Safe Travels International

Comprehensive Coverage, A.M. Best Rating: A
C&F Crum & Forster

Safe Travels International is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country. The coverage duration is available from 5 days to 364 days. After the deductible is satisfied, the plan will pay 100% of eligible medical expenses up to the policy maximum. Learn more about how Safe Travels International works.

Safe Travels International can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Safe Travels International does not cover Pre-Existing medical conditions. Please review Safe Travels International policy documents for complete coverage and exclusions.

How It Works

100%

Out of Network

100% up to policy maximum See How Safe Travels International Works.

Key Benefits

COVID-19 Included

Acute onset of Pre-Existing Conditions

Extendable & Cancelable

No PPO

Medical Evacuation

Urgent Care

Medical Coverage During Travel

Comprehensive Coverage Plan

Coverage from 5 days to 364 days

How COVID-19 is Covered Under Safe Travels International

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

Trip Delay benefit of $150/day, up to $2,000 max to cover lodging and accommodations due to quarantine.

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

For non-U.S. residents traveling anywhere outside their home country excluding USA.
For ages 14 days to 89 years
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days

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Benefits

COVID-19 Coverage: Included
After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Eye Exam Coverage
Emergency Dental Coverage
Prescriptions/Medication
Pre-Existing Conditions: No Coverage

Eligibility

For international travelers travelling anywhere outside their home country. No Coverage in USA
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days in a policy period
Extendable for up to 364 days
If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible

Purchase Restrictions

Not Available for the following Destination Countries: Belarus (BLR), Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK), Syria (SYR) & Ukraine (UKR)
Not available for Citizens of: Cuba (CUB), Iran (IRN), Myanmar (MMR), North Korea (PRK) & Ukraine (UKR)
Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Not available to individuals who are physically located in the country of: Australia (AUS) & Canada (CAN)

Plan FAQs

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Patriot International Lite

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: SiriusPoint Speciality Insurance Corporation

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Benefits

COVID-19 Coverage: Included
After the deductible, the plan pays 100% of eligible medical expenses
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Eye Exam Coverage
Emergency Dental Coverage
Prescriptions/Medication
Pre-Existing Conditions: No Coverage

Eligibility

For U.S & non U.S residents traveling internationally, excluding the USA
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 365 days
Extendable for up to 365 days

Purchase Restrictions

Not Available for the following Destination Countries: Belarus (BLR), Kosovo (XKX), Puerto Rico (PRI), Russia (RUS), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

Plan FAQs

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Patriot Platinum International

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Underwriter: SiriusPoint Speciality Insurance Corporation

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Benefits

COVID-19 Coverage: Included
After the deductible, the plan pays 100% of eligible medical expenses
Acute Onset of Pre-Existing Condition Coverage
Emergency Medical Evacuation
Urgent Care Visits
Emergency Room Services
Emergency Eye Exam Coverage
Emergency Dental Coverage
Prescriptions/Medication
Pre-Existing Conditions: No Coverage

Eligibility

For U.S & non U.S residents traveling internationally, excluding the USA
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 365 days
Extendable for up to 365 days

Purchase Restrictions

Not Available for the following Destination Countries: Belarus (BLR), Kosovo (XKX), Puerto Rico (PRI), Russia (RUS), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)
Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.

Plan FAQs

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.