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Do You Need Travel Insurance for the US Virgin Islands?

Do You Need Travel Insurance for the US Virgin Islands?

Do You Need Travel Insurance for the US Virgin Islands?
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The white sand beaches, rolling hills and tropical forests make the U.S. Virgin Islands one of the most amazing getaways in the Caribbean.

This collection of about 50 islands is a territory of the U.S. and follows the same laws. No matter what island you're visiting, you're sure to benefit from the rest and relaxation that the U.S. Virgin Islands offers.

Is travel insurance mandatory in the U.S. Virgin Islands?

As a U.S. territory, entry to the U.S Virgin Islands requires the same entry papers, visas and requirements as the contiguous United States. Travel insurance is required for some visas including J1 and J2 for those working, studying or living in the U.S. Virgin Islands. Generally, though, travel insurance isn't a mandatory requirements, although it's recommended.

Visitors to the U.S. Virgin Islands should consider travel insurance as healthcare costs can be high. Disruptions to your vacation can result in unexpected expenses, especially during a pandemic. If you're a U.S. resident, you don't need travel insurance as your home medical insurance should cover you within U.S. states and territories.

All travelers to the U.S. Virgin islands can protect their financial investment with Cancel For Any Reason (CFAR) insurance. With CFAR, you can cancel travel plans for any reason with minimal financial loss. See what CFAR insurance can do for you.

COVID-19 in the U.S. Virgin Islands

If you have to travel, here are some Covid safety precautions to take. For the most up-to-date information on Covid restrictions for traveling, please follow CDC guidelines.

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Covid information for your trip

Do you know the Covid situation for your destination? Keep up with country-specific advisories and notifications.

Health & safety

The U.S. Virgin Islands are very safe. The biggest threat to travelers are the sun and heat. Be sure to cover up with clothing or sunscreen and stay well-hydrated while on the islands.

Necessary vaccinations

Make sure you are up-to-date on all routine vaccines before your trip. Here are some common vaccination recommendations for the U.S. Virgin Islands.

  • Chickenpox (Varicella)
  • Diphtheria-Tetanus-Pertussis
  • Flu (influenza)
  • Measles-Mumps-Rubella (MMR)
  • Polio
  • Pneumonia
  • Hepatitis A
  • Meningitis
  • Rabies
  • Hepatitis B
  • Shingles

For the most up-to-date information on required vaccinations and other health requirements, visit the Centers for Disease Control (CDC) website.

Visas & documentation

For U.S. citizens and residents, passports aren't required to visit the U.S. Virgin Islands, however proof of citizenship is needed. Many Americans carry their passport anyway, as it meets entry requirements. Visitors from other countries should follow the usual entry requirements for the United States. All travelers must follow the COVID-19 requirements in order to enter the U.S. Virgin Islands.

These include:

  • Using the USVI Travel Screening Portal to submit a negative COVID-19 test result prior to travel or be willing to quarantine upon arrival
  • Wearing a mask covering the nose and mouth upon arrival
  • Taking a temperature check upon arrival
  • Be willing to follow additional screening procedures as requested by the local authorities

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