J1 Visa Insurance Plans
J1 Visa insurance provides health insurance for J1 visa and J2 visa holders along with others entering the U.S. on exchange programs, such as au-pairs, nannies, scholars, or researchers. These plans meet the J1 Visa health insurance requirements set by the U.S. Department of State.
Showing 8 of 8 plans
Patriot Exchange
Comprehensive Coverage, Rated A- (Excellent)
Underwriter: Sirius Specialty Insurance Corporation
Benefits
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum per incident within the PPO network
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions
- Satisfies U.S. J1 and J2 visa requirements
- For students and scholars studying abroad or participants of cultural exchange programs
- Provides Family Coverage
- Optional Limited High School and College Sports Rider
- Pre-Existing Conditions: No Coverage
Eligibility
- For international travelers on a J1/J2, M, F, or A visa
- For those ages 31 days to 64 years
- Coverage for a minimum 30 days up to a maximum of 48 continuous months
- If initially purchased for a minimum of one month or more, coverage may be extended
Purchase Restrictions
- Not Available for the following Destination Countries: Belarus (BLR), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK), Syria (SYR) & Venezuela (VEN)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Patriot Group Exchange
Comprehensive Coverage, Rated A- (Excellent)
Underwriter: Sirius Specialty Insurance Corporation
Benefits
- COVID-19 Coverage: Included
- After the deductible, plan pays 100% of eligible medical expenses within the PPO network up to the policy maximum per incident
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions
- Satisfies U.S. J1 and J2 visa requirements
- For students and scholars studying abroad or participants of cultural exchange programs
- Optional Limited High School and College Sports Rider
- Pre-Existing Conditions: No Coverage
Eligibility
- For international travelers on a J1/J2, M, F, or A visa
- For those ages 31 days to 64 years
- Coverage for a minimum 30 days up to a maximum of 48 continuous months
- If initially purchased for a minimum of one month or more, coverage may be renewed
Purchase Restrictions
- Not Available for the following Destination Countries: Belarus (BLR), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Student Health Advantage - Standard
Comprehensive Coverage, Rated A- (Excellent)
Underwriter: Sirius Specialty Insurance Corporation
Benefits
- COVID-19 Coverage
- After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% for first $5,000, and 100% thereafter
- Long-term medical coverage up to 5 years
- Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
- Maternity coverage
- Optional Adventure Sports Rider
Eligibility
- For J1, M1, F1 or A1 visa holders
- For ages 31 days to 64 years
- Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time
- Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone
- Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal
- Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date
- Meets student visa requirements
- Premiums for this plan are charged per 30 days of coverage and do not work on a prorated basis. Please note that coverage is valid only for the specific travel dates selected
Purchase Restrictions
- Not Available for the following Destination Countries: Belarus (BLR), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
- Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states.
Student Health Advantage - Platinum
Comprehensive Coverage, Rated A- (Excellent)
Underwriter: Sirius Specialty Insurance Corporation
Benefits
- COVID-19 Coverage
- After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% for first $5,000, and 100% thereafter
- Long-term medical coverage up to 5 years
- Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
- Maternity coverage
- Pre-existing Conditions
- $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
- Optional Adventure Sports Rider
Eligibility
- For J1, M1, F1 or A1 visa holders
- For ages 31 days old to 64 years
- Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time
- Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone
- Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal
- Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date
- Meets student visa requirements
- Premiums for this plan are charged per 30 days of coverage and do not work on a prorated basis. Please note that coverage is valid only for the specific travel dates selected
Purchase Restrictions
- Not Available for the following Destination Countries: Belarus (BLR), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), Venezuela (VEN) & Virgin Islands (USA) (VIR)
- Not Available for Purchase from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Student Secure - Elite
Comprehensive Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London
Benefits
- COVID-19 Coverage
- After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
Eligibility
- Available For: M, F, J, and OPT visa holders
- For ages 1 to 64 years
- Must be residing outside home country for the purpose of pursuing international educational activities
- Must be a full-time student
- The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
- Monthly Coverage Durations
- Not applicable for dependents
Purchase Restrictions
- Not Available for the following Destination Countries: Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN) & North Korea (PRK)
- Not available for Citizens of: Cuba (CUB) & Iran (IRN)
- Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Student Secure - Select
Comprehensive Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London
Benefits
- COVID-19 Coverage
- After the deductible, plan pays 80% of the first $5,000 then 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 6-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
- Optional Accidental Death & Dismemberment Rider
- Optional Crisis Response Rider
Eligibility
- Available For: M, F, J, and OPT visa holders
- For ages 1 to 64 years
- Must be residing outside home country for the purpose of pursuing international educational activities
- Must be a full-time student
- The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
- Monthly Coverage Durations
- Not applicable for dependents
Purchase Restrictions
- Not Available for the following Destination Countries: Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN) & North Korea (PRK)
- Not available for Citizens of: Cuba (CUB) & Syria (SYR)
- Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Student Secure - Budget
Comprehensive Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London
Benefits
- COVID-19 Coverage
- After the deductible, plan pays 80% up to $25,000 and then 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Pre-Existing Condition: 12-month waiting period
- Outpatient Treatments
- Maternity Care for Covered Pregnancies
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
- Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
Eligibility
- Available For: M, F, J, and OPT visa holders
- For ages 1 to 64 years
- Must be residing outside home country for the purpose of pursuing international educational activities
- Must be a full-time student
- The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
- Monthly Coverage Durations
- Not applicable for dependents
Purchase Restrictions
- Not Available for the following Destination Countries: Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN) & North Korea (PRK)
- Not available for Citizens of: Cuba (CUB) & Syria (SYR)
- Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Student Secure - Smart
Comprehensive Coverage, Rated A (Excellent)
Underwriter: Lloyd's of London
Benefits
- COVID-19 Coverage
- After the deductible, plan pays 80% of eligible medical expenses within the PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Outpatient Treatments
- Mental Health Disorders
- Sports & Activities
- Emergency Medical Evacuation
- Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
Eligibility
- Available For: M, F, J, and OPT visa holders
- For ages 1 to 64 years
- Must be residing outside home country for the purpose of pursuing international educational activities
- Must be a full-time student
- The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
- Monthly Coverage Durations
- Not applicable for dependents
Purchase Restrictions
- Not Available for the following Destination Countries: Iran (IRN), North Korea (PRK), Russia (RUS) & Ukraine (UKR)
- Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN) & North Korea (PRK)
- Not available for Citizens of: Cuba (CUB) & Syria (SYR)
- Not available to individuals who are physically located in the states of: Washington (WA), New York (NY) & Maryland (MD)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states. - Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
