they arrive home country on the trip back (CST). This plan does not provide coverage for travels to the USA. | |
| Q5: Do I have to pay up front at the doctors office or will they bill the insurance company directly? The billing process is at the discretion of the provider. They can either ask the insured person to pay up front, or can bill the insurance company directly. Usually for bigger bills like hospitalization, surgery etc., they tend to bill the insurance company directly. For smaller situations, like doctor consultation, they are more likely to ask the insured person to pay first. However, for any claims to be processed, the insured person has to follow the claim process and send in the claimant information form to the insurance company. This would be applicable even if the providers directly bill the insurance company. | |
| Q6: How do I file a claim? Please refer to the following article regarding the claim process: | |
| Q7: What information do I need to purchase this plan? Name(s), date(s) of birth, and passport number(s) of the visitor(s). | |
| Q8: When I buy this plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis? Based on the desired coverage length you have selected, you have to make the full payment all at once. | |
| Q9: I am traveling with a friend or domestic partner. Can we both be on the same application? Yes. One is listed on the form as Applicant and the other is Adult #2. | |
| Q10: I want to purchase insurance for more then one visitor. Should I purchase two separate policies for them or have a combined policy? The benefits and costs do not differ if you buy individually or combined policies. If the visitors have different travel plans (might be coming together but leaving on different dates, etc.) it is recommended to buy separate policies. In addition, having separate policies gives you more flexibility for renewals and cancellations. | |
| Q11: I am traveling and I am pregnant. Will your plan cover me? Yes, the Safe Travels International plan covers for emergency medical treatment for pregnancy up to $1,000. Please check the plan description of coverage for details of the coverage. | |
| Q12: Where can I find answers to other questions I have? Like all other travel insurance policies, the Safe Travels International plan does not cover for pre-existing conditions, but it offers coverage of up to $1,000 for an unexpected recurrence of a pre-existing condition. | |
| Q13: Where can I find answers to other questions I have? Please refer to Visitors Insurance FAQs section. | |
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
