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Health Insurance for OPT Students

Health Insurance for OPT Students

Health Insurance for OPT Students
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What is it?

OPT health insurance is for students in the U.S. working a practical training job, known as OPT (Optional Practical Training).

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OPT health insurance is designed for international students studying in the U.S. on an F1 visa who are enrolled in graduate or undergraduate programs and working a practical training job.

Health Insurance for OPT Students

OPT health insurance provides quality medical coverage for international students and their families coming to the U.S. on F, J, or M student visas who are working a practical training job known as OPT (Optional Practical Training).

What Is Optional Practical Training?

Optional Practical Training (OPT) is like a job opportunity for international students in the U.S. on a visa that matches what they're studying. If you qualify, you can get permission to work for up to a year either before or after you finish your studies, without having to get an H1B work visa.

Do I Need Student OPT Health Insurance?

Depending on your visa and the school you are attending, you will most likely be required to have health insurance during your time in the United States. Typically, you’ll have the choice of getting health insurance through your school, or on your own privately.

All international student insurance plans meet most requirements set by major universities and U.S. immigration authorities for student visas.

For recent graduates who are waiting to qualify for their employer-sponsored healthcare or other compliant healthcare, OPT health insurance is a short-term option for insurance.

International student insurance plans from private providers are usually more affordable than the ones provided by the universities in the U.S., and they provide similar coverage. Additionally, if you purchase a plan from a private provider, your college or university may also ask for proof of coverage at the time of your enrollment to deduct the health insurance premium from the cost of tuition.

OPT Health Insurance Benefits

  • Medical coverage
  • COVID-19 coverage
  • Emergency services
  • Emergency medical evacuation
  • Mental health coverage
  • Maternity care for a covered pregnancy

Best Health Insurance for OPT Students

At VisitorsCoverage, we have a wide selection of international student health insurance plans that are specifically designed for students on OPT.

Compare our international student health insurance plans for OPT or contact our Customer Success Team with any questions.

See What Customers Have to Say

VisitorsCoverage let me get it done very painlessly and immediately sent all the documents including IDs by email. It was so great!


Website was easy to navigate, and contained a lot of information so I could make an informed decision. Also I thought the rates were very reasonable considering the peace of mind the policy will give me.


Very straightforward process, website navigation was excellent as well and can’t beat the price. Thanks!!


Very easy to compare between options and choose from. Was able to complete the purchase in 10 minutes.


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Find the best visitors insurance for you to protect yourself from paying medical bills out of pocket.
If you're coming to the U.S. on a J1 or J1 visa, you'll need J1 visa health insurance. Learn more about exactly what kind of insurance you need and how to purchase.

Health Insurance for OPT Students FAQs

We’ve got you covered.

At VisitorsCoverage, you can easily compare OPT Student Health Insurance plans and buy them online, quickly and without excessive paperwork. OPT Student Health Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.

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Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.