J1 Visa Insurance Plans
J1 Visa insurance provides health insurance for J1 visa and J2 visa holders along with others entering the U.S. on exchange programs, such as au-pairs, nannies, scholars, or researchers. These plans meet the J1 Visa health insurance requirements set by the U.S. Department of State.
Showing 6 of 6 plans
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:90% of first $1,000, 100% thereafter.
Out of Network:80% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:90% of first $1,000, 100% thereafter.
Out of Network:80% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 90% of eligible medical expenses up to $1,000 per incident, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Repatriation for Medical Treatment
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Satisfies U.S. J1 and J2 visa requirements
- For students and scholars studying abroad or participants of cultural exchange programs
- Provides Family Coverage
- Optional Limited High School and College Sports Rider
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Included
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
âÃÂàMedical expenses up to $50,000 for injuries from collision sports
âÃÂà$250 for lost baggage
âÃÂà$500 for legal assistance fees
âÃÂà$2,000 for personal liability, excluding family-related incidents, work activities, and certain types of property
âÃÂàMedical expenses related to non-collision sports injuries
âÃÂàUp to $250 for lost or stolen baggage
âÃÂà$500 for legal assistance fees
âÃÂà$2,000 for personal liability, covering non-family, non-vehicle, and non-work-related incidents
Unlike most riders, Device Protection Coverage is sold for each Traveler independently.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:90% of first $1,000, 100% thereafter.
Out of Network:80% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:90% of first $1,000, 100% thereafter.
Out of Network:80% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 90% of eligible medical expenses up to $1,000 per incident, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Repatriation for Medical Treatment
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Satisfies U.S. J1 and J2 visa requirements
- For students and scholars studying abroad or participants of cultural exchange programs
- Optional Limited High School and College Sports Rider
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Included
- No optional add-on benefits available
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $10,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
In Network:80% of first $10,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $10,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
- COVID-19 Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
| Benefit | Amount |
| Base AD&D Coverage | $25,000 |
| Additional AD&D Coverage Available | $25,000 |
| Total AD&D Coverage Available | $50,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $25,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
In Network:80% of first $25,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $25,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
- COVID-19 Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
| Base CR Coverage | Additional CR Coverage Available | Total CR Coverage Amount |
|---|---|---|
| $10,000 | $90,000 | $100,000 |
| Base AD&D Coverage | Additional AD&D Coverage Available | Total AD&D Coverage Amount |
|---|---|---|
| $25,000 | $25,000 | $50,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $45,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
In Network:80% of first $45,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 80% up to $45,000 and then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 12-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- COVID-19 Coverage
- No optional add-on benefits available
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:80% of first $100,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
In Network:80% of first $100,000, 100% thereafter.
Out of Network:100% of URC.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 80% of the first $100,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Outpatient Treatments
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- COVID-19 Coverage
- No optional add-on benefits available
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
