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Health Insurance for OPT Students

Health Insurance for OPT Students

Health Insurance for OPT Students
What is it?

OPT Insurance is for students in the U.S. working a practical training job known as OPT (Optional Practical training).

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Foreign students studying in the U.S. on an F1 visa who are enrolled in graduate or undergraduate programs can take up a practical training job known as OPT (Optional Practical training).

OPT students can work without a H1B visa for up to 12-29 months, depending on their field of study. Students on an M-1 visa may also take up OPT for a maximum period of six months. They are allowed for one month training with four months of study. This type of insurance provides coverage for international students on OPT.

Why OPT health insurance matters

OPT health insurance provides quality health coverage for international students & their families coming to the U.S. on F1/J1/M1 student visas. All international student insurance plans meet most requirements set by major universities and U.S. immigration authorities for student visas.

For recent graduates who are waiting to qualify for their employer-sponsored healthcare or other compliant healthcare, OPT health insurance is a short-term option for insurance.

International student insurance plans from private providers are usually more affordable than the ones provided by the universities in the U.S., and they provide similar coverage. Additionally, if you purchase a plan from a private provider, your college or university may also ask for proof of coverage at the time of your enrollment to deduct the health insurance premium from the cost of tuition.

OPT health insurance offers the following benefits:

  • Medical coverage
  • COVID-19 coverage
  • Emergency services
  • Emergency medical evacuation
  • Mental health coverage
  • Maternity care for a covered pregnancy

Customer Story

VisitorsCoverage let me get it done very painlessly and immediately sent all the documents including IDs by email. It was so great!


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Health Insurance for OPT Students FAQs

We’ve got you covered.

At VisitorsCoverage, you can easily compare OPT Student Health Insurance plans and buy them online, quickly and without excessive paperwork. OPT Student Health Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.

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Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.