While domestic health insurance policies are often limited or invalid overseas, international travel insurance offers a range of medical benefits including coverage for hospitalization, emergency medical evacuation, and prescription medication for new illnesses or injuries that occur abroad.

Many international travel insurance plans also include access to travel assistance services that help locate medical providers, arrange evacuations, or coordinate care while abroad.

VisitorsCoverage provides comprehensive foreign travel insurance plans that cover you in the event of unexpected medical emergencies.

One of the biggest advantages of travel insurance for overseas trips is access to medical care without the burden of unexpected out-of-pocket expenses. Healthcare costs abroad can escalate quickly, especially in private hospitals or emergency situations.

International travel insurance also offers the following benefits:

Along with these benefits, travel medical insurance covers many scenarios and medically related financial situations that you may not have even thought of but are equally important when facing an emergency, such as trip interruption due to medical emergencies, border entry protection, etc.

With International travel medical insurance, you can journey to another country without worrying about your lack of protection should you need to seek medical care.

For many countries, international travel insurance isn’t just a recommendation, it’s a requirement. Destinations like the Schengen Area in Europe, Cuba, Russia, and parts of Southeast Asia require proof of coverage for visa issuance or entry.

Even if not mandatory, having insurance can be the difference between a manageable situation and a financial catastrophe. Emergency evacuation alone can cost tens of thousands of dollars without coverage.

International travel insurance plans are available for individuals, families, and groups, and are designed to meet the unique needs of each traveler. We offer different plans with varying levels of coverage to fit any budget.

Anyone traveling outside of their home country for a short period of time, usually up to a year, is eligible for international travel insurance.

Depending on your destination, overseas travel insurance may be mandatory. For destinations where travel insurance isn’t required, having international insurance for travel is still highly recommended.

Traveling abroad can bring uncertainty, especially in the event that you become ill or injured unexpectedly during your travels. Especially for certain destinations, medical care without overseas travel insurance can be extremely expensive.

An international travel health insurance plan can offer you peace of mind knowing that you’ll be protected financially if a medical emergency occurs.

If it is the additional cost of travel insurance you are worried about, there is no need to worry. With travel insurance comparison tools, finding an affordable plan tailored to your needs is quick and easy.

Most domestic health insurance plans will not offer coverage when traveling internationally. This also includes universal health care plans, like those in Canada, and senior insurance plans, like Medicare in the US. This means that even basic medical treatment abroad could come out-of-pocket if you're not properly insured.

It’s always a good idea to check with your health insurance company to see if they offer coverage internationally. If not, it’s important to secure an international travel insurance plan so you can remain insured during your trip.

The cost of international travelers' insurance varies depending on several factors. No two policies are exactly the same, and pricing reflects the level of coverage selected.

Cost can be affected by:

These factors can change the cost of your international travel insurance plan. The good news is, with an insurance marketplace like VisitorsCoverage, you can compare and customized travel insurance for international trips to find a plan that offers the benefits you need while still being in your budget.

Learn more about how much travel medical insurance costs.

The best international travel health insurance is one that aligns with your personal travel plans, health profile, and risk tolerance.

VisitorsCoverage offers a selection of international travel insurance plans from top-rated insurance companies that offer benefits and coverage that are best suited for traveling abroad.

The best international travel insurance will usually include a high policy maximum to give you the best protection as well as the benefits that you desire, such as coverage for pre-existing conditions. Be sure to compare your options and choose a plan that best fits your individual needs.

Purchasing travel health insurance international is straightforward when you know what to look for. Start by identifying your destination, travel dates, and any specific medical considerations.

You can purchase medical insurance for international travel through VisitorsCoverage, the trusted online marketplace for travel insurance. Short-term medical insurance for international travel comes in all shapes and sizes, so it’s important to do your research and dive deeper into plans to find the policy that best fits your individual needs.

Traveling abroad is an exciting and rewarding experience. Whether you're exploring new cultures or visiting loved ones, there's always something new to discover. However, unforeseen accidents and illnesses can put a damper on your trip, and without the right coverage, they can also become a financial burden.

Don't let unexpected medical emergencies ruin your travel plans. With international travel insurance, you can enjoy your trip with peace of mind knowing that you're covered in case of any unforeseen medical situations.

Browse our different plans to compare and get a quote, or contact us today to learn more about our plans and find the right coverage for your next trip abroad.

At VisitorsCoverage, we provide comprehensive customer support and assistance to help you navigate any issues that may arise during your trip. Our team of experienced travel insurance specialists is always ready to answer your questions and can even guide you in finding the right travel insurance for international travel.

When does my coverage start on my travel medical insurance plan?

Coverage on a travel medical insurance plan typically begins on the effective date you select during purchase, once the policyholder departs their home country. This applies to most international travel insurance and travel health insurance international plans. Always confirm the start date listed in your policy documents to avoid gaps in coverage.

What is an acute onset of a pre-existing condition?

An acute onset refers to a sudden and unexpected recurrence of a pre-existing condition that occurs spontaneously and without warning. It typically requires immediate medical attention and is usually of short duration. The determination of whether a medical event qualifies as an acute onset is made by the attending physician. If a previously stable condition suddenly worsens and necessitates urgent care, some travel insurance plans may cover the related costs, provided the situation meets the policy’s specific terms.

It’s crucial to review the policy details for coverage limits and eligibility to ensure the plan meets your needs. To learn more about an acute onset of a pre-existing condition, click here. If you still need help or want to figure out the best plans for you, contact us at support@visitorscoverage.com or call 1-866-384-9104.

Are the policies cancellable?

Most international travel medical insurance plans are cancellable and may provide a full refund if the cancellation request is submitted before the coverage start date. After the policy becomes effective, a refund for unused days may be available as long as no claims have been filed, subject to the policy’s terms.

Trip insurance plans often include a free look period. Once that period ends, cancellations and refunds are handled according to the benefits outlined in the policy.

When will I receive my policy documents and ID card?

An email confirmation will be sent out after completing the purchase. The email will include links and instructions on how to access and print out your policy documents and ID card(s).

You can also download your international travel insurance documents by logging into your account at any time.

How do I file a claim?

For information and instructions on how to file a claim, click here.

Do I need to provide any medical documents to the insurance company before purchasing the insurance?

In most cases, no medical history or documents are required to purchase travel insurance abroad. International travel insurance typically covers new conditions that occur after the policy’s effective date. Coverage for pre-existing conditions or acute onset situations depends on the specific plan terms.

Can I extend the plan if I plan to stay longer?

Most travel medical insurance plans can be extended prior to the expiration date. You can extend the policy by logging into your account. Extension requests should be submitted at least two days prior to the expiration date. Extension fees may apply.

What information do I need to buy a plan?

To purchase a travel insurance plan, you will need to have the following information ready: Name(s) of travelers, date of birth(s), coverage duration, home country address, and a valid credit card for the purchase.

Which doctor or hospital can I go to?

You can visit any doctor or hospital of your choice. Depending on what plan you have, you may have a choice of using a PPO network specific to your insurance policy. You can locate PPO providers here.

For coverage outside of the U.S, you can go to any doctor or hospital of your choice.

At VisitorsCoverage, you can easily compare International Travel Medical Insurance plans and buy them online, quickly and without excessive paperwork. International Travel Medical Insurance plans can help protect you from unforeseen circumstances and let you travel with peace of mind.