Health Insurance for OPT Students

Foreign students studying in the U.S. on F1 visa, enrolled in graduate or undergraduate program can take up a practical training job known as OPT (Optional Practical training). OPT students can work without an H-1B visa for up to 12-29 months, depending on their field of study. Students on M-1 visa may also take up OPT for maximum period of six months. They are allowed for one month of training with four months of study.

The plans below offer coverage for international students on OPT.

SS-E

Student Secure - Elite

Underwriters: Lloyds of London
Eligibility
  • For International Students
  • Available for both US and non-US citizens
Plan Highlights
  • Plan pays 100% in network up to period maximum
  • Meets J-visa requirements
  • Provides continuous coverage
  • Pre-existing coverage available after waiting period
SS-S

Student Secure - Select

Underwriters: Lloyds of London
Eligibility
  • Available for both US and non-US citizens
  • For international students
Plan Highlights
  • Plan pays 100% in network up to period maximum
  • Plan pays 80% of first $5,000 then 100%
  • Meets J-visa requirements
  • Provides continuous coverage
  • Provides limited maternity and pre-existing conditions coverage
SS-SM

Student Secure - Smart

Underwriters: Lloyds of London
Eligibility
  • For international students studying abroad
  • Must hold a valid education related visa
Plan Highlights
  • Plan pays 80% within the PPO network
  • Meets J, F, M, & OPT requirements
  • Provides continuous coverage
  • Mental Health Coverage
SS-B

Student Secure - Budget

Underwriters: Lloyds of London
Eligibility
  • For international students studying abroad
  • Available for both U.S and non U.S citizens
Plan Highlights
  • Plan pays 80% of the first $25k, then 100% within the PPO network
  • Meets J, F, M, & OPT requirements
  • Pre-existing condition waiting period of 12 months
  • Maternity care for a covered pregnancy
SHA-S

Student Health Advantage - Standard

Underwriters: Sirius Speciality
Eligibility
  • For international students and scholars
  • Meets F1, J1, M1, A1 visa requirements
Plan Highlights
  • Plan pays 100% within the PPO Network
  • Intensive Care Coverage
  • Intercollegiate/Interscholastic/Club Sport Coverage
  • Pre-Existing Condition Waiting Period of 12 Months
SHA-P

Student Health Advantage - Platinum

Underwriters: Sirius Speciality
Eligibility
  • For international students studying abroad
  • Available for both U.S and non-U.S citizens
Plan Highlights
  • Plan pays 100% within the PPO Network
  • Meets U.S Student, Scholar, and Cultural Exchange Program Visa Requirements
  • Mental or Nervous/Substance Abuse Coverage
  • Maternity Care for a Covered Pregnancy