Missionary Insurance

Most travel medical plans are cancellable. Depending on the plan purchased, the cancellation terms will vary. After the policy start date, if there are no claims on file, you may be eligible for a refund. Please review the cancellation terms and conditions in your policy documents.

Coverage on a Travel Medical insurance plan will begin on the effective date chosen and once the policyholder departs their home country.

An acute onset refers to a sudden and unexpected recurrence of a pre-existing condition that occurs spontaneously and without warning. It typically requires immediate medical attention and is usually of short duration. The determination of whether a medical event qualifies as an acute onset is made by the attending physician. If a previously stable condition suddenly worsens and necessitates urgent care, some travel insurance plans may cover the related costs, provided the situation meets the policy’s specific terms.

It’s crucial to review the policy details for coverage limits and eligibility to ensure the plan meets your needs. To learn more about an acute onset of a pre-existing condition, click here. If you still need help or want to figure out the best plans for you, contact us at support@visitorscoverage.com or call 1-866-384-9104.

You can visit any doctor or hospital of your choice. Depending on what plan you have, you may have a choice of using a PPO network specific to your insurance policy. You can locate PPO providers here.

For coverage outside of the U.S, you can go to any doctor or hospital of your choice.

To purchase a travel insurance plan, you will need to have the following information ready: Name(s) of travelers, date of birth(s), coverage duration, home country address, and a valid credit card for the purchase.

Travel insurance will typically only cover a policyholder for any new condition that occurs after the policy's effective date. No medical history or documents are needed to purchase a plan.

Most travel medical insurance plans can be extended prior to the expiration date. You can extend the policy by logging into your account. Extension requests should be submitted at least two days prior to the expiration date. Extension fees may apply.

An email confirmation will be sent out after completing the purchase. The email will include links and instructions on how to access and print out your policy documents and ID card(s).

You can also download your policy documents by logging into your Account.

Missionary insurance, like most travel medical insurance policies, is designed to cover new medical conditions that occur after the policy’s effective date. Pre-existing conditions are generally not covered under these plans. However, some policies may offer coverage for pre-existing conditions if specific requirements are met. Be sure to review the terms of the policy or contact us for more details about coverage options for pre-existing conditions.

If you still have any questions about missionary insurance, feel free to contact us at support@visitorscoverage.com or call 1-866-384-9104.