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Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Mon-Fri)

+1 (866) 384-9104

Current Time in PT Closed

Other ways to reach us:

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CoverAmerica-Gold vs. Atlas America


Here at VisitorsCoverage, we strive to provide the best plans possible. CoverAmerica-Gold and Atlas America are two of our most popular plans for visitors to the United States. Both are highly reputed and comprehensive travel medical insurance plans.

While there are many similarities between these two plans, there are some key differences. Here's a quick comparison chart that may help you decide which plan is best for you.

Categories

CoverAmerica - Gold®

Atlas America

Underwriter Rating

A

A

Coverage Area

USA, Canada, Mexico and South America.(For non U.S. Citizens)

Covers international travel, including Americas. (For non U.S. Citizens)

Coverage duration

Between 5 days and 12 months, can be extended for 2 years

Between 5 days and 364 days

COVID-19 Coverage

Covers COVID-19 like any other new illness. This plan also covers screening costs and includes an indemnity allowance.

COVID-19 included. (Policy purchased on or after 15th July 2020)

Cancellation Fees

No cancellation fee

$25 cancellation fee, after the effective date.

Border Entry Protection

Despite having a visa, you may be denied entry to the U.S. In this event, the plan pays up to $550; this can help you with any related expenses.

Despite having a visa, you may be denied entry to the U.S. In this event, the plan pays up to $500; this can help you with any related expenses.

Coverage for a Missed Connection

$400

Does not cover

Acute Onset PreEx coverage for policyholders aged 70 to 79

$30K

$100K

CoverAmerica - Gold®

Buy

Atlas America

Buy

CoverAmerica-Gold is underwritten by Sirius International with the U.S.'s oldest and most well-reputed travel medical insurance policy administrator IMG (International Medical Group) as the administrator. Atlas America is underwritten by Lloyds of London with WorldTrips as the administrator. Both plans come with VisitorsCoverage's world-class service.

Like other insurance plans, these plans have some exclusions, eligibility requirements and other terms and conditions. We recommend that you review the plan documents carefully before purchasing a travel medical insurance plan.

Which Plan Should You Pick?

You should pick your travel medical insurance plan based on your needs and which features of a plan will be useful for you. If you need assistance, you can send your specific questions to our Customer Success Team.

You can also learn more about CoverAmerica-Gold or compare it to some of our other top-rated plans for the U.S. and international travel including Patriot America Plus and Safe Travels USA.