J1 Visa Insurance Plans
J1 Visa Insurance provides health insurance for J1 visa and J2 visa holders, entering to united states under exchange program, Au-pair, nanny, scholar, researchers. Health insurance plans for J1 visa meets the J1 Visa health insurance requirements set by the Department Of State for health insurance for J visa program. J1 visa holders who are students age under 66 years, may qualify for Student Insurance plans, Please email us at support@VisitorsCoverage.com to get more information and assistance.
Quick View
SHA-S
Student Health Advantage - Standard
Limited Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation 
Within PPO Network: Plan pays 100%
(Outside PPO Network: Plan pays 80% for first $5,000, and 100% thereafter)
(Outside PPO Network: Plan pays 80% for first $5,000, and 100% thereafter)
-
COVID-19 Included - Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Long-term medical coverage up to 5 years
- Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
- Freedom to seek treatment with the hospital or doctor of your choice
- Meets student visa requirements
- Maternity coverage
- Cannot accept an address in Maryland (MD) & New York (NY).
- PPO network (See list of doctors and hospitals)
] SHA-P
Student Health Advantage - Platinum
Limited Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation Within PPO Network: plan pays 100%
(Outside PPO Network: plan pays 80% for first $5,000, and then 100%)
(Outside PPO Network: plan pays 80% for first $5,000, and then 100%)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Long-term medical coverage up to 5 years
- Pre-existing condition waiting period is 6 months
- Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
- $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
- Meets student visa requirements
- Maternity coverage up to $5,000 and includes newborn care for first 31 days
- Cannot accept an address in Maryland (MD) & New York (NY).
- PPO network (See list of doctors and hospitals)
] SS-E
Student Secure - Elite
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 100%
(Outside PPO: Plan pays URC)
(Outside PPO: Plan pays URC)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $500,000 per incident
- Meets J-Visa requirements
- No family coverage
- Pre-existing condition coverage available after waiting period
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-S
Student Secure - Select
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% of the first $5,000 then 100%
(Outside PPO: Plan pays URC)
(Outside PPO: Plan pays URC)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $300,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-B
Student Secure - Budget
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% up to $25,000 and then 100%
(Outside PPO Network: plan pays URC.)
(Outside PPO Network: plan pays URC.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. & Non-U.S. Citizens
- $250,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-SM
Student Secure - Smart
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% up to the policy maximum
(Outside PPO: Plan pays URC.)
(Outside PPO: Plan pays URC.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $200,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] PE
Patriot Exchange
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation 
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Satisfies U.S. J1 and J2 visa requirements
- Coverage duration options from 1 month to 48 months
- For students and scholars studying abroad or participants of cultural exchange programs
- Provides Family Coverage
- Cannot accept an address in Maryland (MD) & New York (NY).
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, North Korea, Syria, Sierra Leone, United States, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] PGE
Patriot Group Exchange
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation - COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Satisfies U.S. J1 and J2 visa requirements
- Coverage duration options between 1 month and 48 months
- For group of students and scholars studying abroad or participants of cultural exchange programs
- Provides Family Coverage
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, North Korea, Syria, Sierra Leone, United States, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] PE
Patriot Exchange
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation - COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Satisfies U.S. J1 and J2 visa requirements
- Coverage duration options from 1 month to 48 months
- For students and scholars studying abroad or participants of cultural exchange programs
- Provides Family Coverage
- Cannot accept an address in Maryland (MD) & New York (NY).
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, North Korea, Syria, Sierra Leone, United States, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] PGE
Patriot Group Exchange
Comprehensive Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation - COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Satisfies U.S. J1 and J2 visa requirements
- Coverage duration options between 1 month and 48 months
- For group of students and scholars studying abroad or participants of cultural exchange programs
- Provides Family Coverage
- Not available for Citizens of: Botswana, Gambia, Ghana, Niger, Nigeria & Sierra Leone.
Not available if Home Country is: Botswana, Gambia, Ghana, Niger, Nigeria, Cuba, Iran, North Korea, Syria, Sierra Leone, United States, and Venezuela.
Not available for purchasing addresses in: Maryland or New York
] SHA-S
Student Health Advantage - Standard
Limited Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation Within PPO Network: Plan pays 100%
(Outside PPO Network: Plan pays 80% for first $5,000, and 100% thereafter)
(Outside PPO Network: Plan pays 80% for first $5,000, and 100% thereafter)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Long-term medical coverage up to 5 years
- Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
- Freedom to seek treatment with the hospital or doctor of your choice
- Meets student visa requirements
- Maternity coverage
- Cannot accept an address in Maryland (MD) & New York (NY).
- PPO network (See list of doctors and hospitals)
] SHA-P
Student Health Advantage - Platinum
Limited Coverage , Rated A- (Excellent) By: IMG, UW: Sirius Speciality Sirius Specialty Insurance Corporation Within PPO Network: plan pays 100%
(Outside PPO Network: plan pays 80% for first $5,000, and then 100%)
(Outside PPO Network: plan pays 80% for first $5,000, and then 100%)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- IMG
- AM Best Rating
- A- (Excellent)
- Carrier
- Sirius Specialty Insurance Corporation
- Long-term medical coverage up to 5 years
- Pre-existing condition waiting period is 6 months
- Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
- $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
- Meets student visa requirements
- Maternity coverage up to $5,000 and includes newborn care for first 31 days
- Cannot accept an address in Maryland (MD) & New York (NY).
- PPO network (See list of doctors and hospitals)
] SS-E
Student Secure - Elite
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 100%
(Outside PPO: Plan pays URC)
(Outside PPO: Plan pays URC)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $500,000 per incident
- Meets J-Visa requirements
- No family coverage
- Pre-existing condition coverage available after waiting period
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-S
Student Secure - Select
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% of the first $5,000 then 100%
(Outside PPO: Plan pays URC)
(Outside PPO: Plan pays URC)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $300,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-B
Student Secure - Budget
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% up to $25,000 and then 100%
(Outside PPO Network: plan pays URC.)
(Outside PPO Network: plan pays URC.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. & Non-U.S. Citizens
- $250,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] SS-SM
Student Secure - Smart
Limited Coverage , Rated A (Excellent) By: WorldTrips, UW: Lloyd's Lloyd's of London Within the PPO Network: Plan pays 80% up to the policy maximum
(Outside PPO: Plan pays URC.)
(Outside PPO: Plan pays URC.)
- COVID-19 Included
- Extendable & Cancelable
- Administrator
- WorldTrips
- AM Best Rating
- A (Excellent)
- Carrier
- Lloyd's of London
- For U.S. and Non-U.S. Citizens
- $200,000 per incident
- Meets J-Visa requirements
- No family coverage
- Continuous coverage
- PPO network (See list of doctors and hospitals)
- IDD Important Notices
] Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
