Flight insurance provides coverage in the rare event that a traveler either dies or becomes dismembered. If a traveler suffers dismembermentâÂÂdefined as a loss of limb, though loss of sight may also be includedâÂÂas a result of the flight accident, the coverage will ensure that you receive financial compensation.
Likewise, if the flight accident results in a traveler's death, flight accident insurance will provide the traveler's listed beneficiaries with a lump sum payment so that they can avoid financial hardship.
Some flight accident insurance plans also provide additional benefits, such as emergency medical evacuation, repatriation benefits, loss of baggage or baggage delay, among others. Regardless, although it provides benefits, it's not meant to be a replacement for travel medical insurance.