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Travel Medical Choice - USA : Reviews, Ratings, and Feedback

Travel Medical Choice - USA

Comprehensive Coverage, A.M. Best Rating: A
Underwriter: Crum & Forster, SPC

Best for:
Worldwide
Seven Corners Travel Medical Choice - USA Insurance is a travel medical insurance plan designed for non-U.S. residents traveling outside their home country with the United States included in their itinerary. It provides coverage for eligible medical expenses such as inpatient and outpatient care, emergency room services, physician visits, urgent care, and ambulance services, with medical maximums available up to $1 million depending on age and the coverage selected. The Choice option also includes benefits for the acute onset of certain pre-existing conditions, subject to eligibility requirements, limits, and the terms of the plan.

For travelers comparing Seven Corners Travel Medical Choice - USA travel insurance or Seven Corners Travel Medical Choice - USA visitor insurance, the plan can be relevant when medical protection is a priority during a U.S. trip. Coverage can also include emergency medical evacuation and repatriation, access to U.S. medical providers, and 24/7 assistance services. The insurance is underwritten by Crum & Forster SPC, while Seven Corners administers the plan and handles claims and assistance services. As with any travel medical insurance, benefits, exclusions, deductibles, eligibility requirements, and availability vary, so travelers should review the current plan document before purchasing.

Learn more about 1 optional add-on benefits available on this plan.

Plan Highlights

  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $10,000, then 100% thereafter
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Trip Interruption
  • Incidental Trip to Home Country
  • COVID-19 Coverage: Included
  • Emergency Eye Exam Coverage: No Coverage
  • Pre-Existing Conditions: No Coverage
Key Metrics

Key Metrics

  • Administrator: Seven Corners
  • Underwriter: Crum & Forster, SPC
  • Best Suitable for: International travelers needing coverage outside home country
  • Eligibility (Who can buy this travel insurance?): International including USA
  • Type of coverage: Comprehensive Coverage Plan
Reviews and Ratings

Reviews & Ratings

  • A.M. Best Rating: A
  • Licensed and Regulated by the United States Department of Insurance
What's Good

What's Good

  • PPO Network
  • After the deductible plan pays: 90% of the first $5,000, then 100% up to the policy maximum within the PPO Network
  • International Coverage During Travel
  • Extendable/Renewable
  • Cancellable
  • Emergency Medical Evacuation Up to: $500,000
  • Optional Rider: Hazardous Activities
  • COVID-19: Included
What's Not So Good

What's Not So Good

  • Low Coverage For Those 80+
  • More Expensive Than Similar Plans

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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