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J1 Visa Insurance Plans

J1 Visa insurance provides health insurance for J1 visa and J2 visa holders along with others entering the U.S. on exchange programs, such as au-pairs, nannies, scholars, or researchers. These plans meet the J1 Visa health insurance requirements set by the U.S. Department of State.

Showing 8 of 8 plans

Patriot Exchange

Comprehensive Coverage, Rated A- (Excellent)
By: IMG, Underwriter: Sirius Specialty Insurance Corporation

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum per incident within the PPO network
  • Acute Onset of Pre-Existing Condition Coverage
  • Satisfies U.S. J1 and J2 visa requirements
  • For students and scholars studying abroad or participants of cultural exchange programs
  • Provides Family Coverage
  • Emergency Room Services
  • Urgent Care
  • Optional Limited High School and College Sports Rider
Eligibility
  • For international travelers on a J1/J2, M, F, or A visa
  • For those ages 64 and below
  • Coverage for a minimum 30 days up to a maximum of 48 continuous months
  • If initially purchased for a minimum of one month or more, coverage may be renewed
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), Kosovo (XKX), North Korea (PRK), Syria (SYR) & Venezuela (VEN)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Patriot Group Exchange

Comprehensive Coverage, Rated A- (Excellent)
By: IMG, Underwriter: Sirius Specialty Insurance Corporation

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network up to the policy maximum per incident
  • Acute Onset of Pre-Existing Condition Coverage
  • Satisfies U.S. J1 and J2 visa requirements
  • Emergency Room Services
  • Urgent Care Visits
  • Teladoc
  • Optional Limited High School and College Sports Rider
Eligibility
  • For international travelers on a J1/J2, M, F, or A visa
  • For those ages 64 and below
  • If initially purchased for a minimum of one month or more, coverage may be renewed
  • Coverage for a minimum 30 days up to a maximum of 48 continuous months
Restrictions
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
  • Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
Student Secure - Budget

Comprehensive Coverage, Rated A (Excellent)
By: WorldTrips, Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 80% up to $25,000 and then 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 12-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
  • Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
Eligibility
  • Available For: M, F, J, and OPT visa holders
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Available for those under the age of 65
  • Not applicable for dependents
Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN) & North Korea (PRK)
  • Not available for Citizens of: Cuba (CUB) & Syria (SYR)
  • Not Available for the following Destination Countries: Iran (IRN) & North Korea (PRK)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Student Secure - Smart

Comprehensive Coverage, Rated A (Excellent)
By: WorldTrips, Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 80% of eligible medical expenses within the PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Outpatient Treatments
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
Eligibility
  • Available For: M, F, J, and OPT visa holders
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Available for those under the age of 65
  • Not applicable for dependents
Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN) & North Korea (PRK)
  • Not available for Citizens of: Cuba (CUB) & Syria (SYR)
  • Not Available for the following Destination Countries: Iran (IRN) & North Korea (PRK)
  • Not available to individuals who are physically located in the states of: Washington (WA), New York (NY) & Maryland (MD)
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Student Secure - Elite

Comprehensive Coverage, Rated A (Excellent)
By: WorldTrips, Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 6-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
  • Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
  • Optional Accidental Death & Dismemberment Rider
  • Optional Crisis Response Rider
Eligibility
  • Available For: M, F, J, and OPT visa holders
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Available for those under the age of 65
  • Not applicable for dependents
Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN) & North Korea (PRK)
  • Not available for Citizens of: Cuba (CUB) & Iran (IRN)
  • Not Available for the following Destination Countries: Iran (IRN) & North Korea (PRK)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Student Secure - Select

Comprehensive Coverage, Rated A (Excellent)
By: WorldTrips, Underwriter: Lloyd's of London

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 80% of the first $5,000 then 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 6-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 364 days (Renewal for up to 4 years of continuous coverage)
  • Optional Intercollegiate, Interscholastic, Intramural, or Club Sports Rider
  • Optional Accidental Death & Dismemberment Rider
  • Optional Crisis Response Rider
Eligibility
  • Available For: M, F, J, and OPT visa holders
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Available for those under the age of 65
  • Not applicable for dependents
Restrictions
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN) & North Korea (PRK)
  • Not available for Citizens of: Cuba (CUB) & Syria (SYR)
  • Not Available for the following Destination Countries: Iran (IRN) & North Korea (PRK)
  • Not available to individuals who are physically located in the states of: Maryland (MD), New York (NY) & Washington (WA)
  • Not available to individuals who are physically located in the country of Australia (AUS) & Canada (CAN)
Student Health Advantage - Standard

Comprehensive Coverage, Rated A- (Excellent)
By: IMG, Underwriter: Sirius Specialty Insurance Corporation

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% for first $5,000, and 100% thereafter
  • Long-term medical coverage up to 5 years
  • Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
  • Maternity coverage
  • Optional Adventure Sports Rider
Eligibility
  • Premiums for this plan are charged per 30 days of coverage and do not work on a prorated basis. Please note that coverage is valid only for the specific travel dates selected
  • Meets student visa requirements
  • Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time
  • Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone
  • Be at least 31 days old but not yet 65 years old
  • Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal
  • Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Student Health Advantage - Platinum

Comprehensive Coverage, Rated A- (Excellent)
By: IMG, Underwriter: Sirius Specialty Insurance Corporation

Benefits
  • COVID-19 Coverage
  • After the deductible, plan pays 100% of eligible medical expenses within the PPO network; outside the PPO network, plan pays 80% for first $5,000, and 100% thereafter
  • Long-term medical coverage up to 5 years
  • Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
  • Maternity coverage
  • Pre-existing Conditions
  • $25 Deductible per Injury or Illness (Outside U.S. and in U.S. PPO Network)
  • Optional Adventure Sports Rider
Eligibility
  • Premiums for this plan are charged per 30 days of coverage and do not work on a prorated basis. Please note that coverage is valid only for the specific travel dates selected
  • Meets student visa requirements
  • Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time
  • Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone
  • Be at least 31 days old but not yet 65 years old
  • Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal
  • Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: New York (NY) & Maryland (MD)
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR), Venezuela (VEN) & Virgin Islands (USA) (VIR)
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.

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