North America contains some of the most ethnically and geographically diverse areas in the world. With immigrants from all over the world, North America hosts a huge variety of cultural destinations from the New York Museum of Art to Hollywood, California. In between, there are stunning natural landmarks including Niagara Falls and the Grand Canyon.
North America includes three large countries, seven Central American countries and a number of smaller island nations including three U.S. Territories:
- The Dominican Republic
- Guam (U.S. Territory)
- Puerto Rico (U.S. Territory)
- Saint Kitts and Nevis
- Saint Lucia
- Saint Vincent and the Grenadines
- Trinidad and Tobago
- U.S. Virgin Islands (U.S. Territory)
Do You Need Travel Insurance?
Cuba is the only country in North America that requires proof of travel insurance upon arrival. However, your pocketbook may end up a lot lighter if you choose to travel to some of the other countries in this region without adequate travel insurance.
Compared to other countries, medical costs in the United States are very high and are unlikely to be covered by insurance from other countries. Due to this, we highly recommend that you purchase travel insurance before you travel to the U.S. If you are staying for an extended period of time or are over the age of 60, you are at a higher risk of injury and illness. Therefore, even if it is not legally required, medical insurance that will cover you while you are in the United States is effectively necessary.
Additionally, if you are entering the U.S. on a J-visa, you will be required to show proof of travel insurance in order to obtain your visa.
Smaller countries, especially islands, often have less robust health care options. If you are worried about major accidents and illnesses, you may consider travel insurance that includes coverage in the case of medical evacuation. This will protect you from paying the extremely high costs of helicopter transfers if you need to be taken to a larger medical facility.