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Current Time in PT Open

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Do You Need Travel Insurance for Cabo San Lucas?

Do You Need Travel Insurance for Cabo San Lucas?

If you’re looking for a beachy getaway abroad that’s not too far from the United States, chances are you’ve heard of Cabo San Lucas, Mexico. Although it was once a small fishing village, it’s now one of Mexico’s hottest tourist destinations due to its beautiful beaches and fun water activities. As you’re thinking about what to do in Cabo San Lucas, be sure to make travel insurance part of your travel plans.

Do I Need Travel Insurance for Cabo San Lucas?

Before you travel to Cabo San Lucas, you might be asking yourself a few common questions: Is it safe to travel to Cabo San Lucas? Is travel insurance required for entry into Mexico? Travel insurance isn’t a mandatory requirement to visit Cabo San Lucas. And, even though Cabo San Lucas is relatively safe, it’s still a smart idea to purchase travel medical insurance.

Without travel health insurance, if you become sick or are involved in an accident and require treatment at a medical facility, you’d have to pay the entire medical bill yourself. Even though Mexico has a lower cost of healthcare than the United States, this could still set you back hundreds or thousands of dollars.

Likewise, if for whatever reason you were involved in a more serious accident and needed treatment beyond what the medical facilities in Cabo San Lucas could provide, emergency medical evacuation may be required. Emergency medical evacuation involves evacuating you to the nearest facilities that are able to treat you. Although this circumstance is more rare, this cost can exceed $25,000. You wouldn’t want to be stuck in a situation like this where you have no coverage and have to pay for the cost yourself.

Because of this, purchasing travel insurance is a necessity for your Cabo San Lucas vacation. If something unexpected happens, this insurance provides coverage for any necessary medical treatment you’d receive while abroad.

Looking for Adventure or Relaxation?

If you’re moving forward with your Mexico vacation plans, then you’ll definitely want to include coverage for Cabo San Lucas excursions. Cabo San Lucas is infamous for the large array of adventurous activities and water sport options available.

 Popular on-land activities include rappelling, canyoning and ziplining. If you want to engage in adventurous activities on the water, options include jet skiing or kayaking around the famous Arch of Cabo San Lucas, as well as snorkeling and parasailing.

Even if you purchase travel insurance for your time in Cabo San Lucas, your travel insurance policy might not cover you for injuries or accidents related to these adventurous activities. Because activities such as ziplining or jet skiing have greater risks, they’re often excluded from general travel medical coverage. If you want to make sure you’re covered for these activities, then you can purchase adventure sports insurance as an add-on.

Purchasing adventure sports coverage protects you financially if you’re injured while engaging in riskier activities. With this coverage, you can fully participate knowing that you’re covered in the event that something unexpected happens.

Protect Your Investment with Trip Insurance

When it comes to Cabo San Lucas travel, there is a lot that remains out of your control despite how well you plan your trip. Perhaps your flight to Cabo San Lucas is cancelled or delayed because of a tropical storm. Or maybe something came up last minute that requires you to cancel all of your travel plans. Enter: trip insurance.

Just because your travel plans go awry doesn’t mean that you’ll get your money back. However, by purchasing trip insurance, you can protect the financial investment of your vacation. If you aren’t able to go on your trip for a reason that’s covered by your provider, trip insurance can provide you with reimbursements for your prepaid, nonrefundable travel expenses. But there are even more reasons to purchase trip insurance.

Some of the top benefits of trip insurance include:

  • Trip cancellation
  • Trip interruption
  • Flight delay coverage
  • Coverage for lost passport or lost cash
  • Coverage for lost or damaged baggage
  • The add-on option to cancel for any reason and receive reimbursement

Likewise, if you’re utilizing a car rental in Cabo San Lucas, trip insurance will provide rental car collision coverage. In case anything were to happen to your rental car (or to you) while you’re driving in Cabo San Lucas, this coverage would make sure you’re protected.

Finally, if you’re taking a cruise to Cabo San Lucas, consider purchasing our cruise-specific travel insurance, SafeCruise. Not only does it include the same benefits that traditional trip insurance offers (trip cancellation and travel delay, etc.), but it also provides coverage in case you miss the ship, and will serve as a supplement to on-board medical resources.

Traveling to Cabo? Make Sure You Buy Travel Insurance

There are always risks involved whenever you travel somewhere. Regardless of whether you plan on engaging in adventurous sports or more relaxing activities, purchasing travel insurance for your Cabo San Lucas vacation is a smart idea. By purchasing travel insurance, you’ll give yourself an extra layer of protection and help safeguard the investment of your vacation.

Looking for information on COVID-19, travel requirements and restrictions in Mexico? Read more here.