Travel Insurance for Mexico

Puerto Vallarta is one of the most beautiful cities in Mexico. From sandy beaches with sparkling blue water to flavorful cuisine and vibrant seaside towns, there’s something for every tourist to get excited about. While travel insurance isn’t required in Mexico, it can make your vacation even more relaxing. Let’s explore all the ways travel insurance can improve your Puerto Vallarta vacation.

Do I Need Travel Insurance for Puerto Vallarta?

Travel insurance consists of two different types of protections. Travel medical insurance offers medical safeguards and ensures that tourists get the medical attention they need without amassing significant medical debt. 

On the other hand, trip insurance protects the actual trip investment. If your flight is canceled, for example, trip insurance allows you to get some of your prepaid expenses back.

 In light of the COVID-19 pandemic, many countries have made travel medical insurance an entry requirement. Most of Mexico doesn’t have such a requirement. However, Puerto Vallarta is an exception. Puerto Vallarta does indeed require tourists to show proof of travel medical insurance for the duration of their say. But the Centers for Disease Control (CDC) has categorized the Covid threat in Mexico as a Level 3, which means cases are pretty high. So getting travel insurance before you travel to Puerto Vallarta is a smart move. Travel medical insurance with Covid coverage gives you extra peace of mind.

Looking for Adventure or Relaxation?

One of the great things about vacationing in Puerto Vallarta is that your trip can be as adventurous or as relaxing as you want. If you’re looking for relaxation, there are so many beaches to choose from. If, however, you’re hoping for a little more adventure, there’s plenty to do.

Puerto Vallarta has some of the best scuba diving and snorkeling spots in the world. But before you dive in, you might want to add snorkeling and diving insurance to your travel insurance policy. Maybe the water’s not your thing? Don’t worry; there are plenty of scenic trails and mountains boasting amazing views to conquer.

But before you head off to the Sierra Madre Mountains, be sure to add hiking and mountaineering insurance to your policy as an extra safeguard. If there’s a chance that your adventures might take you to hard-to-access areas, emergency medical evacuation insurance will ensure that you get medical assistance if you need it. Should you need to be airlifted to a nearby medical facility, emergency medical evacuation insurance will cover what would otherwise be an enormous financial expense.

Maybe a cruise is more your speed? Surrounded by the deep blue water of the Pacific Ocean, Puerto Vallarta has plenty to entice cruisegoers, which makes it one of the top ports of call in the world. If you’re taking a cruise to Puerto Vallarta, consider purchasing cruise insurance. The benefits include trip delay and cancellations for covered reasons, such as a natural disaster. If you miss your ship's first port, cruise insurance can make sure you connect with it at the next port. Maybe most importantly, cruise insurance is a vital supplement to on-board medical resources, which are often limited. If you have cruise insurance and need medical attention beyond what the ship's medical facility can offer, emergency medical evacuation will ensure that you get to the nearest medical facility as quickly as possible.

Protect Your Investment with Trip Insurance

While travel medical insurance protects the traveler, trip insurance protects your travels. With basic trip insurance, prepaid travel expenses can be reimbursed if your trip is canceled for a covered reason like a natural disaster or airline issue. If your luggage is damaged, lost or delayed, trip insurance may give you financial assistance for things like clothing or necessary electronics that may be impacted.

If you’re using a car rental in Puerto Vallarta, trip insurance may offer rental car collision coverage. If anything were to happen to your rental car (or to you) while you’re driving through the scenic city streets, this benefit has you covered.

If you want to fortify your trip protections, you can do that with Cancel For Any Reason or Interruption For Any Reason Insurance. These two benefits give you the ability to cancel or interrupt your travels for literally any reason.

Basic trip insurance can reimburse you if, for example, a Covid travel advisory closes country borders before you depart. But Cancel For Any Reason (CFAR) coverage can reimburse you if you simply feel uneasy about a sudden spike in Covid cases in your destination.

Interruption For Any Reason (IFAR) can come in handy if you’re called back home in the middle of your travels. The coverage can reimburse you for any unused days, meals and even event tickets.

Puerto Vallarta is truly a travelers’ paradise. But even in paradise, things might not go exactly as you’d expect. That’s why travel insurance is so important. For as little as $200 dollars, you can have all these protections and more.

At the very least, travel insurance can give you peace of mind and set the stage for a relaxing vacation, and at the very most, travel insurance could literally save your life.

Thinking about visiting Puerto Vallarta? Find more information about Covid restrictions and travel requirements for Mexico.