Last updated August 17, 2021

If sipping cocktails on the beach, trekking through the wild, and enjoying a nice dinner in town sounds like an ideal vacation for you, put Costa Rica on your must-visit list. While this enchanting South American country has reopened to U.S. travelers, officials have also implemented very specific COVID-19 safety protocols. For one, your travel health insurance for Costa Rica must cover COVID.

Finding the best travel medical insurance for Costa Rica can be challenging due to Costa Rica's unique set of restrictions. All travelers to Costa Rica must complete an electronic health pass form and buy travel medical insurance for Costa Rica that meets the following requirements:

Costa Rica's travel requirements

As of August 1, 2021, fully vaccinated tourists do not require travel insurance to enter Costa Rica. However, fully vaccinated tourists must have received the vaccine from one of the accepted manufacturers. These include Moderna, Pfizer-BioNTech, AstraZeneca and Johnson & Johnson. Additionally, fully vaccinated travelers must provide adequate proof of vaccination for entry. For American tourists, this means showing your valid "COVID-19 Vaccinated Record Card."

Despite this change, all visitors to Costa Rica are still required to complete an electronic health pass form and, if you aren't vaccinated, you'll need to purchase travel insurance that meets the health pass requirements:

  • Your travel health insurance for Costa Rica travel must be valid for the entire length of your stay
  • Costa Rica travel insurance for COVID must cover at least $50,000 USD of expenses relating to Covid care
  • Your travel insurance policy must have a minimum allowance of $2,000 USD for extended lodging expenses, should your trip be interrupted, canceled or extended due to COVID-19

Travel insurance for Costa Rica that meets these requirements will continue to be mandatory for unvaccinated travelers until further notice. As you look for good, cheap travel insurance for Costa Rica, you'll soon realize that finding travel insurance that covers Costa Rica's entry requirements for tourists can be challenging. Options for medical travel insurance for Costa Rica may be limited but, fortunately, there's one great plan that meets all of Costa Rica's travel requirements.

Safe Travels Voyager. This plan meets Costa Rica's travel insurance requirements. Safe Travels Voyager meets the extended lodging requirement by offering a trip delay benefit that includes lodging. The $2,000 ($150/day) benefit is included in the plan with the option to upgrade to $4,000 ($300/day) or $7,000 ($500/day). However, Safe Travels Voyager is only available to U.S. residents.

This plan also protects U.S. travelers to Costa Rica with robust coverage including trip cancellation trip interruption, missed connections, and emergency medical evacuation.

COVID-19 coverage

COVID-19 coverage included


Optional cancel for any reason

emergency medical evacuation

Emergency medical evacuation

lodging benefit

Extended lodging benefit

For the most up-to-date information on COVID-19 safety protocols and risks in Costa Rica contact your country's embassy in Costa Rica. If you have any other questions about the insurance requirements you can reach out to our Customer Success Team or visit VisitorsCoverage.


Safe Travels Voyager

Administrator: Trawick International
  • COVID-19 coverage included
  • Optional Cancel for Any Reason (CFAR) benefit
  • Trip Interruption and Delay insured up to 150% of trip cost
  • Emergency Medical Evacuation up to $1 million
  • Trip Delay coverage (including accommodation) options of $2,000, $4,000 and $7,000
  • Eligibility: U.S. Citizens and Residents