Green Card Holders and Health Insurance

If you're a green card holder in the U.S., understanding your health insurance options can be a challenge. At VisitorsCoverage, our top priority is making sure people like you understand how to keep themselves safe no matter where they are in the world. That's why we answered some of the top questions we get about green cards and health insurance.


Top Questions Related to Green Card Holders insurance

Q. As a green card holder, what health insurance options do I have?

Depending on your age, travel plans, or period of stay in the United States, you can apply for: a) short-term travel insurance, or b) U.S. domestic insurance or c) Medicare. Learn more about insurance for Green Card holders in the U.S.


Q. Am I eligible for Medicare or any other government insurance plans?

If you’re a green card holder and have worked in the U.S. for 40 quarters, you’re eligible for Medicare. If you’re a green card holder and have established permanent residency in the U.S. for 5 years, you can purchase Medicare from the government even if you haven’t worked in the U.S. You can find more information on Medicare Eligibility here.


Q. Can I include my Green Card holder parents on my current U.S. insurance plan?

No. You can include only qualified family members (i.e. your spouse and dependent children) in your health insurance.


Q. I have sponsored a Green Card for my parents who live with me. Am I responsible for their medical bills?

You may be responsible to pay their medical bills. During the Green Card sponsorship, you might have been required to sign an affidavit (such as USCIS Form I-864) with the oath that you would be responsible for their medical expenses. Also, many hospital and medical service providers may insist you to sign a letter of "Guarantor" before providing any medical services for the patient. So if you’re a guarantor, you may be responsible for the bills.

Check with your legal advisor to get more specific information about your liabilities towards the immigrants you have sponsored.


Q. I am a Green Card holder. Can I buy travel medical plans?

Yes, there are certain plans that may be suitable for green card holders. You can compare and purchase travel medical insurance here. Or contact our licensed expert Insurance Consultants for assistance in finding the best plan for you.


Q. Although I’m a permanent resident (Green Card holder), I spend a significant time outside of the U.S.. What kind of insurance should I buy?

There are certain travel insurance policies that can provide coverage in this situation. Eligibility depends on many factors. And that can be confusing. Our Customer Success Team is on hand to help you understand your situation and assist you in finding the best travel medical plan for you.


Q. Can I have one insurance policy that covers me no matter where I am in the world?

Depending on your specific situation, there could be. Contact our licensed expert Insurance Consultants to find out if you’re eligible for such a policy.

Have additional questions or need to purchase a green card holder insurance plan?

Please contact ourCustomer Success Team for travel insurance information and advice.