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Discovery : Reviews, Ratings, and Feedback

Discovery

Trip Plan, A.M. Best Rating: A
Underwriter: Spinnaker Insurance

Discovery (A.M. Best Rating: A) is a customizable trip insurance plan for travelers who want to build coverage around their specific travel needs. Choose from benefits like Trip Cancellation, Emergency Medical Expenses, rental vehicle coverage, baggage protection, and optional Cancel For Any Reason (CFAR) coverage, creating personalized protection for domestic and international travel. Coverage is available for trips up to 90 days.

Optional Cancel For Any Reason (CFAR) coverage is available when purchased within 15 days of the initial trip deposit. With its flexible, build-your-own approach, the battleface Single-Trip Discovery Plan is ideal for travelers who want personalized protection without paying for benefits they don't need.

Discovery does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Discovery includes coverage for pre-existing conditions if the waiver requirements are met, including purchasing the plan within 15 days of the initial trip deposit.

Review the Discovery policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • Trip Cancellation Package: Up to 100%
  • Optional Cancel For Any Reason (CFAR): Up to 75%
  • Optional Trip Interruption: Up to 150%
  • Optional Trip Delay Package
  • Optional Baggage Package
  • Optional Travel Medical Package
  • Optional Pet Medical Package
  • Optional Rental Car Damage
  • Optional Accidental Death & Dismemberment
  • Optional Vacation Rental Damage
  • Optional Adventure Sports
  • COVID-19 Coverage
Key Metrics

Key Metrics

  • Administrator: battleface
  • Underwriter: Spinnaker Insurance
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • Customizable Trip Insurance Coverage: Travelers can add various optional riders to customize a plan to meet their specific needs
  • Available for U.S residents up 85 years of age
  • Covers trips up to 90 days domestically or internationally (30 days for FL residents)
  • Up to 10 people allowed on one policy
What's Not So Good

What's Not So Good

  • Not available for non-U.S residents
  • Cancel For Any Reason (CFAR) must be purchased within 15 days of initial trip deposit date
  • Not Available for the following Destination Countries: Afghanistan (AFG), Belarus (BLR), Burkina Faso (BFA), Central African Republic (CAF), Chad (TCD), Cuba (CUB), Haiti (HTI), Iran (IRN), Iraq (IRQ), Libya (LBY), Mali (MLI), Mauritania (MRT), Myanmar (MMR), Niger (NER), North Korea (PRK), Russia (RUS), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR), Ukraine (UKR), Venezuela (VEN) & Yemen (YEM)
  • Not Available to Residents of the Following U.S. States/Territories: Puerto Rico (PR), Washington (WA), American Samoa (AS), Guam (GU), New Hampshire (NH) & Virgin Islands (VI)

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support