Travel Medical Insurance is Mandatory for Visitors as per the Government of Cuba
Starting in May, 2010, the government of Cuba requires that all travelers visiting from abroad purchase travel health insurance. The rule applies to all visitors from overseas as well as Cubans living abroad.
For those visiting Cuba, the intent is to ensure that those on holiday have adequate travel medical coverage prior to arriving on the island of Cuba. The Cuban authorities will not allow anyone with outstanding medical bills to leave the country, so having travel health insurance prior to visiting Cuba is highly recommended.
Entry Requirements Into Cuba
Upon entry into Cuba, tourists must have a return air ticket, evidence of sufficient funds for their minimum financial needs, a valid visa, and proof of travel health insurance. The travel medical insurance plan must include coverage for medical evacuation by air, medical emergencies, and repatriation.
In addition, a visitors passport must be valid for at least a month beyond their expected date of departure. After arrival in Cuba, travelers shall present an insurance policy, insurance certificate, or travelling assistance card that is valid for the time they will stay in Cuba.
Travel Medical Insurance Requirements by Country
Travelers who arrive on the island of Cuba without travel health insurance, or with an invalid travel medical plan, will be able to buy a policy from a Cuban insurance company at the airport, port, or marina where they enter the country.
Travel health insurance recommendations by the visiting country include the following:
- For British visitors, the coverage purchased in Cuba is likely to be less comprehensive than most UK-based policies and could have more expensive premiums.
- For Canadian visitors, proof of Canadian provincial health insurance is sufficient for entry, but the provincial plan may only cover a portion of the cost of medical treatment and it will not pay the bill up-front and instead require you to pay up front and then claim for reimbursement. It is therefore recommended that Canadians purchase supplemental health insurance for their visits to Cuba.
- U.S. residents who are able to obtain a visa, can purchase an insurance policy before they arrive in Cuba or once they arrive in Cuba (at the airport, port, or marina where they enter the country).
In case of any medical emergency, the Cuban health system guarantees the necessary medical care through a network of polyclinics and hospitals, covering every corner of the island. Primary health care is provided in most hotel facilities.
Travel Insurance Plans for Cuba
Plans for U.S. Citizens Traveling To Cuba:
Plans for Non-U.S. Citizens Traveling To Cuba:
Most US domestic health insurance and Medicare do not provide coverage outside of America, it is recommended to check with your health insurance company to confirm whether or not your current health insurance will cover you in Cuba; if not, you may buy travel medical insurance from a private insurance company. The policies below are recommended for traveling to Cuba for a holiday.