Collegiate Care Essential

Comprehensive Coverage, A.M. Best Rating: A
C&F Crum & Forster

Collegiate Care Essential is a Travel Medical insurance plan that provides health coverage for international students. The plan is designed to provide basic medical coverage, emergency services, evacuation and repatriation, and more for International Students, and Scholars while abroad.

Collegiate Care Essential will cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.

Please review Collegiate Care Essential policy documents for complete coverage and exclusions.

How It Works

100%

In Network

100% of Preferred Allowance

75%

Out of Network

75% of URC

Key Benefits

COVID-19 Included

Extendable

PPO

Urgent Care

Medical Coverage During Travel

Comprehensive Coverage Plan

Coverage from 91 days to 364 days

How COVID-19 is Covered Under Collegiate Care Essential

COVID-19 Medical Expenses

Medical treatment and services related to COVID-19 can be covered in the event that the virus was contracted after the policy effective date.

COVID-19 Testing

Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date.

COVID-19 Vaccination/Booster

COVID-19 vaccination/booster is not covered under the policy.

Quarantine Benefit

No Coverage

Emergency Medical Evacuation

Emergency Medical Evacuation for COVID-19 treatment can be covered if the virus is contracted after the policy effective date.

Eligibility

For F1/J1 visa holders
For ages 16 years to 40 years
Must purchase for a minimum of 91 days for coverage
You are "actively engaged" in education, teaching, or research activities if you are one of the following:
-Undergraduate - registered for and attending classes on a full-time basis
-Graduate Student
-Scholar or researcher who is invited by an educational organization
-Students involved in education, educational activities, or research-related activities
Extendable for up to 364 days
Not Eligible for OPT

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Benefits

COVID-19 Coverage
After the deductible, within the United Healthcare PPO network plan pays 80% of the Preferred Allowance; outside the PPO network, plan pays 70% of URC
$100,000 coverage per Injury or Illness
Emergency Room Services
Maternity & Pre-Natal Care Expense
Sports Activities
Pre-Existing Conditions

Eligibility

For F1/J1 visa holders
For ages 16 years to 40 years
You are "actively engaged" in education, teaching, or research activities if you are one of the following:
-Undergraduate - registered for and attending classes on a full-time basis
-Graduate Student
-Scholar or researcher who is invited by an educational organization
-Students involved in education, educational activities, or research-related activities
Must purchase for a minimum of 91 days for coverage
Extendable for up to 364 days
Not Eligible for OPT

Purchase Restrictions

Not available if Home Country/Country of Residences are: Antarctica (ATA), Nigeria (NGA) & United States (USA)
Not available for Citizens of: United States (USA)

Plan FAQs

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Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster

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Benefits

COVID-19 Coverage
After the deductible, within the United Healthcare PPO network plan pays 80% of the Preferred Allowance; outside the PPO network, plan pays 70% of URC
$100,000 coverage per Injury or Illness
Emergency Room Services
Maternity & Pre-Natal Care Expense
Sports Activities
Pre-Existing Conditions

Eligibility

For F1/J1 visa holders
For ages 16 years to 40 years
Must purchase for a minimum of 91 days for coverage
You are "actively engaged" in education, teaching, or research activities if you are one of the following:
-Undergraduate - registered for and attending classes on a full-time basis
-Graduate Student
-Scholar or researcher who is invited by an educational organization
-Students involved in education, educational activities, or research-related activities
Extendable for up to 364 days
Not Eligible for OPT

Purchase Restrictions

Not available if Home Country/Country of Residences are: Antarctica (ATA), Nigeria (NGA) & United States (USA)
Not available for Citizens of: United States (USA)

Plan FAQs

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Comprehensive Coverage, A.M. Best Rating: A
Underwriter: C&F Crum & Forster

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Benefits

COVID-19 Coverage
After the deductible, within the United Healthcare PPO network plan pays 80% of the Preferred Allowance; outside the PPO network, plan pays 70% of URC
Preferred Plan $500,000 coverage per Injury or Illness
Emergency Room Services
Maternity & Pre-Natal Care Expense
Sports Activities
Pre-Existing Conditions

Eligibility

For F1/J1 visa holders
For ages 16 years to 40 years
Must purchase for a minimum of 91 days for coverage
You are "actively engaged" in education, teaching, or research activities if you are one of the following:
-Undergraduate - registered for and attending classes on a full-time basis
-Graduate Student
-Scholar or researcher who is invited by an educational organization
-Students involved in education, educational activities, or research-related activities
Extendable for up to 364 days
Not Eligible for OPT

Purchase Restrictions

Not available if Home Country/Country of Residences are: Antarctica (ATA), Nigeria (NGA) & United States (USA)
Not available for Citizens of: United States (USA)

Plan FAQs

View Complete Details

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.