Travel Insurance for Saudi Arabia

Saudi Arabia Flag

Welcome

to Saudi Arabia

Get ready to dive into the wonders of Saudi Arabiaa land of ancient history, rich culture, and breathtaking landscapes. Imagine wandering through the bustling streets of Riyadh or gazing at the majestic beauty of the Red Sea.

But to really get the most out of your Saudi Arabia trip, you have to know how to stay safe.Just like you pack your bags before a trip, knowing how to stay safe is essential. In this Saudi Arabia-specific guide, we'll provide you with crucial insights.

Saudi Arabia

What are the Travel Insurance Requirements for Saudi Arabia?


Saudi Arabia requires all travelers applying for a visa to have health insurance. This insurance is automatically included in the cost of the Saudi eVisa. However, that coverage is often bare minimum, and getting more comprehensive coverage is highly advised.


How Does Saudi Arabia Visitors Health Insurance Work?


When applying for a Saudi Arabia tourist visa, a medical insurance fee is included in the cost of your eVisa. The fee is SAR 180, which is about $48.


The Saudi Arabian visitor insurance policy provides maximum medical coverage of SAR 100,000, which is equivalent to approximately $26,000.


The provided health insurance can offer coverage in the event of emergency cases only and can reimburse expenses up to the policy maximum for hospitalization, medical checkups, diagnosis, treatment, and medication. It also includes emergency medical evacuation (up to the policy maximum) and repatriation of remains (up to 10,000 SAR or approximately $2,600).


What Does Saudi Arabia's eVisa Insurance Cover?


The insurance policy that comes with a Saudi eVisa offers coverage for:


  • Emergency medical expenses (up to SAR 100,000 or approximately $26,000)
  • Hospitalization, diagnosis, and treatments
  • Emergency medical evacuation
  • Repatriation of remains (up to SAR 10,000 or approximately $2,600)

While this provides a basic safety net, it is often insufficient for travelers who want more extensive coverage. Many travelers opt for supplemental insurance for higher medical expense coverage and additional travel benefits.


Do You Need Additional Travel Insurance for Saudi Arabia?


Yes, purchasing supplemental travel insurance is highly recommended. While the mandatory insurance included in your eVisa covers emergency medical situations, it does not cover trip cancellations, lost luggage, or high-cost medical treatments.


For comprehensive coverage, it is advisable to have at least:


  • $100,000 in emergency medical expense coverage
  • $250,000 in emergency medical evacuation coverage
  • Trip protection for cancellations and interruptions
  • Coverage for personal belongings and baggage

VisitorsCoverage makes it easy to compare top-rated travel insurance plans to find one that fits your needs and budget in just minutes.


Why Do You Need Travel Insurance for Saudi Arabia?


Travel insurance for Saudi Arabia provides critical protection for various forms of unexpected events you could run into during your trip. Whether it's a medical emergency, a trip cancellation, or lost luggage, having coverage ensures peace of mind.


Most importantly, Saudi Arabia mandates that all visitors have health insurance when applying for a visa. However, while basic medical coverage is included in the Saudi eVisa, it may not be sufficient for comprehensive medical needs. That's why opting for additional travel insurance can be a smart decision.


Travel insurance primarily comes in two types: travel medical insurance and trip insurance. Travel medical insurance can offer coverage for emergency medical expenses in the event of an accident or illness, while trip insurance can protect your travel bookings such as your flight and accommodations in the case of a cancellation or interruption.


Travel Medical Insurance for Saudi Arabia


Travel health insurance for Saudi Arabia offers essential protection for unforeseen medical issues while you're overseas.


Should you experience illness or injury during your trip to Saudi Arabia, this insurance helps manage your medical expenses, alleviating the financial strain of potentially high healthcare costs.


Typically, travel health insurance for Saudi Arabia includes coverage for:


  • Urgent medical expenses
  • Hospital admissions
  • Prescription drugs
  • Emergency medical evacuation
  • Repatriation of remains

Trip Insurance for Saudi Arabia


Trip insurance for Saudi Arabia provides coverage for your pre-paid and non-refundable travel expenses.


This type of policy safeguards a range of travel costs such as flights, lodging, tours, and activities. Should you need to cancel or interrupt your trip due to a covered event, you can receive compensation for these non-recoverable costs.


Generally, Saudi Arabia trip insurance includes protection for:


  • Trip cancellations
  • Travel delays
  • Trip interruptions
  • Lost or delayed luggage
  • Emergency medical care
  • Emergency medical evacuations
  • Rental vehicle damage or theft

Frequently Asked Questions About Saudi Arabia Travel Insurance


Q: Is travel insurance mandatory for Saudi Arabia?


Yes, travel insurance is mandatory for visitors to Saudi Arabia. In fact, when you apply for a tourist visa for Saudi Arabia, basic travel health insurance is included in your visa fee.


Q: Do you need travel insurance for Saudi Arabia?


Travel insurance is highly recommended for your trip to Saudi Arabia to protect you in the event of an unexpected event, such as an injury or illness or trip interruption. While Saudi Arabia does include health insurance coverage in the cost of their tourist visa fee, coverage is very limited.


Q: How much is travel insurance for Saudi Arabia?


Purchasing a travel insurance plan for Saudi Arabia will vary in cost, depending on a number of factors. The type of travel insurance plan you choose, your destination, the length of stay, and much more can all affect the cost of your insurance. Get a quote with your trip details to compare prices.


Q: What does Saudi tourist visa insurance cover?


The provided Saudi Arabia tourist visa insurance offers coverage for hospitalization, medical checkups, diagnosis, treatment, and prescription medical in the event of an emergency medical event up to the maximum medical coverage of SAR 100,000 (approximately $26,000).


Do You Need a Visa to Visit Saudi Arabia?


You may need a visa for your trip to Saudi Arabia, depending on your nationality and the purpose of your visit.


Saudi Arabia offers a tourist e-visa valid for one year with multiple entries, allowing stays of up to 90 days. Citizens from eligible countries, including the UK, US, EU, and 63 others, can apply online or get a Visa on Arrival if they already hold a valid visa from these regions.


To check whether you are from a country eligible for a Saudi Arabia eVisa, visit the eVisa website here.

The country offers multiple visa types, including:


  • Tourist eVisa: Available for citizens of 66 eligible countries, allowing stays of up to 90 days.
  • Business Visa: Required for professional visits and meetings.
  • Umrah Visa: Issued for Muslims performing Umrah outside of Hajj season.
  • Family Visit Visa: For immediate relatives visiting family members in Saudi Arabia.
  • Personal Visit Visa: Allows foreigners to visit the country upon invitation from a Saudi resident.

Is It Safe to Travel to Saudi Arabia?


Traveling to Saudi Arabia is generally considered safe, though it's essential to stay informed and take normal precautions as you would with any international destination.


Crime rates, both petty and violent, are low. However, it's still wise to stay updated on regional politics and avoid areas that are advised against by your government's travel advisories. Check travel advisories before your trip for the most up-to-date information.


What to Know Before Your Trip to Saudi Arabia


Here are some important things to know before you travel to Saudi Arabia:


  • Saudi Arabia has strict laws and customs based on Islamic principles. Familiarize yourself with local laws, including dress codes and behavior norms.
  • Both men and women should consider dressing more modestly. Some areas and attractions may enforce a dress code, so be sure to research your planned activities ahead of time.
  • The local currency is the Saudi Riyal (SAR). It's a good idea to have some local currency on hand, though credit cards are widely accepted.
  • Public transportation options may be limited outside major cities. Renting a car or using ride-hailing apps like Uber can be convenient.
  • Arabic is the official language, although English is commonly spoken in business and tourist areas.
  • Saudi Arabia has a desert climate with very hot temperatures, especially in summer. Stay hydrated and protect yourself from the sun.

Health and Safety

Before you travel to Saudi Arabia, make sure you're prepared for a healthy and enjoyable trip:

  • Consult a healthcare expert for any required vaccinations or health advice.
  • Pack a well-stocked first aid kit with essentials like bandages and medicine.
  • Stay hydrated and shield yourself from the intense desert sun.
  • Be cautious when swimming or participating in water activities.
  • Don't be afraid to try local dishes but make sure they're cooked safely.

Crime

Saudi Arabia is generally safe, but being cautious is wise. Here's how to ensure your safety:

  • Keep personal belongings, like phones, out of sight when you're not using them.
  • Choose ATMs in well-lit and crowded areas.
  • Opt for hotels in safe neighborhoods, especially at night.
  • Know the local emergency numbers in case you need them.
  • Keep important things like passports and travel insurance details in a safe place.

Transportation Security

There are a few ways to get around Saudi Arabia. Here's how to travel safely:

  • Keep an eye on your belongings whenever you're riding on public transportation.
  • Choose trustworthy taxi services or rideshare options.
  • Examine rental vehicles before you use them.
  • Protect your travel documents.
  • Plan your route before you leave your hotel.

Road Safety

If you plan to drive in Saudi Arabia, road safety begins with these tips:

  • Drive on the right side of the road and obey local traffic rules.
  • Always wear your seatbelt and make sure that your passengers do too.
  • Obey speed limits and follow the road signs.
  • Be careful on roads with sharp turns or bumpy ground.
  • Equip your vehicle with a spare tire and the necessary tools.

Wildlife and Nature

Saudi Arabia's unique nature is captivating, but treating it with respect is essential:

  • Keep a safe distance between you and the wildlife. Don't feed any animals.
  • Use bug spray to keep the insects away.
  • Treat every place you visit with respect.
  • Stay on marked trails during hikes.

Natural Disasters

Though uncommon, natural incidents can happen. Here are some pointers to stay safe:

  • Familiarize yourself with emergency routes.
  • Keep up with the weather news and alerts.
  • Bring a kit with things like bottled water and non-perishable food.
  • Obey local authorities during emergencies.

Travel Resources for Saudi Arabia

Please note that the information here is an overview of safety tips. Stay updated with the latest news about Saudi Arabia and obey local rules during your visit.

For insights into travel tips, attractions, hotels, and more, check out check out this Saudi Arabia visitor's site. The insights you'll find there will take your Singapore trip to the next level.

Before you experience Saudi Arabia, remember that every amazing adventure begins with safety. These tips give you a starting point for everything you need to have a great time. So get those bags packed, take these safety tips to heart, and have an amazing trip!

Luna
VisitorsCoverage Support