CoverAmerica-Gold vs. Atlas America

Here at VisitorsCoverage, we strive to provide the best plans possible. For visitors to the U.S., CoverAmerica-Gold and Atlas America are two of our most popular plans. Both are highly reputed and comprehensive travel medical insurance plans.


While there are some similarities between these two plans, there are distinct differences. Here is a comparison chart that may help you decide which plan will be best for you.

 
CoverAmerica-
Gold
CoverAmerica-Gold
Atlas America
Atlas America
Underwriter Rating A A
Coverage Area USA, Canada, Mexico and South America. If your destination is the U.S., this is the best plan. Covers international travel
Public Health Emergency Screening Covers Covid-19 Test ( *Conditions apply.Read policy document) not covered
Coverage duration Between 5 days and 12 months, can be extended for 2 years Between 5 days and 364 days
Cancellation Fees No cancellation fee $25
Border Entry Protection Despite having a Visa, you may be denied entry to the U.S. In this event, the plan pays up to $550; this can help you with any related expenses. Despite having a Visa, you may be denied entry to the U.S. In this event, the plan pays up to $500; this can help you with any related expenses.
Coverage for a Missed Connection $400 Does not cover
Acute Onset PreEx coverage for policyholders aged 70 to 79 $30K $100K

CoverAmerica-Gold is underwritten by Sirus International with the U.S.s oldest and most well-reputed travel medical insurance policy administrator IMG (International Medical Group) as the administrator. Atlas America is underwritten by Lloyds of London with Tokio Marine HCC as the administrator. Both plans come with the world-class service of VisitorsCoverage.


Like other insurance plans, these plans have some exclusions, are subject to eligibility and other terms and conditions. We highly recommend that you review the plan documents carefully before you purchase a plan.

Which Plan Should You Pick?

You should pick your travel medical insurance plan based on your needs and which features of a plan will be useful for you. If you need assistance, you can send your specific questions to our team at support@VisitorsCoverage.com or call +1 (866) 384-9104 to speak to a licensed insurance expert.


You can also learn more about CoverAmerica-Gold or compare it to some of our other top-rated plans for the U.S. and international travel including Patriot America Plus and Safe Travels USA.