International Travel Accident Insurance
What is International Travel Accident Insurance?
International travel accident insurance provides coverage for accidental death or dismemberment or other life-changing incidents and injuries that may be excluded by other plans. Travel accident insurance benefits vary and are paid depending on the severity of the incident, to alleviate some of the financial stress that may result from serious illnesses, injuries, or death.
International accident insurance provides accident coverage for accidents resulting in, dismemberment, permanent disabilities, and certain life-changing incidents, depending on the plan specifics. Standard life and disability insurance plans and travel medical insurance plans may not cover accidents that result from certain incidents; travel accident insurance plans are designed to fill those coverage gaps and provide high limit coverage or coverage for specific risks that many disability policies do not cover.
Likewise, business travel accident insurance provides coverage in the event that life-changing incidents happen while you're on a business trip.
Coverage limits for high accident insurance for travelers may be as much as $100 million and, depending on the plan, may include benefits such as accidental death, loss of one or more limbs, emergency medical evacuation, coma and paralysis coverage, and felonious assault coverage. Travel Accident insurance provides coverage for individuals injured or killed in traffic accidents, fires, extreme sports, plane crashes, and many other incidents.
Without an adequate insurance policy, individuals injured or killed in a travel accident and their families may be left with potentially lifelong financial stress. Travel accident insurance covers such devastating incidents, providing financial security and support for individuals and their families.
Travel Accident insurance plans may offer optional benefits and may exclude specific countries and accidents that result from pre-existing conditions, so be sure to check the policy details for specific coverage descriptions.
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.