Last updated September 9, 2021


Known for its famous pink sand beaches and picturesque beaches, Bermuda is the perfect country for those who love spending time near the ocean. Whether you want a relaxing escape or a high-energy water sports adventure, Bermuda has everything you need. But, if you’re planning a trip to Bermuda, you want to make sure you’re adequately prepared for the unexpected. There’s no better way to prepare than by purchasing travel insurance.

Is travel insurance mandatory in Bermuda?

If you’re visiting Bermuda, you’ll need to apply for a Bermuda Travel Authorisation, and purchasing travel insurance is required as part of this process. The travel insurance plan you purchase must have specific COVID-19 coverage and also cover medical emergencies.


Beyond providing proof of travel insurance, travelers must also:

  • Complete a travel authorization form within 24-72 hours of their departure from their home country
  • Provide proof of a negative pre-arrival test, taken within four days of arrival into Bermuda
  • Unvaccinated residents and visitors ages two and older will have to test on arrival, and again on days four and ten in Bermuda
  • Unvaccinated residents without a pre-arrival test will be required to complete an eight-day government quarantine and will be tested on day seven of their stay.


COVID-19 in Bermuda

Currently, the Centers for Disease Control (CDC) recommends that unvaccinated travelers avoid nonessential travel to Bermuda. Here are other Covid safety precautions to take.


Beginning on August 23, 2021, all vaccinated travelers into Bermuda will be given a red wristband upon entry into Bermuda, and must wear it until they receive the negative arrival test. Vaccinated travelers with a Covid pre-test must wear the wristband until they receive their negative test results. Vaccinated passengers without a pre-test must wear it until receiving the negative test that’s required on day four in Bermuda.


Health & safety

Because you’ll probably be spending lots of time near the beach, be careful of heat exhaustion and sunburns. Make sure you use sunscreen with a high protection factor, and be sure to drink a lot of water throughout the day. If you're planning on participating in water sports, purchasing an adventure sports add-on to your insurance will ensure that you're covered.


Cuts from the ocean or other bodies of water should be taken seriously. Because there is a higher level of bacteria in Bermuda’s water, cuts can lead to infection if they’re not given proper medical care. Be sure to wear water shoes when you’re in the ocean, and to clean any cuts thoroughly.


Finally, petty theft occurs most frequently either at the beach or in hotel rooms. Don’t leave valuables out in plain sight. Travelers should also exercise caution to prevent pickpocketing in popular tourist spots. Purchasing trip insurance will provide coverage in case any items (such as passports or documents) are stolen.


Necessary vaccinations

Make sure you are up-to-date on all routine vaccines before your trip. Here are some of the CDC’s most common vaccination recommendations for Bermuda:


  • Chickenpox (Varicella)
  • Diphtheria-Tetanus-Pertussis
  • Flu (influenza)
  • Measles-Mumps-Rubella (MMR)
  • Polio
  • Shingles
  • Hepatitis A
  • Hepatitis B
  • Typhoid
  • Rabies
  • Covid

For the most up-to-date information on required vaccinations and other health requirements, visit the Centers for Disease Control (CDC) website.



Visas & documentation

No visa is required to travel to Bermuda. Although you don’t need a visa, keep in mind that the following still applies:

  • Travelers must have a current passport that’s valid for no less than six months after the intended period of stay.
  • Travelers must have proof of onward and return flights, along with all documentation for the next destination.
  • If traveling on business, travelers should have documentation proving their proof of travel purpose.
  • Travelers must have sufficient funds to cover their stay.