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Safe Travels Elite : Reviews, Ratings, and Feedback

Safe Travels Elite

Limited Coverage, A.M. Best Rating: A
Underwriter: Zurich Insurance Europe AG Belgian branch

Best for:
Budget planVisitors to the USA
Safe Travels Elite (A.M. Best Rating: A) is a limited fixed-benefit travel medical insurance plan designed for international travelers visiting the U.S. It provides affordable coverage for essential medical expenses, emergency medical evacuation, and travel assistance benefits, making it a budget-friendly option for travelers seeking basic protection during their trip. Coverage is available from 5 days to 364 days.

Safe Travels Elite does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Safe Travels Elite does not cover pre-existing conditions. Safe Travels Elite includes acute onset coverage of pre-existing conditions: up to the selected policy maximum for travelers ages 0–69, up to $25,000 for ages 70–79, and up to $15,000 for ages 80-89, subject to the plan terms and conditions.

Review the Safe Travels Elite policy documents for complete coverage details, exclusions, and limitations.

No optional add-on benefits on this plan.

Plan Highlights

  • After the deductible, plan pays Pre-Fixed Limited Coverage
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: Trawick International
  • Underwriter: Zurich Insurance Europe AG Belgian branch
  • Best Suitable for: International visitors to the USA, looking for a low-cost travel insurance plan.
  • Eligibility (Who can buy this travel insurance?): Visitors to the USA
  • Type of coverage: Limited Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • No PPO Network: Visit Any Doctor/Hospital
  • International Coverage During Travel
  • Acute Onset of a Pre-Existing Condition
  • Extendable/Renewable
  • Cancellable
  • Emergency Medical Evacuation: Can be Unlimited Depending on the Policy Maximum Selected
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Coverage and benefits may not be adequate. Plan pays fixed pre defined rate for each service.
  • Low acute onset coverage for those above the age of 79
  • Not a comprehensive plan

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

Luna
VisitorsCoverage Support