Welcome
to Cuba!
Bienvenidos a Cuba! As one of the most captivating destinations in the Caribbean, Cuba draws travelers with its vibrant cities, tropical coastlines, and rich cultural heritage. From the cobbled alleys of Old Havana to the crystal waters of Cayo Coco, there's something truly timeless about the Cuban experience.
If you're planning a trip to Cuba there are several key travel regulations you need to understandchief among them: Cuba travel insurance requirements.
In this guide, we'll walk you through exactly what's required for tourist entry to Cuba in 2025, what health insurance is needed, and how to comply with travel restrictions without hassle or confusion.
Is Travel Insurance Required for Cuba?
Yes. Travel medical insurance is mandatory for all visitors entering Cuba. This has been an official requirement since 2010 and continues into 2025.
When you land in Cuba, customs officials may ask you to show proof of valid medical coverage. If you’re unable to present a qualifying travel insurance policy, you will likely be required to purchase a local Cuban policy at the airport before clearing immigration. These local policies can be limited in scope and significantly more expensive than policies you can purchase ahead of time.
To avoid any last-minute stress or limited options, travelersespecially U.S. citizensare strongly encouraged to purchase their insurance online ahead of time from a reliable international provider.
What Insurance Is Needed for Travel to Cuba?
The Cuban government mandates that every traveler have insurance that includes emergency medical care and medical evacuation. While they don’t specify a minimum coverage amount, a policy with at least $50,000 in medical coverage and $100,000 in evacuation benefits is strongly recommended by experts.
Your insurance plan should cover:
- Emergency medical expenses due to illness or injury
- Hospitalization and surgery
- COVID-19-related care (still enforced by Cuban authorities in 2025)
- Emergency evacuation and repatriation of remains
Can I go to Cuba without medical insurance?
No. Without proof of qualifying insurance, you may not be allowed to enter or will be required to buy coverage on the spot.
Can I Just Use My U.S. Health Insurance for Cuba?
Unfortunately, Cuba does not accept U.S. domestic health insurance. Most U.S. health plans, including Medicare and Medicaid, do not provide coverage in Cuba. Even travel credit cards offering insurance typically fall short of meeting Cuban entry standards.
That’s why purchasing travel health insurance specifically for Cuba is essential for U.S. visitors. It ensures you meet the legal requirements and protects you financially from unexpected health emergencies during your trip.
Insurance Options For Visitors to Cuba
Travel insurance for Cuba is available in two forms: trip insurance and travel medical insurance.
Travel medical insurance provides coverage for medical emergencies abroad, while trip insurance safeguards your nonrefundable trip costs in case of trip interruptions or cancellations.
Travel Medical Insurance for Cuba
Travel medical insurance for Cuba offers essential coverage for emergency medical care during your international journey.
For example, if you unexpectedly become ill or suffer an injury while traveling in Cuba, this insurance will provide temporary coverage for your treatment, helping you avoid significant out-of-pocket medical expenses.
Travel medical insurance for Cuba can include coverage for:
- Emergency medical expenses
- Hospitalization
- Surgery
- Prescription medication
- Emergency medical evacuation
- Repatriation of remains
Trip Insurance for Cuba
Cuba trip insurance is a form of travel insurance designed to safeguard your prepaid and nonrefundable travel expenses.
This insurance can cover various aspects of your trip, including flights, accommodations, activities, tours, and more. By insuring your nonrefundable costs, you can receive reimbursement if your trip is canceled or interrupted for a covered reason.
Trip insurance for Cuba may include coverage for:
- Trip cancellation
- Trip delay
- Trip interruption
- Lost luggage
- Accidents and illnesses
- Emergency medical evacuation
- Rental car collision
Where to Buy Travel Insurance for Cuba
You can purchase travel insurance for Cuba directly through VisitorsCoverage. Our platform lets you instantly get quotes and compare top-rated travel medical plans without the hassle of needing to enter your email or phone number.
It’s one of the easiest ways to ensure you’re compliant with Cuba’s entry rules while getting the best value for your trip. You can get covered in as little as five minutes.
Frequently Asked Questions About Cuba Travel Insurance
Q: Do I need health insurance to travel to Cuba?
Yes, travel health insurance is required for visitors for entry into Cuba.
Q: How much is travel insurance to Cuba?
The cost of travel insurance for Cuba can vary depending on the type of travel insurance you purchase and other factors such as the length of your trip. You can save money by comparing plans and purchasing privately rather than at the airport in Cuba or through an airline.
Q: Where to buy travel insurance for Cuba?
You can purchase affordable travel insurance for Cuba online through VisitorsCoverage, a trusted source for international travel insurance. This is often cheaper and more reliable than purchasing travel insurance through an airline or at the airport upon arrival in Cuba.
Q: Is travel insurance required for Cuba?
Yes, travel insurance is mandatory for visitors to enter Cuba.
Q: Why is travel insurance to Cuba so expensive?
Purchasing travel insurance at the airport when arriving in Cuba or through your airline may result in higher costs. However, travelers can find affordable plan options that meet Cuba requirements through VisitorsCoverage.
Q: Is travel insurance to Cuba expensive?
No, not if you plan ahead. Travel insurance for Cuba is usually affordableplans can start as low as $2$6 per day, depending on your, age, trip length, coverage level, and insurance plan type. Buying through an online marketplace like VisitorsCoverage, where you can compare and contrast prices and coverage of different plans, before your trip often results in better prices and more options compared to airport or airline offerings.
Q: Can Americans get medical care in Cuba?
Yes, Americans can get medical care in Cuba, however tourists may be referred to specific hospitals or treatment centers.
Tourist Entry Requirements for Cuba in 2025
Besides insurance, what else is required to travel to Cuba? Let’s break it down:
What Forms Do I Need to Enter Cuba?
- Passport valid for at least six months after your arrival date
- Cuba Tourist Card (visa)
- Proof of travel insurance
- Completed D’Viajeros traveler form (digital customs form)
- U.S. travel affidavit (for U.S. citizens)
What Is a Cuba Tourist Card?
The Cuba Tourist Card is a visa required for most travelers. It grants stays up to 30 days (extendable once).
There are two types:
- Pink Tourist Card - Required for U.S. citizens flying directly from the U.S.
- Green Tourist Card - Used when flying to Cuba via another country like Mexico or Canada
It is highly advised to purchase your tourist card before your trip, because if you arrive to Cuba without one, you will need to buy one right then and there. Oftentimes, the price you pay for a Cuban Tourist Card at the airport is significantly higher than what you would have paid if you had bought your card before your trip began.
Cuba Tourist Cards can be purchased typically at checkout when buying your flight to Cuba or at airport gates. You can also purchase a Cuba Tourist Card online, but keep in mind that the tourist card will typically need to be physically shipped, which can take some time.
How much does a Cuba Tourist Card cost?
Expect to pay between $50 and $80 depending on where and how you purchase it.
Can U.S. Citizens Visit Cuba?
Yes, U.S. citizens can visit Cuba, but only under certain circumstances. Technically, visiting Cuba for the sole purpose of vacation is prohibited.
In order to travel to Cuba, U.S. citizens need to obtain a license and the purpose for travel must fall under one of the following 12 categories:
- Visits to family
- Official U.S. government business, foreign governments, or intergovernmental organizations
- Journalism
- Professional research or meetings
- Educational activities
- Religious activities
- Public performances, clinics, workshops, athletic and other competitions, and exhibitions
- Support for the Cuban people
- Humanitarian projects
- Activities of private foundations or research or educational institutes
- Exportation, importation, or transmission of information or informational materials
- Certain export transactions that may be considered for authorization under existing Department of Commerce regulations
When purchasing your airplane ticket to Cuba, you will be asked to sign an affidavit and state which of the 12 categories is your purpose for travel during checkout.
U.S. citizens may also be able to visit Cuba with organized tour operators, which fall under the support for the Cuban people license.
Do You Need a Visa to Visit Cuba?
Most visitors to Cuba will need to obtain a visa for entry, also referred to as the Cuba Tourist Card.
Some countries are exempt from needing to get a visa to enter Cuba, up to certain stay lengths. The list of exempt countries can be found here.
U.S. citizens need a visa and valid passport to enter Cuba.
Does Cuba Accept Credit or Debit Cards?
U.S. credit cards and debit cards do not work in Cuba, so it is important to bring sufficient cash for your trip.
Foreign currencies can be exchanged for Cuban Pesos at certain banks in Cuba or at airports and hotels.
Is Cuba Safe for Visitors?
It is recommended to exercise increased caution when traveling to Cuba due to increased crime in certain areas.
Petty crime is a common threat for tourists in Cuba. There is also the possibility of violent crime against tourists outside of the Havana area.
What to Know Before Your Trip to Cuba
Here are some important things to know before your trip to Cuba:
- Ensure your passport is valid for at least six months beyond your travel dates.
- Cuba does not accept U.S. debit or credit cards, so bring sufficient cash for your trip.
- Taxis, buses, and shared taxis (colectivos) are common. Renting a car is also an option but can be expensive and requires patience due to adverse road conditions.
- Internet is available but can be slow and expensive. Wi-Fi is often available in hotels and public hotspots, which require a prepaid card.
- Tipping is customary in Cuba. A 10% tip is standard in restaurants, and small tips are appreciated by hotel staff and tour guides.
- Cuba uses 110V and 220V with American-style outlets. Bring a converter and adapter if necessary.
Health and Safety
Ensuring your health and safety is crucial when traveling to Cuba.
- Prioritize your well-being by maintaining good hygiene practices, such as washing your hands regularly.
- Stay updated on any health advisories or requirements issued by local authorities, particularly during times of disease outbreaks.
- Familiarize yourself with the healthcare system in Cuba and ensure you have adequate travel insurance to cover any medical expenses.
- In case of emergency, dial the following numbers: Emergency Services: 106 (police), 104 (ambulance), 105 (fire).
- Carry necessary medications and copies of prescriptions in your carry-on luggage.
- Follow any public health guidelines or advisories, such as mask-wearing or social distancing measures.
Crime
Cuba is generally considered safe for travelers, but it's important to be aware of potential risks and take necessary precautions:
- Exercise caution and be aware of your surroundings, especially in crowded tourist areas or urban centers.
- Keep your belongings secure and within sight to prevent theft or pickpocketing.
- Avoid displaying expensive jewelry, electronics, or large sums of money in public places.
- Use reliable transportation options, such as registered taxis or reputable car rental companies.
- Stay in well-lit and populated areas, especially at night, and be cautious when walking alone.
- In case of emergency or if you witness a crime, contact the local police or emergency services.
Transportation Security
When it comes to transportation security in Cuba, here are some key points to ensure your journey is secure and hassle-free:
- Use registered and licensed transportation services, such as official taxis or reputable car rental companies.
- Keep your valuables secure and within reach while using public transportation or at transportation hubs.
- Be cautious of your surroundings when using taxis and ensure they have functioning meters or agree on a fare beforehand.
- If driving, familiarize yourself with local driving laws and regulations, and always wear seatbelts.
- Secure your vehicle and belongings when parking, and avoid leaving valuables visible inside.
Road Safety
Exploring Cuba by road can be an exciting adventure. Here are some key points to consider for a safe road trip:
- Observe and obey traffic laws, speed limits, and road signs.
- Be cautious of road conditions, especially in rural areas or less-traveled routes.
- Take breaks when needed to avoid driver fatigue, especially during long drives.
- Plan your route in advance and consider using GPS navigation or having a reliable map handy.
- Be mindful of pedestrians, cyclists, and local transportation sharing the road.
Wildlife and Nature
Cuba's natural beauty and biodiversity are truly captivating. Here are some key points to ensure a harmonious and safe experience with the country's wildlife and nature:
- Respect wildlife habitats and observe animals from a safe distance to avoid disturbing them.
- Refrain from feeding or touching wild animals, as it can be harmful to their well-being.
- Follow park regulations and guidelines when visiting protected areas or national parks.
- Be aware of any specific risks associated with certain wildlife species or natural environments, such as reefs or mangroves, and take necessary precautions.
- Practice responsible tourism by leaving no trace and disposing of waste properly.
Natural Disasters
Cuba can experience natural disasters such as hurricanes and tropical storms. Here are some key points to be aware of and prepared for in case of natural disasters:
- Stay informed about weather conditions and any potential risks by monitoring local news, weather forecasts, and advisories.
- Follow instructions and guidance from local authorities regarding evacuation procedures and emergency shelters.
- Have an emergency kit ready, including essential supplies like food, water, medication, flashlight, and a portable battery charger.
- Secure your accommodations and belongings to minimize damage during severe weather events.
- Stay away from beaches and coastal areas during hurricane warnings or high surf conditions.
- Stay connected with your embassy or consulate for any emergency updates or assistance.
Travel Resources for Cuba
Please note that the content provided is intended as a general overview, and it is always recommended to stay updated on the latest information and follow local guidelines and regulations during your visit.
For comprehensive information on travel tips, attractions, accommodations, and more, please visit the official tourism website of Cuba.
Immerse yourself in the vibrant culture, historical landmarks, and breathtaking landscapes of Cuba. By staying informed, respecting local customs, and prioritizing your safety, you'll have an incredible and memorable experience exploring the wonders of this unique country. Enjoy your journey through colonial streets, pristine beaches, and lively music-filled plazas that Cuba has to offer!
